How much do homeowners pay a month in the Village of Otisville, NY?
Homeowners with a mortgage in the Village of Otisville, NY pay a median of $2,275 (±$220) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $900 (±$240).
75.3% of owned homes carry a mortgage.
In the Village of Otisville, the median monthly cost with a mortgage went from $2,000 in 2015–2019 to $2,275 in 2020–2024 (+13.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,275 (±$220)
- Without a mortgage
- $900 (±$240)
- Owned with a mortgage
- 75.3%
Monthly owner costs in the Village of Otisville
| Village of Otisville | Orange County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $2,275 (±$220) | $2,664 (±$34) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $900 (±$240) | $1,140 (±$27) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 75.3% (±8.9 points) | 66.5% (±1.3 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $6,593 (±$747) | $8,494 (±$149) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Village of Otisville, the median cost with a mortgage is lower than in Orange County ($2,664).
It is also lower than in New York ($2,555).
It is higher than the national figure ($1,963).
In Orange County, the Village of Otisville ranks 18 of 19 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 171 of 528.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Village of Otisville have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,000 (±$187) | $2,275 (±$220) | +13.8% | No measurable change after inflation |
| Median real estate taxes | $6,043 (±$488) | $6,593 (±$747) | +9.1% | No measurable change after inflation |
| Median home value | $184,500 (±$9,534) | $314,600 (±$37,279) | +70.5% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Village of Otisville
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Village of Otisville | — | $2,275 (±$220) | — |
| Town of Mount Hope | 1.2 mi | $2,523 (±$189) | Not measurably different |
| Middletown | 6.3 mi | $2,294 (±$87) | Not measurably different |
| Washington Heights | 6.6 mi | $2,518 (±$360) | Not measurably different |
| Town of Deerpark | 6.8 mi | $2,009 (±$201) | Not measurably different |
| Town of Wawayanda | 7.2 mi | $2,491 (±$222) | Not measurably different |
| Town of Wallkill | 7.3 mi | $2,417 (±$83) | Not measurably different |
| Town of Greenville (Orange County) | 7.4 mi | $2,397 (±$229) | Not measurably different |
| Village of Bloomingburg | 7.5 mi | $2,917 (±$452) | Higher |
Nearby places with a measurably higher figure: Village of Bloomingburg, NY ($2,917).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Orange County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 12 | Village of Greenwood Lake | $2,610 (±$573) |
| 13 | Village of Chester | $2,556 (±$299) |
| 14 | Village of Goshen | $2,502 (±$504) |
| 15 | Village of Harriman | $2,448 (±$342) |
| 16 | Village of Walden | $2,446 (±$235) |
| 17 | Village of Montgomery | $2,434 (±$290) |
| 18 | Village of Otisville | $2,275 (±$220) |
| 19 | Village of Maybrook | $1,888 (±$206) |
Showing 8 of 19 places in Orange County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Village of Otisville
What is the average mortgage payment in the Village of Otisville?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Village of Otisville, NY is $2,275 (±$220) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Village of Otisville?
Owners without a mortgage in the Village of Otisville pay a median of $900 (±$240) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Village of Otisville gone up?
In the Village of Otisville, the median monthly cost with a mortgage went from $2,000 in 2015–2019 to $2,275 in 2020–2024 (+13.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Otisville village, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Otisville village, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Otisville village, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Otisville village, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Otisville village, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Otisville village, New York (place:55673, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Village of Otisville at a glance
- Median rent in the Village of Otisville
- Renters and owners in the Village of Otisville
- Income and affordability in the Village of Otisville
- Home values in the Village of Otisville
- Property taxes in the Village of Otisville
- Types of homes in the Village of Otisville
- Bedrooms in the Village of Otisville
- Age of homes in the Village of Otisville
- Heating fuel in the Village of Otisville
- Commute and cars in the Village of Otisville
- Population growth in the Village of Otisville
- How long people stay in the Village of Otisville
- New York landlord and tenant rules
- Housing across Orange County
- Housing data for every place in New York