How much do homeowners pay a month in Clifton Gardens, NY?

Name: Homeowner costs in Clifton Gardens, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Clifton Gardens, NY pay a median of $1,995 (±$431) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $687 (±$210).

46.7% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,995 (±$431)
Without a mortgage: $687 (±$210)
Owned with a mortgage: 46.7%

Monthly owner costs in Clifton Gardens

Median selected monthly owner costs, estimate (90% margin of error)
	Clifton Gardens	Saratoga County	New York	United States
With a mortgage	$1,995 (±$431)	$2,088 (±$40)	$2,555 (±$9)	$1,963
Without a mortgage	$687 (±$210)	$764 (±$22)	$958 (±$5)	$638
Owned homes with a mortgage	46.7% (±15.7 points)	62.2% (±1.3 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$5,326 (±$863)	$4,875 (±$103)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Clifton Gardens, the median cost with a mortgage is not measurably different from Saratoga County ($2,088).

It is also lower than in New York ($2,555).

It is not measurably different from the national figure ($1,963).

In Saratoga County, Clifton Gardens ranks 3 of 6 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 299 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Clifton Gardens

Nearest places with a published estimate, compared with Clifton Gardens
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Clifton Gardens	—	$1,995 (±$431)	—
Clifton Knolls-Mill Creek	1.2 mi	$2,476 (±$193)	Higher
Town of Halfmoon	2.8 mi	$2,181 (±$90)	Not measurably different
Country Knolls	4.4 mi	$2,174 (±$117)	Not measurably different
Town of Niskayuna	5.5 mi	$2,463 (±$92)	Higher
Town of Waterford	5.7 mi	$1,898 (±$76)	Not measurably different
Niskayuna (community)	6.1 mi	$2,454 (±$92)	Higher
Mechanicville	6.2 mi	$1,413 (±$151)	Lower
Village of Round Lake	6.3 mi	$2,007 (±$425)	Not measurably different

Nearby places with a measurably lower figure: Mechanicville, NY ($1,413).

Nearby places with a measurably higher figure: Clifton Knolls-Mill Creek, NY ($2,476), Town of Niskayuna, NY ($2,463), Niskayuna (community), NY ($2,454).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Saratoga County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Clifton Knolls-Mill Creek	$2,476 (±$193)
2	Country Knolls	$2,174 (±$117)
3	Clifton Gardens	$1,995 (±$431)
4	Milton (community, Saratoga County)	$1,991 (±$217)
5	North Ballston Spa	$1,438 (±$438)
6	Hadley (community)	$1,316 (±$145)

Clifton Gardens is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Clifton Park, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Clifton Gardens

What is the average mortgage payment in Clifton Gardens?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Clifton Gardens, NY is $1,995 (±$431) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Clifton Gardens?

Owners without a mortgage in Clifton Gardens pay a median of $687 (±$210) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Clifton Gardens CDP, New York (place:16298, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.