How much do homeowners pay a month in South Farmingdale, NY?

Name: Homeowner costs in South Farmingdale, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in South Farmingdale, NY pay a median of $3,443 (±$177) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,410 (±$85).

63.3% of owned homes carry a mortgage.

In South Farmingdale, the median monthly cost with a mortgage went from $3,023 in 2015–2019 to $3,443 in 2020–2024 (+13.9%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $3,443 (±$177)
Without a mortgage: $1,410 (±$85)
Owned with a mortgage: 63.3%

Monthly owner costs in South Farmingdale

Median selected monthly owner costs, estimate (90% margin of error)
	South Farmingdale	Nassau County	New York	United States
With a mortgage	$3,443 (±$177)	$3,795 (±$27)	$2,555 (±$9)	$1,963
Without a mortgage	$1,410 (±$85)	$1,500 or more	$958 (±$5)	$638
Owned homes with a mortgage	63.3% (±4.8 points)	62.1% (±0.6 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$10,000 or more	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In South Farmingdale, the median cost with a mortgage is lower than in Nassau County ($3,795).

It is also higher than in New York ($2,555).

It is higher than the national figure ($1,963).

In Nassau County, South Farmingdale ranks 50 of 62 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 136 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in South Farmingdale have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$3,023 (±$94)	$3,443 (±$177)	+13.9%	Down after inflation
Median home value	$426,000 (±$8,191)	$607,700 (±$10,778)	+42.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near South Farmingdale

Nearest places with a published estimate, compared with South Farmingdale
Place	Distance	Median monthly cost with a mortgage	Compared with this place
South Farmingdale	—	$3,443 (±$177)	—
Village of Farmingdale	1.1 mi	$2,917 (±$297)	Lower
North Massapequa	1.4 mi	$3,752 (±$125)	Higher
Plainedge	1.6 mi	$3,575 (±$173)	Not measurably different
North Amityville	2.2 mi	$3,104 (±$187)	Lower
East Farmingdale	2.4 mi	$3,418 (±$372)	Not measurably different
Old Bethpage	2.4 mi	$4,000 or more	—
Village of Massapequa Park	2.5 mi	$3,659 (±$94)	Higher
East Massapequa	2.9 mi	$3,685 (±$132)	Higher

Nearby places with a measurably lower figure: Village of Farmingdale, NY ($2,917), North Amityville, NY ($3,104).

Nearby places with a measurably higher figure: North Massapequa, NY ($3,752), Village of Massapequa Park, NY ($3,659), East Massapequa, NY ($3,685).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Nassau County, place by place

Rank	Place	Median monthly cost with a mortgage
44 (tie)	Plainedge	$3,575 (±$173)
44 (tie)	Salisbury (community)	$3,575 (±$187)
46	Lakeview	$3,571 (±$217)
47	Albertson	$3,550 (±$399)
48	North Valley Stream	$3,518 (±$240)
49	Elmont	$3,446 (±$154)
50	South Farmingdale	$3,443 (±$177)
51	North Wantagh	$3,421 (±$139)
52	Hicksville	$3,396 (±$128)
53	Carle Place	$3,393 (±$691)
54	Levittown	$3,355 (±$79)
55	Bethpage	$3,352 (±$140)
56	Harbor Isle	$3,247 (±$157)

Showing 13 of 62 places in Nassau County, ranked from highest to lowest.

South Farmingdale is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Oyster Bay, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about South Farmingdale

What is the average mortgage payment in South Farmingdale?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in South Farmingdale, NY is $3,443 (±$177) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in South Farmingdale?

Owners without a mortgage in South Farmingdale pay a median of $1,410 (±$85) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in South Farmingdale gone up?

In South Farmingdale, the median monthly cost with a mortgage went from $3,023 in 2015–2019 to $3,443 in 2020–2024 (+13.9%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for South Farmingdale CDP, New York (place:69001, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.