How much do homeowners pay a month in the Village of Chester, NY?

Name: Homeowner costs in the Village of Chester, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in the Village of Chester, NY pay a median of $2,556 (±$299) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,066 (±$216).

71.2% of owned homes carry a mortgage.

In the Village of Chester, the median monthly cost with a mortgage went from $1,889 in 2015–2019 to $2,556 in 2020–2024 (+35.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $2,556 (±$299)
Without a mortgage: $1,066 (±$216)
Owned with a mortgage: 71.2%

Monthly owner costs in the Village of Chester

Median selected monthly owner costs, estimate (90% margin of error)
	Village of Chester	Orange County	New York	United States
With a mortgage	$2,556 (±$299)	$2,664 (±$34)	$2,555 (±$9)	$1,963
Without a mortgage	$1,066 (±$216)	$1,140 (±$27)	$958 (±$5)	$638
Owned homes with a mortgage	71.2% (±11.9 points)	66.5% (±1.3 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$6,940 (±$2,699)	$8,494 (±$149)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In the Village of Chester, the median cost with a mortgage is not measurably different from Orange County ($2,664).

It is not measurably different from New York ($2,555).

It is higher than the national figure ($1,963).

In Orange County, the Village of Chester ranks 13 of 19 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 156 of 528.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in the Village of Chester have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,889 (±$199)	$2,556 (±$299)	+35.3%	No measurable change after inflation
Median real estate taxes	$4,921 (±$1,045)	$6,940 (±$2,699)	+41.0%	No measurable change after inflation
Median home value	$206,600 (±$19,465)	$330,200 (±$71,678)	+59.8%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near the Village of Chester

Nearest places with a published estimate, compared with the Village of Chester
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Village of Chester	—	$2,556 (±$299)	—
Town of Chester (Orange County)	1.8 mi	$3,011 (±$240)	Higher
Walton Park	4.0 mi	$2,832 (±$184)	Not measurably different
Village of Goshen	4.0 mi	$2,502 (±$504)	Not measurably different
Town of Goshen	4.3 mi	$3,166 (±$195)	Higher
Village of Florida	4.4 mi	$2,638 (±$117)	Not measurably different
Village of Monroe	5.5 mi	$3,147 (±$201)	Higher
Town of Blooming Grove	5.5 mi	$2,862 (±$203)	Not measurably different
Town of Monroe	5.6 mi	$3,231 (±$168)	Higher

Nearby places with a measurably higher figure: Town of Chester (Orange County), NY ($3,011), Town of Goshen, NY ($3,166), Village of Monroe, NY ($3,147).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Orange County, place by place

Rank	Place	Median monthly cost with a mortgage
7	Village of Washingtonville	$2,770 (±$329)
8	Village of Unionville	$2,667 (±$459)
9	Village of Highland Falls	$2,652 (±$146)
10	Village of Florida	$2,638 (±$117)
11	Village of Kiryas Joel	$2,616 (±$264)
12	Village of Greenwood Lake	$2,610 (±$573)
13	Village of Chester	$2,556 (±$299)
14	Village of Goshen	$2,502 (±$504)
15	Village of Harriman	$2,448 (±$342)
16	Village of Walden	$2,446 (±$235)
17	Village of Montgomery	$2,434 (±$290)
18	Village of Otisville	$2,275 (±$220)
19	Village of Maybrook	$1,888 (±$206)

Showing 13 of 19 places in Orange County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Village of Chester

What is the average mortgage payment in the Village of Chester?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Village of Chester, NY is $2,556 (±$299) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in the Village of Chester?

Owners without a mortgage in the Village of Chester pay a median of $1,066 (±$216) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in the Village of Chester gone up?

In the Village of Chester, the median monthly cost with a mortgage went from $1,889 in 2015–2019 to $2,556 in 2020–2024 (+35.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Chester village, New York (place:15297, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.