Housing data for Shrub Oak, NY
Shrub Oak, NY has an estimated 2,498 residents and 1,055 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Westchester County.
32.8% of households rent.
The median gross rent is $1,194 a month.
Figures last updated on .
- Residents
- 2,498 (±711)
- Housing units
- 1,055 (±262)
- Households that rent
- 32.8%
- Median gross rent
- $1,194
- Residents since 2015–2019
- −12.7%
What stands out in Shrub Oak
Renters paying 30% or more of income: 15.8% (±20.9 points) in Shrub Oak, lower than in Westchester County (54.2%).
Commuting by public transportation: 2.7% (±3.7 points) in Shrub Oak, lower than in Westchester County (17.3%).
Working from home: 6.4% (±6.1 points) in Shrub Oak, lower than in Westchester County (19.1%).
Median gross rent: $1,194 (±$631) in Shrub Oak, lower than in Westchester County ($1,951).
Housing in Shrub Oak at a glance
- Median rent: $1,194 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 15.8% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 32.8% of households rent (Small sample: wide margin of error)
- Income and affordability: $172,778 median household income
- Home values: $515,200 median home value
- Homeowner costs: $3,793 median monthly cost with a mortgage
- Property taxes: $10,000 or more median real estate taxes a year
- Types of homes: 37.8% of homes are in buildings of 5 or more units
- Bedrooms: 52.3% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 61.7% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 41.2% heat with fuel oil or kerosene
- Commute and cars: 32.5 minutes average trip to work
- Growth: −12.7% residents since 2015–2019
- How long people stay: 18.4% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Shrub Oak against Westchester County, its state and the nation
| Shrub Oak | Westchester County | New York | United States | |
|---|---|---|---|---|
| Residents | 2,498 (±711) | 999,677 (exact) | 19,852,366 (exact) | 334,922,499 |
| Housing units | 1,055 (±262) | 394,358 (±190) | 8,585,241 (±652) | 143,775,355 |
| Households that rent | 32.8% (±16.3 points) | 38.2% (±0.7 points) | 45.7% (±0.2 points) | 34.8% |
| Median gross rent | $1,194 (±$631) | $1,951 (±$27) | $1,621 (±$7) | $1,413 |
| Median household income | $172,778 (±$77,626) | $118,976 (±$2,567) | $85,974 (±$402) | $80,734 |
| Median home value | $515,200 (±$110,954) | $663,200 (±$5,709) | $423,800 (±$1,627) | $332,700 |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $6,582 (±$21) | $3,119 |
| Built before 1980 | 61.7% (±22.2 points) | 76.1% (±1.1 points) | 73.9% (±0.2 points) | 49.7% |
| Average commute | 32.5 minutes (±4.9) | 34.6 minutes (±0.4) | 32.6 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 88.5% (±8.9 points) | 93.7% (±0.4 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 47.3 years (±11.6) | 41.8 years (±0.2) | 39.8 years (±0.1) | 38.9 years |
Shrub Oak covers 1.6 square miles of land, about 1,583 residents per square mile (Census Bureau Gazetteer).
How Shrub Oak has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,861 (±720) | 2,498 (±711) | −12.7% | Not a measurable change |
| Housing units | 1,085 (±204) | 1,055 (±262) | −2.8% | Not a measurable change |
| Median gross rent | $1,799 (±$146) | $1,194 (±$631) | −33.6% | Down after inflation |
| Median home value | $347,800 (±$22,756) | $515,200 (±$110,954) | +48.1% | No measurable change after inflation |
| Median household income | $112,083 (±$16,581) | $172,778 (±$77,626) | +54.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $3,378 (±$1,190) | $3,793 (±$320) | +12.3% | No measurable change after inflation |
| Households that rent | 39.2% (±13.3 points) | 32.8% (±16.3 points) | −6.4 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±7.5 points) | 0.0% (±12.5 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Westchester County
Shrub Oak has no police department of its own in the FBI’s figures, so this is the figure for Westchester County as a whole.
