How much do homeowners pay a month in the Town of Vestal, NY?
Homeowners with a mortgage in the Town of Vestal, NY pay a median of $1,541 (±$112) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $755 (±$70).
53.2% of owned homes carry a mortgage.
In the Town of Vestal, the median monthly cost with a mortgage went from $1,375 in 2015–2019 to $1,541 in 2020–2024 (+12.1%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $1,541 (±$112)
- Without a mortgage
- $755 (±$70)
- Owned with a mortgage
- 53.2%
Monthly owner costs in the Town of Vestal
| Town of Vestal | Broome County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,541 (±$112) | $1,408 (±$28) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $755 (±$70) | $645 (±$18) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 53.2% (±4.0 points) | 51.5% (±1.3 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,907 (±$294) | $3,902 (±$112) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Vestal, the median cost with a mortgage is higher than in Broome County ($1,408).
It is also lower than in New York ($2,555).
It is lower than the national figure ($1,963).
In Broome County, the Town of Vestal ranks 4 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 554 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Vestal have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,375 (±$71) | $1,541 (±$112) | +12.1% | Down after inflation |
| Median real estate taxes | $4,267 (±$336) | $4,907 (±$294) | +15.0% | No measurable change after inflation |
| Median home value | $148,700 (±$7,895) | $193,500 (±$8,670) | +30.1% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Vestal
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Vestal | — | $1,541 (±$112) | — |
| Village of Endicott | 4.1 mi | $1,299 (±$101) | Lower |
| Endwell | 5.1 mi | $1,484 (±$98) | Not measurably different |
| Tioga Terrace | 5.2 mi | $1,857 (±$190) | Higher |
| Town of Union | 5.3 mi | $1,370 (±$46) | Lower |
| Crest View Heights | 5.7 mi | $2,091 (±$209) | Higher |
| Town of Binghamton | 5.8 mi | $1,629 (±$137) | Not measurably different |
| Village of Johnson City | 5.9 mi | $1,202 (±$42) | Lower |
| Binghamton | 6.6 mi | $1,301 (±$69) | Lower |
Nearby places with a measurably lower figure: Village of Endicott, NY ($1,299), Town of Union, NY ($1,370), Village of Johnson City, NY ($1,202).
Nearby places with a measurably higher figure: Tioga Terrace, NY ($1,857), Crest View Heights, NY ($2,091).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Broome County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Town of Binghamton | $1,629 (±$137) |
| 2 | Town of Maine | $1,577 (±$207) |
| 3 | Town of Nanticoke | $1,545 (±$446) |
| 4 | Town of Vestal | $1,541 (±$112) |
| 5 | Town of Sanford | $1,470 (±$223) |
| 6 | Town of Conklin | $1,469 (±$185) |
| 7 | Town of Windsor | $1,436 (±$124) |
| 8 | Town of Barker | $1,432 (±$92) |
| 9 | Town of Lisle | $1,426 (±$294) |
| 10 | Town of Dickinson (Broome County) | $1,419 (±$202) |
Showing 10 of 17 places in Broome County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Vestal include them.
The figures for the Town of Vestal include the places inside it that have pages of their own: Binghamton University.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Town of Vestal
What is the average mortgage payment in the Town of Vestal?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Vestal, NY is $1,541 (±$112) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Vestal?
Owners without a mortgage in the Town of Vestal pay a median of $755 (±$70) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Vestal gone up?
In the Town of Vestal, the median monthly cost with a mortgage went from $1,375 in 2015–2019 to $1,541 in 2020–2024 (+12.1%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Vestal town, Broome County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Vestal town, Broome County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Vestal town, Broome County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Vestal town, Broome County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Vestal town, Broome County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Vestal town, Broome County, New York (county subdivision:77255, in state:36 county:007).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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