How much do homeowners pay a month in Center Point, NM?

Name: Homeowner costs in Center Point, NM, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Center Point, NM pay a median of $1,278 (±$141) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $515 (±$180).

41.2% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,278 (±$141)
Without a mortgage: $515 (±$180)
Owned with a mortgage: 41.2%

Monthly owner costs in Center Point

Median selected monthly owner costs, estimate (90% margin of error)
	Center Point	San Juan County	New Mexico	United States
With a mortgage	$1,278 (±$141)	$1,499 (±$47)	$1,564 (±$11)	$1,963
Without a mortgage	$515 (±$180)	$453 (±$17)	$451 (±$4)	$638
Owned homes with a mortgage	41.2% (±12.2 points)	43.6% (±2.2 points)	51.5% (±0.5 points)	60.6%
Median real estate taxes (a year)	$1,178 (±$179)	$1,317 (±$56)	$1,731 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Center Point, the median cost with a mortgage is lower than in San Juan County ($1,499).

It is also lower than in New Mexico ($1,564).

It is lower than the national figure ($1,963).

In San Juan County, Center Point ranks 10 of 16 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 109 of 175.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Center Point

Nearest places with a published estimate, compared with Center Point
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Center Point	—	$1,278 (±$141)	—
Aztec	3.9 mi	$1,260 (±$152)	Not measurably different
Spencerville	6.5 mi	$1,696 (±$598)	Not measurably different
South River	8.2 mi	$1,700 (±$295)	Higher
Flora Vista	8.8 mi	$1,606 (±$75)	Higher
Bloomfield	8.9 mi	$1,110 (±$78)	Lower
Crouch Mesa	11 mi	$1,270 (±$396)	Not measurably different
Angustura	11 mi	$1,237 (±$127)	Not measurably different
Lee Acres	13 mi	$1,726 (±$198)	Higher

Nearby places with a measurably lower figure: Bloomfield, NM ($1,110).

Nearby places with a measurably higher figure: South River, NM ($1,700), Flora Vista, NM ($1,606), Lee Acres, NM ($1,726).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across San Juan County, place by place

Rank	Place	Median monthly cost with a mortgage
4	Spencerville	$1,696 (±$598)
5	Kirtland	$1,625 (±$146)
6	Flora Vista	$1,606 (±$75)
7	Farmington	$1,603 (±$71)
8	West Hammond	$1,452 (±$165)
9	La Plata	$1,317 (±$136)
10	Center Point	$1,278 (±$141)
11	Crouch Mesa	$1,270 (±$396)
12	Aztec	$1,260 (±$152)
13	Angustura	$1,237 (±$127)
14	Bloomfield	$1,110 (±$78)
15	Upper Fruitland	$1,069 (±$100)
16	Shiprock	$1,068 (±$71)

Showing 13 of 16 places in San Juan County, ranked from highest to lowest.

Center Point is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Center Point

What is the average mortgage payment in Center Point?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Center Point, NM is $1,278 (±$141) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Center Point?

Owners without a mortgage in Center Point pay a median of $515 (±$180) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Center Point CDP, New Mexico (place:13540, in state:35).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.