In 2024, the police departments that report for Westchester County recorded 175 violent and 920 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Shrub Oak
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 10588 | 66% | 2,783 | $1,184 | $526,100 | $178,977 |
| 10547 | 10% | 7,205 | $2,392 | $504,600 | $162,605 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Shrub Oak
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Lake Mohegan | 1.1 mi | $2,875 | $503,000 | 22.9% |
| Jefferson Valley-Yorktown | 1.7 mi | $2,106 | $591,800 | 10.6% |
| Crompond | 2.3 mi | — | $619,400 | 7.0% |
| Shenorock | 4.6 mi | $2,417 | $472,800 | 4.1% |
| Town of Putnam Valley | 4.7 mi | $2,000 | $510,900 | 10.3% |
| Yorktown Heights | 4.9 mi | — | $618,400 | 19.3% |
| Lincolndale | 5.4 mi | — | $582,200 | 1.9% |
| Mahopac | 5.5 mi | $1,931 | $470,900 | 19.2% |
Places in New York most like Shrub Oak
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Town of Mount Kisco | $1,494 | $478,300 | $96,534 | 28.9% |
| Village of Mount Kisco | $1,494 | $478,300 | $96,534 | 28.9% |
| Village of Piermont | $1,910 | $652,900 | $140,450 | 33.8% |
| Town of Greenburgh | $2,316 | $697,100 | $152,256 | 26.0% |
| Town of Ossining | $2,203 | $552,900 | $125,539 | 37.2% |
| Village of Farmingdale | $2,520 | $559,700 | $122,980 | 30.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New York.
HUD Fair Market Rent for Shrub Oak, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $2,593 | $2,729 | $2,971 | $3,760 | $4,121 |
HUD income limits for Shrub Oak, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $35,650 | $59,400 | $88,100 |
| 2 people | $40,750 | $67,850 | $100,700 |
| 3 people | $45,850 | $76,350 | $113,300 |
| 4 people | $50,900 | $84,800 | $125,850 |
| 5 people | $55,000 | $91,600 | $135,950 |
| 6 people | $59,050 | $98,400 | $146,000 |
| 7 people | $63,150 | $105,200 | $156,100 |
| 8 people | $67,200 | $111,950 | $166,150 |
These are the limits HUD sets for its housing programs in the Westchester County, NY Statutory Exception Area, where HUD’s median family income for fiscal year 2026 is $164,200.
A program can use its own limits; tax-credit and local programs often do.
Shrub Oak is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Yorktown, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Shrub Oak
What is the median household income in Shrub Oak?
The median household income in Shrub Oak is $172,778 (±$77,626) a year (2020–2024 American Community Survey).
What is the average home value in Shrub Oak, NY?
The Census Bureau publishes the median: $515,200 (±$110,954) for owner-occupied homes in Shrub Oak (2020–2024 American Community Survey).
What is the average mortgage payment in Shrub Oak?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Shrub Oak, NY is $3,793 (±$320) a month, including taxes, insurance and utilities.
How much are property taxes in Shrub Oak?
The median real estate tax paid by homeowners in Shrub Oak, NY is $10,000 or more a year (2020–2024 American Community Survey).
How many homes are in Shrub Oak?
Shrub Oak, NY has an estimated 1,055 (±262) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Shrub Oak?
61.7% of homes in Shrub Oak, NY were built before 1980 (2020–2024 American Community Survey).
Is Shrub Oak growing?
In Shrub Oak, the number of residents went from 2,861 in 2015–2019 to 2,498 in 2020–2024 (−12.7%), not a measurable change.
What ZIP codes are in Shrub Oak?
The ZIP codes that cover Shrub Oak are 10588, 10547.
What is the median rent in ZIP code 10588?
The median gross rent in ZIP Code Tabulation Area 10588 is $1,184 (±$565) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Shrub Oak CDP, New York
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Shrub Oak CDP, New York
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Shrub Oak CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Shrub Oak CDP, New York
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Shrub Oak CDP, New York
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Shrub Oak CDP, New York
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Shrub Oak CDP, New York
- HUD Fair Market Rents, fiscal year 2027: New York, NY HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Westchester County, NY Statutory Exception Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Shrub Oak CDP, New York (place:67279, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .