How much do homeowners pay a month in North Valley Stream, NY?

Name: Homeowner costs in North Valley Stream, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in North Valley Stream, NY pay a median of $3,518 (±$240) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,437 (±$110).

68.4% of owned homes carry a mortgage.

In North Valley Stream, the median monthly cost with a mortgage went from $2,963 in 2015–2019 to $3,518 in 2020–2024 (+18.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,518 (±$240)
Without a mortgage: $1,437 (±$110)
Owned with a mortgage: 68.4%

Monthly owner costs in North Valley Stream

Median selected monthly owner costs, estimate (90% margin of error)
	North Valley Stream	Nassau County	New York	United States
With a mortgage	$3,518 (±$240)	$3,795 (±$27)	$2,555 (±$9)	$1,963
Without a mortgage	$1,437 (±$110)	$1,500 or more	$958 (±$5)	$638
Owned homes with a mortgage	68.4% (±5.6 points)	62.1% (±0.6 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$10,000 or more	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In North Valley Stream, the median cost with a mortgage is lower than in Nassau County ($3,795).

It is also higher than in New York ($2,555).

It is higher than the national figure ($1,963).

In Nassau County, North Valley Stream ranks 48 of 62 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 126 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in North Valley Stream have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,963 (±$139)	$3,518 (±$240)	+18.7%	No measurable change after inflation
Median home value	$412,600 (±$15,719)	$613,800 (±$16,896)	+48.8%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near North Valley Stream

Nearest places with a published estimate, compared with North Valley Stream
Place	Distance	Median monthly cost with a mortgage	Compared with this place
North Valley Stream	—	$3,518 (±$240)	—
Elmont	1.0 mi	$3,446 (±$154)	Not measurably different
Village of Valley Stream	1.4 mi	$3,485 (±$141)	Not measurably different
Franklin Square	1.9 mi	$3,674 (±$140)	Not measurably different
Village of Malverne	2.0 mi	$3,899 (±$345)	Not measurably different
South Valley Stream	2.0 mi	$3,919 (±$243)	Higher
Village of South Floral Park	2.1 mi	$3,482 (±$374)	Not measurably different
Village of Lynbrook	2.5 mi	$3,981 (±$282)	Higher
Village of Floral Park	2.6 mi	$4,000 or more	—

Nearby places with a measurably higher figure: South Valley Stream, NY ($3,919), Village of Lynbrook, NY ($3,981).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Nassau County, place by place

Rank	Place	Median monthly cost with a mortgage
42	Garden City South	$3,582 (±$202)
43	Seaford	$3,581 (±$321)
44 (tie)	Plainedge	$3,575 (±$173)
44 (tie)	Salisbury (community)	$3,575 (±$187)
46	Lakeview	$3,571 (±$217)
47	Albertson	$3,550 (±$399)
48	North Valley Stream	$3,518 (±$240)
49	Elmont	$3,446 (±$154)
50	South Farmingdale	$3,443 (±$177)
51	North Wantagh	$3,421 (±$139)
52	Hicksville	$3,396 (±$128)
53	Carle Place	$3,393 (±$691)
54	Levittown	$3,355 (±$79)

Showing 13 of 62 places in Nassau County, ranked from highest to lowest.

North Valley Stream is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Hempstead, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about North Valley Stream

What is the average mortgage payment in North Valley Stream?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in North Valley Stream, NY is $3,518 (±$240) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in North Valley Stream?

Owners without a mortgage in North Valley Stream pay a median of $1,437 (±$110) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in North Valley Stream gone up?

In North Valley Stream, the median monthly cost with a mortgage went from $2,963 in 2015–2019 to $3,518 in 2020–2024 (+18.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for North Valley Stream CDP, New York (place:53748, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.