How much do homeowners pay a month in East Setauket, NY?

Name: Homeowner costs in East Setauket, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in East Setauket, NY pay a median of $3,856 (±$177) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

60.7% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $3,856 (±$177)
Without a mortgage: $1,500 or more
Owned with a mortgage: 60.7%

Monthly owner costs in East Setauket

Median selected monthly owner costs, estimate (90% margin of error)
	East Setauket	Suffolk County	New York	United States
With a mortgage	$3,856 (±$177)	$3,320 (±$17)	$2,555 (±$9)	$1,963
Without a mortgage	$1,500 or more	$1,478 (±$15)	$958 (±$5)	$638
Owned homes with a mortgage	60.7% (±5.1 points)	62.4% (±0.6 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$10,000 or more	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In East Setauket, the median cost with a mortgage is higher than in Suffolk County ($3,320).

It is also higher than in New York ($2,555).

It is higher than the national figure ($1,963).

In Suffolk County, East Setauket ranks 29 of 112 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 76 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near East Setauket

Nearest places with a published estimate, compared with East Setauket
Place	Distance	Median monthly cost with a mortgage	Compared with this place
East Setauket	—	$3,856 (±$177)	—
Port Jefferson Station	1.5 mi	$3,281 (±$254)	Lower
Stony Brook	2.0 mi	$3,956 (±$285)	Not measurably different
Village of Poquott	2.2 mi	$3,875 (±$803)	Not measurably different
Setauket	2.2 mi	$4,000 or more	—
Terryville	2.5 mi	$3,153 (±$288)	Lower
Village of Port Jefferson	2.6 mi	$3,780 (±$236)	Not measurably different
Village of Belle Terre	3.1 mi	$4,000 or more	—
Centereach	3.7 mi	$3,175 (±$103)	Lower

Nearby places with a measurably lower figure: Port Jefferson Station, NY ($3,281), Terryville, NY ($3,153), Centereach, NY ($3,175).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Suffolk County, place by place

Rank	Place	Median monthly cost with a mortgage
23	Elwood	$3,973 (±$319)
24	Stony Brook	$3,956 (±$285)
25	Nesconset	$3,909 (±$288)
26	Bayport	$3,899 (±$406)
27	Smithtown (community)	$3,898 (±$127)
28 (tie)	Commack	$3,856 (±$118)
28 (tie)	East Setauket	$3,856 (±$177)
30	Shinnecock Hills	$3,830 (±$661)
31	West Hills	$3,796 (±$326)
32	Greenlawn	$3,752 (±$185)
33	St. James	$3,746 (±$246)
34	East Marion	$3,733 (±$493)
35	Brookhaven (community)	$3,722 (±$422)

Showing 13 of 112 places in Suffolk County, ranked from highest to lowest.

East Setauket is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Brookhaven, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about East Setauket

What is the average mortgage payment in East Setauket?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in East Setauket, NY is $3,856 (±$177) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in East Setauket?

Owners without a mortgage in East Setauket pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for East Setauket CDP, New York (place:22964, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.