How much do homeowners pay a month in Tioga Terrace, NY?

Name: Homeowner costs in Tioga Terrace, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Tioga Terrace, NY pay a median of $1,857 (±$190) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $809 (±$200).

42.0% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,857 (±$190)
Without a mortgage: $809 (±$200)
Owned with a mortgage: 42.0%

Monthly owner costs in Tioga Terrace

Median selected monthly owner costs, estimate (90% margin of error)
	Tioga Terrace	Tioga County	New York	United States
With a mortgage	$1,857 (±$190)	$1,559 (±$61)	$2,555 (±$9)	$1,963
Without a mortgage	$809 (±$200)	$622 (±$28)	$958 (±$5)	$638
Owned homes with a mortgage	42.0% (±11.8 points)	48.2% (±2.2 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$5,885 (±$1,210)	$3,751 (±$156)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Tioga Terrace, the median cost with a mortgage is higher than in Tioga County ($1,559).

It is also lower than in New York ($2,555).

It is not measurably different from the national figure ($1,963).

In Tioga County, Tioga Terrace ranks 2 of 3 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 314 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Tioga Terrace

Nearest places with a published estimate, compared with Tioga Terrace
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Tioga Terrace	—	$1,857 (±$190)	—
Crest View Heights	1.7 mi	$2,091 (±$209)	Not measurably different
Apalachin	2.1 mi	$1,797 (±$221)	Not measurably different
Little Meadows	4.3 mi	$1,385 (±$72)	Lower
Village of Endicott	4.3 mi	$1,299 (±$101)	Lower
Town of Vestal	5.2 mi	$1,541 (±$112)	Lower
Apolacon Township	6.7 mi	$1,667 (±$78)	Not measurably different
Town of Union	6.9 mi	$1,370 (±$46)	Lower
Endwell	7.0 mi	$1,484 (±$98)	Lower

Nearby places with a measurably lower figure: Little Meadows, PA ($1,385), Village of Endicott, NY ($1,299), Town of Vestal, NY ($1,541).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Tioga County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Crest View Heights	$2,091 (±$209)
2	Tioga Terrace	$1,857 (±$190)
3	Apalachin	$1,797 (±$221)

Tioga Terrace is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Owego, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Tioga Terrace

What is the average mortgage payment in Tioga Terrace?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Tioga Terrace, NY is $1,857 (±$190) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Tioga Terrace?

Owners without a mortgage in Tioga Terrace pay a median of $809 (±$200) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Tioga Terrace CDP, New York (place:73990, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.