How much do homeowners pay a month in South Valley Stream, NY?

Name: Homeowner costs in South Valley Stream, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in South Valley Stream, NY pay a median of $3,919 (±$243) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

65.7% of owned homes carry a mortgage.

In South Valley Stream, the median monthly cost with a mortgage went from $3,258 in 2015–2019 to $3,919 in 2020–2024 (+20.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,919 (±$243)
Without a mortgage: $1,500 or more
Owned with a mortgage: 65.7%

Monthly owner costs in South Valley Stream

Median selected monthly owner costs, estimate (90% margin of error)
	South Valley Stream	Nassau County	New York	United States
With a mortgage	$3,919 (±$243)	$3,795 (±$27)	$2,555 (±$9)	$1,963
Without a mortgage	$1,500 or more	$1,500 or more	$958 (±$5)	$638
Owned homes with a mortgage	65.7% (±8.9 points)	62.1% (±0.6 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$10,000 or more	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In South Valley Stream, the median cost with a mortgage is not measurably different from Nassau County ($3,795).

It is also higher than in New York ($2,555).

It is higher than the national figure ($1,963).

In Nassau County, South Valley Stream ranks 27 of 62 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 68 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in South Valley Stream have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$3,258 (±$232)	$3,919 (±$243)	+20.3%	No measurable change after inflation
Median home value	$472,700 (±$24,622)	$656,800 (±$20,689)	+38.9%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near South Valley Stream

Nearest places with a published estimate, compared with South Valley Stream
Place	Distance	Median monthly cost with a mortgage	Compared with this place
South Valley Stream	—	$3,919 (±$243)	—
Village of Valley Stream	0.9 mi	$3,485 (±$141)	Lower
Woodmere	1.3 mi	$4,000 or more	—
Hewlett	1.6 mi	$3,945 (±$707)	Not measurably different
Village of Hewlett Bay Park	1.9 mi	$4,000 or more	—
North Valley Stream	2.0 mi	$3,518 (±$240)	Lower
Village of Cedarhurst	2.2 mi	$3,966 (±$389)	Not measurably different
Village of Hewlett Harbor	2.3 mi	$4,000 or more	—
Village of Lynbrook	2.3 mi	$3,981 (±$282)	Not measurably different

Nearby places with a measurably lower figure: Village of Valley Stream, NY ($3,485), North Valley Stream, NY ($3,518).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Nassau County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Wantagh	$4,000 or more
1 (tie)	Woodbury (community)	$4,000 or more
1 (tie)	Woodmere	$4,000 or more
24	Locust Valley	$3,973 (±$596)
25	Hewlett	$3,945 (±$707)
26	Greenvale	$3,944 (±$698)
27	South Valley Stream	$3,919 (±$243)
28	South Hempstead	$3,886 (±$193)
29	North Bellmore	$3,859 (±$201)
30 (tie)	Herricks	$3,834 (±$194)
30 (tie)	North Merrick	$3,834 (±$131)
30 (tie)	North New Hyde Park	$3,834 (±$323)
33	North Massapequa	$3,752 (±$125)

Showing 13 of 62 places in Nassau County, ranked from highest to lowest.

South Valley Stream is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Hempstead, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about South Valley Stream

What is the average mortgage payment in South Valley Stream?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in South Valley Stream, NY is $3,919 (±$243) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in South Valley Stream?

Owners without a mortgage in South Valley Stream pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in South Valley Stream gone up?

In South Valley Stream, the median monthly cost with a mortgage went from $3,258 in 2015–2019 to $3,919 in 2020–2024 (+20.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for South Valley Stream CDP, New York (place:69892, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.