How much do homeowners pay a month in Villas, NJ?
Homeowners with a mortgage in Villas, NJ pay a median of $1,672 (±$88) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $729 (±$60).
61.2% of owned homes carry a mortgage.
In Villas, the median monthly cost with a mortgage went from $1,557 in 2015–2019 to $1,672 in 2020–2024 (+7.4%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $1,672 (±$88)
- Without a mortgage
- $729 (±$60)
- Owned with a mortgage
- 61.2%
Monthly owner costs in Villas
| Villas | Cape May County | New Jersey | United States | |
|---|---|---|---|---|
| With a mortgage | $1,672 (±$88) | $2,232 (±$50) | $2,829 (±$8) | $1,963 |
| Without a mortgage | $729 (±$60) | $925 (±$27) | $1,232 (±$6) | $638 |
| Owned homes with a mortgage | 61.2% (±7.9 points) | 58.9% (±1.9 points) | 63.9% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,495 (±$225) | $5,306 (±$135) | $9,590 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Villas, the median cost with a mortgage is lower than in Cape May County ($2,232).
It is also lower than in New Jersey ($2,829).
It is lower than the national figure ($1,963).
In Cape May County, Villas ranks 11 of 11 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 228 of 247.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Villas have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,557 (±$67) | $1,672 (±$88) | +7.4% | Down after inflation |
| Median real estate taxes | $2,930 (±$173) | $3,495 (±$225) | +19.3% | No measurable change after inflation |
| Median home value | $192,600 (±$13,865) | $301,600 (±$27,928) | +56.6% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Villas
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Villas | — | $1,672 (±$88) | — |
| North Cape May | 2.6 mi | $2,080 (±$139) | Higher |
| Erma | 2.8 mi | $1,880 (±$120) | Higher |
| Rio Grande | 3.1 mi | $2,405 (±$270) | Higher |
| Whitesboro | 4.1 mi | $1,988 (±$388) | Not measurably different |
| West Cape May Borough | 5.1 mi | $2,695 (±$365) | Higher |
| Cape May | 5.6 mi | $2,586 (±$418) | Higher |
| Cape May Point Borough | 5.7 mi | $2,500 (±$760) | Higher |
| West Wildwood Borough | 6.1 mi | $2,025 (±$650) | Not measurably different |
Nearby places with a measurably higher figure: North Cape May, NJ ($2,080), Erma, NJ ($1,880), Rio Grande, NJ ($2,405).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Cape May County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 5 | Marmora | $2,114 (±$153) |
| 6 | North Cape May | $2,080 (±$139) |
| 7 | Whitesboro | $1,988 (±$388) |
| 8 | Erma | $1,880 (±$120) |
| 9 | Beesleys Point | $1,802 (±$1,405) |
| 10 | South Dennis | $1,780 (±$329) |
| 11 | Villas | $1,672 (±$88) |
Showing 7 of 11 places in Cape May County, ranked from highest to lowest.
Villas is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Lower Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Villas
What is the average mortgage payment in Villas?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Villas, NJ is $1,672 (±$88) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Villas?
Owners without a mortgage in Villas pay a median of $729 (±$60) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Villas gone up?
In Villas, the median monthly cost with a mortgage went from $1,557 in 2015–2019 to $1,672 in 2020–2024 (+7.4%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Villas CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Villas CDP, New Jersey
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Villas CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Villas CDP, New Jersey
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Villas CDP, New Jersey
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Villas CDP, New Jersey (place:76010, in state:34).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Villas at a glance
- Median rent in Villas
- Rent by bedrooms in Villas
- Rent burden in Villas
- Renters and owners in Villas
- Income and affordability in Villas
- Home values in Villas
- Property taxes in Villas
- Types of homes in Villas
- Bedrooms in Villas
- Age of homes in Villas
- Heating fuel in Villas
- Commute and cars in Villas
- Population growth in Villas
- How long people stay in Villas
- Crowding and facilities in Villas
- New Jersey landlord and tenant rules
- Housing across Cape May County
- Housing data for every place in New Jersey