How much do homeowners pay a month in Harbor Isle, NY?
Homeowners with a mortgage in Harbor Isle, NY pay a median of $3,247 (±$157) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,403 (±$507).
60.4% of owned homes carry a mortgage.
In Harbor Isle, the median monthly cost with a mortgage went from $3,599 in 2015–2019 to $3,247 in 2020–2024 (−9.8%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $3,247 (±$157)
- Without a mortgage
- $1,403 (±$507)
- Owned with a mortgage
- 60.4%
Monthly owner costs in Harbor Isle
| Harbor Isle | Nassau County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $3,247 (±$157) | $3,795 (±$27) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $1,403 (±$507) | $1,500 or more | $958 (±$5) | $638 |
| Owned homes with a mortgage | 60.4% (±16.9 points) | 62.1% (±0.6 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $9,047 (±$462) | $10,000 or more | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Harbor Isle, the median cost with a mortgage is lower than in Nassau County ($3,795).
It is also higher than in New York ($2,555).
It is higher than the national figure ($1,963).
In Nassau County, Harbor Isle ranks 56 of 62 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 168 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Harbor Isle have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $3,599 (±$331) | $3,247 (±$157) | −9.8% | Down after inflation |
| Median real estate taxes | $8,191 (±$799) | $9,047 (±$462) | +10.5% | No measurable change after inflation |
| Median home value | $476,400 (±$38,452) | $614,400 (±$35,214) | +29.0% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Harbor Isle
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Harbor Isle | — | $3,247 (±$157) | — |
| Village of Island Park | 0.5 mi | $3,294 (±$242) | Not measurably different |
| Barnum Island | 1.1 mi | $3,172 (±$303) | Not measurably different |
| Long Beach | 1.2 mi | $3,519 (±$184) | Higher |
| Bay Park | 2.0 mi | $3,201 (±$500) | Not measurably different |
| Village of Hewlett Neck | 2.3 mi | $4,000 or more | — |
| Village of Hewlett Harbor | 2.4 mi | $4,000 or more | — |
| Village of Woodsburgh | 2.5 mi | $4,000 or more | — |
| Oceanside | 2.5 mi | $3,682 (±$121) | Higher |
Nearby places with a measurably higher figure: Long Beach, NY ($3,519), Oceanside, NY ($3,682).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Nassau County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 50 | South Farmingdale | $3,443 (±$177) |
| 51 | North Wantagh | $3,421 (±$139) |
| 52 | Hicksville | $3,396 (±$128) |
| 53 | Carle Place | $3,393 (±$691) |
| 54 | Levittown | $3,355 (±$79) |
| 55 | Bethpage | $3,352 (±$140) |
| 56 | Harbor Isle | $3,247 (±$157) |
| 57 | New Cassel | $3,237 (±$293) |
| 58 | Bay Park | $3,201 (±$500) |
| 59 | Barnum Island | $3,172 (±$303) |
| 60 | University Gardens | $3,051 (±$394) |
| 61 | Roosevelt | $2,941 (±$267) |
| 62 | Uniondale | $2,855 (±$133) |
Showing 13 of 62 places in Nassau County, ranked from highest to lowest.
Harbor Isle is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Hempstead, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Harbor Isle
What is the average mortgage payment in Harbor Isle?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harbor Isle, NY is $3,247 (±$157) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Harbor Isle?
Owners without a mortgage in Harbor Isle pay a median of $1,403 (±$507) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Harbor Isle gone up?
In Harbor Isle, the median monthly cost with a mortgage went from $3,599 in 2015–2019 to $3,247 in 2020–2024 (−9.8%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Harbor Isle CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Harbor Isle CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Harbor Isle CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Harbor Isle CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Harbor Isle CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Harbor Isle CDP, New York (place:32105, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Harbor Isle at a glance
- Median rent in Harbor Isle
- Home values in Harbor Isle
- Property taxes in Harbor Isle
- Types of homes in Harbor Isle
- Age of homes in Harbor Isle
- Heating fuel in Harbor Isle
- Commute and cars in Harbor Isle
- Population growth in Harbor Isle
- New York landlord and tenant rules
- Housing across Nassau County
- Housing data for every place in New York