Housing data for Tioga Terrace, NY
Tioga Terrace, NY has an estimated 2,057 residents and 817 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Tioga County.
1.4% of households rent.
Figures last updated on .
- Residents
- 2,057 (±396)
- Housing units
- 817 (±159)
- Households that rent
- 1.4%
What stands out in Tioga Terrace
Households that rent: 1.4% (±2.2 points) in Tioga Terrace, lower than in Tioga County (20.9%).
Median household income: $131,817 (±$15,064) in Tioga Terrace, higher than in Tioga County ($72,739).
Homes heated by fuel oil: 0.0% (±5.3 points) in Tioga Terrace, lower than in Tioga County (26.3%).
Median real estate taxes: $5,885 (±$1,210) in Tioga Terrace, higher than in Tioga County ($3,751).
- Income and affordability in Tioga Terrace
- Heating fuel in Tioga Terrace
- Property taxes in Tioga Terrace
Housing in Tioga Terrace at a glance
- Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 1.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $131,817 median household income
- Home values: $233,400 median home value
- Homeowner costs: $1,857 median monthly cost with a mortgage
- Property taxes: $5,885 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 98.7% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 88.6% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 96.9% heat with utility gas
- Commute and cars: 19.2 minutes average trip to work
- How long people stay: 10.0% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Tioga Terrace against Tioga County, its state and the nation
| Tioga Terrace | Tioga County | New York | United States | |
|---|---|---|---|---|
| Residents | 2,057 (±396) | 47,864 (exact) | 19,852,366 (exact) | 334,922,499 |
| Housing units | 817 (±159) | 22,104 (±103) | 8,585,241 (±652) | 143,775,355 |
| Households that rent | 1.4% (±2.2 points) | 20.9% (±2.1 points) | 45.7% (±0.2 points) | 34.8% |
| Median gross rent | — | $928 (±$47) | $1,621 (±$7) | $1,413 |
| Median household income | $131,817 (±$15,064) | $72,739 (±$3,285) | $85,974 (±$402) | $80,734 |
| Median home value | $233,400 (±$29,446) | $160,800 (±$6,535) | $423,800 (±$1,627) | $332,700 |
| Median real estate taxes (a year) | $5,885 (±$1,210) | $3,751 (±$156) | $6,582 (±$21) | $3,119 |
| Built before 1980 | 88.6% (±19.8 points) | 66.1% (±3.4 points) | 73.9% (±0.2 points) | 49.7% |
| Average commute | 19.2 minutes (±2.4) | 23.0 minutes (±1.0) | 32.6 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 98.9% (±1.7 points) | 90.3% (±1.6 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 44.3 years (±8.1) | 44.8 years (±0.3) | 39.8 years (±0.1) | 38.9 years |
Tioga Terrace covers 1.0 square miles of land, about 2,053 residents per square mile (Census Bureau Gazetteer).
Crime reported to police in Tioga County
Tioga Terrace has no police department of its own in the FBI’s figures, so this is the figure for Tioga County as a whole.
In 2025, the police departments that report for Tioga County recorded 57 violent and 351 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Tioga Terrace
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Crest View Heights | 1.7 mi | — | $224,300 | 2.4% |
| Apalachin | 2.1 mi | $1,078 | $179,900 | 26.8% |
| Little Meadows | 4.3 mi | $930 | $185,400 | 14.7% |
| Village of Endicott | 4.3 mi | $853 | $121,800 | 60.6% |
| Town of Vestal | 5.2 mi | $1,199 | $193,500 | 23.9% |
| Apolacon Township | 6.7 mi | — | $315,400 | 8.6% |
| Town of Union | 6.9 mi | $936 | $149,900 | 41.1% |
| Endwell | 7.0 mi | $919 | $173,300 | 24.9% |
HUD Fair Market Rent for Tioga Terrace, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $849 | $954 | $1,219 | $1,535 | $1,769 |
HUD income limits for Tioga Terrace, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,900 | $31,500 | $50,350 |
| 2 people | $21,640 | $36,000 | $57,550 |
| 3 people | $27,320 | $40,500 | $64,750 |
| 4 people | $33,000 | $44,950 | $71,900 |
| 5 people | $38,680 | $48,550 | $77,700 |
| 6 people | $44,360 | $52,150 | $83,450 |
| 7 people | $50,040 | $55,750 | $89,200 |
| 8 people | $55,720 | $59,350 | $94,950 |
These are the limits HUD sets for its housing programs in the Binghamton, NY MSA, where HUD’s median family income for fiscal year 2026 is $88,600.
A program can use its own limits; tax-credit and local programs often do.
Tioga Terrace is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Owego, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Tioga Terrace
What is the median household income in Tioga Terrace?
The median household income in Tioga Terrace is $131,817 (±$15,064) a year (2020–2024 American Community Survey).
What is the average home value in Tioga Terrace, NY?
The Census Bureau publishes the median: $233,400 (±$29,446) for owner-occupied homes in Tioga Terrace (2020–2024 American Community Survey).
What is the average mortgage payment in Tioga Terrace?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Tioga Terrace, NY is $1,857 (±$190) a month, including taxes, insurance and utilities.
How much are property taxes in Tioga Terrace?
The median real estate tax paid by homeowners in Tioga Terrace, NY is $5,885 (±$1,210) a year (2020–2024 American Community Survey).
How many homes are in Tioga Terrace?
Tioga Terrace, NY has an estimated 817 (±159) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Tioga Terrace?
88.6% of homes in Tioga Terrace, NY were built before 1980 (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Tioga Terrace CDP, New York
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Tioga Terrace CDP, New York
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Tioga Terrace CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Tioga Terrace CDP, New York
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Tioga Terrace CDP, New York
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Tioga Terrace CDP, New York
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Tioga Terrace CDP, New York
- HUD Fair Market Rents, fiscal year 2027: Binghamton, NY MSA
- HUD Income Limits, fiscal year 2026: Binghamton, NY MSA
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Tioga Terrace CDP, New York (place:73990, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .