How much do homeowners pay a month in Setauket, NY?
Homeowners with a mortgage in Setauket, NY pay a median of $4,000 or more a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,500 or more.
51.0% of owned homes carry a mortgage.
Figures last updated on .
- With a mortgage
- $4,000 or more
- Without a mortgage
- $1,500 or more
- Owned with a mortgage
- 51.0%
Monthly owner costs in Setauket
| Setauket | Suffolk County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $4,000 or more | $3,320 (±$17) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $1,500 or more | $1,478 (±$15) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 51.0% (±8.2 points) | 62.4% (±0.6 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
Median monthly cost with a mortgage in places near Setauket
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Setauket | — | $4,000 or more | — |
| Village of Poquott | 1.3 mi | $3,875 (±$803) | — |
| Village of Old Field | 1.5 mi | $4,000 or more | — |
| East Setauket | 2.2 mi | $3,856 (±$177) | — |
| Village of Belle Terre | 2.6 mi | $4,000 or more | — |
| Stony Brook | 2.9 mi | $3,956 (±$285) | — |
| Port Jefferson Station | 3.0 mi | $3,281 (±$254) | — |
| Village of Port Jefferson | 3.3 mi | $3,780 (±$236) | — |
| Town of Smithtown | 3.9 mi | $3,809 (±$72) | — |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Suffolk County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Melville | $4,000 or more |
| 1 (tie) | Miller Place | $4,000 or more |
| 1 (tie) | Northville (community) | $4,000 or more |
| 1 (tie) | Northwest Harbor | $4,000 or more |
| 1 (tie) | Noyack | $4,000 or more |
| 1 (tie) | Remsenburg-Speonk | $4,000 (±$584) |
| 1 (tie) | Setauket | $4,000 or more |
| 1 (tie) | Tuckahoe (community) | $4,000 or more |
| 1 (tie) | Water Mill | $4,000 or more |
| 23 | Elwood | $3,973 (±$319) |
| 24 | Stony Brook | $3,956 (±$285) |
| 25 | Nesconset | $3,909 (±$288) |
| 26 | Bayport | $3,899 (±$406) |
Showing 13 of 112 places in Suffolk County, ranked from highest to lowest.
Setauket is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Brookhaven, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Setauket
What is the average mortgage payment in Setauket?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Setauket, NY is $4,000 or more a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Setauket?
Owners without a mortgage in Setauket pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Setauket CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Setauket CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Setauket CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Setauket CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Setauket CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Setauket CDP, New York (place:66465, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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