How much do homeowners pay a month in Clifton Knolls-Mill Creek, NY?

Name: Homeowner costs in Clifton Knolls-Mill Creek, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Clifton Knolls-Mill Creek, NY pay a median of $2,476 (±$193) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $671 (±$65).

64.4% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,476 (±$193)
Without a mortgage: $671 (±$65)
Owned with a mortgage: 64.4%

Monthly owner costs in Clifton Knolls-Mill Creek

Median selected monthly owner costs, estimate (90% margin of error)
	Clifton Knolls-Mill Creek	Saratoga County	New York	United States
With a mortgage	$2,476 (±$193)	$2,088 (±$40)	$2,555 (±$9)	$1,963
Without a mortgage	$671 (±$65)	$764 (±$22)	$958 (±$5)	$638
Owned homes with a mortgage	64.4% (±14.7 points)	62.2% (±1.3 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$5,829 (±$554)	$4,875 (±$103)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Clifton Knolls-Mill Creek, the median cost with a mortgage is higher than in Saratoga County ($2,088).

It is not measurably different from New York ($2,555).

It is higher than the national figure ($1,963).

In Saratoga County, Clifton Knolls-Mill Creek ranks 1 of 6 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 244 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Clifton Knolls-Mill Creek

Nearest places with a published estimate, compared with Clifton Knolls-Mill Creek
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Clifton Knolls-Mill Creek	—	$2,476 (±$193)	—
Clifton Gardens	1.2 mi	$1,995 (±$431)	Lower
Town of Halfmoon	3.9 mi	$2,181 (±$90)	Lower
Country Knolls	4.0 mi	$2,174 (±$117)	Lower
Town of Niskayuna	4.7 mi	$2,463 (±$92)	Not measurably different
Niskayuna (community)	5.2 mi	$2,454 (±$92)	Not measurably different
Village of Round Lake	6.0 mi	$2,007 (±$425)	Lower
East Glenville	6.3 mi	$2,065 (±$137)	Lower
Town of Waterford	6.8 mi	$1,898 (±$76)	Lower

Nearby places with a measurably lower figure: Clifton Gardens, NY ($1,995), Town of Halfmoon, NY ($2,181), Country Knolls, NY ($2,174).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Saratoga County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Clifton Knolls-Mill Creek	$2,476 (±$193)
2	Country Knolls	$2,174 (±$117)
3	Clifton Gardens	$1,995 (±$431)
4	Milton (community, Saratoga County)	$1,991 (±$217)
5	North Ballston Spa	$1,438 (±$438)
6	Hadley (community)	$1,316 (±$145)

Clifton Knolls-Mill Creek is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Clifton Park, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Clifton Knolls-Mill Creek

What is the average mortgage payment in Clifton Knolls-Mill Creek?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Clifton Knolls-Mill Creek, NY is $2,476 (±$193) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Clifton Knolls-Mill Creek?

Owners without a mortgage in Clifton Knolls-Mill Creek pay a median of $671 (±$65) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Clifton Knolls-Mill Creek CDP, New York (place:16322, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.