How much do homeowners pay a month in Rio Rancho Estates, NM?

Name: Homeowner costs in Rio Rancho Estates, NM, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Rio Rancho Estates, NM pay a median of $1,426 (±$404) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $373 (±$137).

49.1% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,426 (±$404)
Without a mortgage: $373 (±$137)
Owned with a mortgage: 49.1%

Monthly owner costs in Rio Rancho Estates

Median selected monthly owner costs, estimate (90% margin of error)
	Rio Rancho Estates	Sandoval County	New Mexico	United States
With a mortgage	$1,426 (±$404)	$1,671 (±$41)	$1,564 (±$11)	$1,963
Without a mortgage	$373 (±$137)	$475 (±$13)	$451 (±$4)	$638
Owned homes with a mortgage	49.1% (±15.8 points)	61.7% (±1.7 points)	51.5% (±0.5 points)	60.6%
Median real estate taxes (a year)	$946 (±$255)	$2,296 (±$59)	$1,731 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Rio Rancho Estates, the median cost with a mortgage is not measurably different from Sandoval County ($1,671).

It is not measurably different from New Mexico ($1,564).

It is lower than the national figure ($1,963).

In Sandoval County, Rio Rancho Estates ranks 6 of 12 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 85 of 175.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Rio Rancho Estates

Nearest places with a published estimate, compared with Rio Rancho Estates
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Rio Rancho Estates	—	$1,426 (±$404)	—
Rio Rancho	5.7 mi	$1,651 (±$42)	Not measurably different
Paradise Hills	8.9 mi	$1,327 (±$198)	Not measurably different
Corrales	11 mi	$2,638 (±$171)	Higher
Los Ranchos de Albuquerque	13 mi	$2,340 (±$822)	Not measurably different
North Valley	13 mi	$1,723 (±$153)	Not measurably different
Bernalillo	14 mi	$1,376 (±$156)	Not measurably different
Albuquerque	16 mi	$1,604 (±$17)	Not measurably different
Santa Ana Pueblo	16 mi	$496 (±$73)	Lower

Nearby places with a measurably lower figure: Santa Ana Pueblo, NM ($496).

Nearby places with a measurably higher figure: Corrales, NM ($2,638).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Sandoval County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Corrales	$2,638 (±$171)
2	Placitas	$2,318 (±$290)
3	Algodones	$1,972 (±$369)
4	Rio Rancho	$1,651 (±$42)
5	Jemez Springs	$1,452 (±$180)
6	Rio Rancho Estates	$1,426 (±$404)
7	Bernalillo	$1,376 (±$156)
8	San Ysidro	$1,375 (±$428)
9	Santo Domingo Pueblo	$1,083 (±$699)
10	San Felipe Pueblo	$1,007 (±$412)
11	Cuba	$819 (±$661)
12	Santa Ana Pueblo	$496 (±$73)

Rio Rancho Estates is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Rio Rancho Estates

What is the average mortgage payment in Rio Rancho Estates?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Rio Rancho Estates, NM is $1,426 (±$404) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Rio Rancho Estates?

Owners without a mortgage in Rio Rancho Estates pay a median of $373 (±$137) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Rio Rancho Estates CDP, New Mexico (place:63530, in state:35).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.