Housing data for Clay Township (Montgomery County), OH
Clay Township (Montgomery County), OH has an estimated 8,835 residents and 3,948 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Montgomery County.
27.7% of households rent.
The median gross rent is $959 a month.
Figures last updated on .
- Residents
- 8,835 (±21)
- Housing units
- 3,948 (±331)
- Households that rent
- 27.7%
- Median gross rent
- $959
- Residents since 2015–2019
- −0.1%
What stands out in Clay Township (Montgomery County)
Homes in buildings of 5 or more units: 4.8% (±2.9 points) in Clay Township (Montgomery County), lower than in Montgomery County (15.5%).
Households without a vehicle: 3.9% (±2.3 points) in Clay Township (Montgomery County), lower than in Montgomery County (8.5%).
Working from home: 7.7% (±2.3 points) in Clay Township (Montgomery County), lower than in Montgomery County (12.0%).
Households that rent: 27.7% (±6.1 points) in Clay Township (Montgomery County), lower than in Montgomery County (37.5%).
- Types of homes in Clay Township (Montgomery County)
- Commute and cars in Clay Township (Montgomery County)
- Renters and owners in Clay Township (Montgomery County)
Housing in Clay Township (Montgomery County) at a glance
- Median rent: $959 median gross rent a month
- Rent by bedrooms: $978 median gross rent, 2 bedrooms
- Rent burden: 53.8% of renters pay 30% or more of income
- Renters and owners: 27.7% of households rent
- Income and affordability: $75,531 median household income
- Home values: $199,600 median home value
- Homeowner costs: $1,578 median monthly cost with a mortgage
- Property taxes: $3,776 median real estate taxes a year
- Types of homes: 4.8% of homes are in buildings of 5 or more units
- Bedrooms: 67.7% of homes have 3 or more bedrooms
- Age of homes: 65.3% of homes were built before 1980
- Vacancy rate: 6.3% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 54.0% heat with utility gas
- Commute and cars: 23.7 minutes average trip to work
- Growth: −0.1% residents since 2015–2019
- How long people stay: 20.2% moved in since 2020
- Crowding and facilities: 3.1% of homes have more than 1 person per room
- Fair Market Rent: $1,320 Small Area FMR, 2 bedrooms (ZIP 45354)
Clay Township (Montgomery County) against Montgomery County, its state and the nation
| Clay Township (Montgomery County) | Montgomery County | Ohio | United States | |
|---|---|---|---|---|
| Residents | 8,835 (±21) | 536,096 (exact) | 11,810,293 (exact) | 334,922,499 |
| Housing units | 3,948 (±331) | 252,843 (±607) | 5,292,391 (±464) | 143,775,355 |
| Households that rent | 27.7% (±6.1 points) | 37.5% (±0.8 points) | 32.8% (±0.3 points) | 34.8% |
| Median gross rent | $959 (±$57) | $1,026 (±$16) | $1,034 (±$5) | $1,413 |
| Median household income | $75,531 (±$9,741) | $66,139 (±$1,144) | $71,389 (±$321) | $80,734 |
| Median home value | $199,600 (±$24,093) | $180,900 (±$2,949) | $214,800 (±$742) | $332,700 |
| Median real estate taxes (a year) | $3,776 (±$539) | $3,127 (±$70) | $2,822 (±$10) | $3,119 |
| Built before 1980 | 65.3% (±9.3 points) | 73.6% (±1.3 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 23.7 minutes (±3.6) | 21.9 minutes (±0.3) | 23.4 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 89.3% (±4.6 points) | 90.6% (±0.5 points) | 90.1% (±0.1 points) | 91.0% |
| Median age of residents | 46.1 years (±6.4) | 38.8 years (±0.2) | 39.7 years (±0.2) | 38.9 years |
Clay Township (Montgomery County) covers 37.7 square miles of land, about 234 residents per square mile (Census Bureau Gazetteer).
How Clay Township (Montgomery County) has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 8,848 (±41) | 8,835 (±21) | −0.1% | Not a measurable change |
| Housing units | 4,125 (±185) | 3,948 (±331) | −4.3% | Not a measurable change |
| Median gross rent | $678 (±$37) | $959 (±$57) | +41.4% | Up after inflation |
| Median home value | $144,400 (±$10,576) | $199,600 (±$24,093) | +38.2% | No measurable change after inflation |
| Median household income | $57,283 (±$3,498) | $75,531 (±$9,741) | +31.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,263 (±$105) | $1,578 (±$124) | +24.9% | No measurable change after inflation |
| Median real estate taxes | $2,884 (±$226) | $3,776 (±$539) | +30.9% | No measurable change after inflation |
| Households that rent | 26.5% (±3.8 points) | 27.7% (±6.1 points) | +1.2 percentage points | Not a measurable change |
| Rental vacancy rate | 3.7% (±3.0 points) | 6.3% (±9.3 points) | +2.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Montgomery County
Clay Township (Montgomery County) has no police department of its own in the FBI’s figures, so this is the figure for Montgomery County as a whole.
In 2025, the police departments that report for Montgomery County recorded 595 violent and 2,435 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Clay Township (Montgomery County)
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 45354 | 100% | 553 | $1,458 | $151,000 | $66,625 |
| 45309 | 52% | 11,876 | $982 | $214,700 | $75,409 |
| 45378 | 20% | 539 | $627 | $123,300 | $73,000 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Clay Township (Montgomery County)
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Phillipsburg | 2.4 mi | $997 | $152,200 | 21.4% |
| Brookville | 2.6 mi | $1,001 | $182,200 | 38.4% |
| Verona | 4.6 mi | $627 | $153,600 | 10.2% |
| Clayton | 5.4 mi | $1,070 | $208,200 | 18.0% |
| Harrison Township (Preble County) | 5.7 mi | $861 | $181,300 | 20.6% |
| Gordon | 5.8 mi | $736 | $129,900 | 25.2% |
| Perry Township (Montgomery County) | 6.0 mi | $1,073 | $211,600 | 22.3% |
| Potsdam | 6.1 mi | $1,604 | $124,300 | 22.1% |
Places in Ohio most like Clay Township (Montgomery County)
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Circleville Township | $974 | $225,800 | $70,435 | 26.5% |
| Union Township (Fayette County) | $829 | $193,300 | $74,352 | 27.4% |
| Arlington | $1,063 | $205,000 | $77,450 | 28.0% |
| Green Township (Wayne County) | $888 | $210,900 | $73,422 | 30.7% |
| Lawrence Township (Stark County) | $923 | $196,600 | $77,568 | 20.2% |
| Baughman Township | $900 | $221,000 | $76,705 | 22.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Ohio.
HUD Fair Market Rent for Clay Township (Montgomery County), fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $909 | $1,008 | $1,248 | $1,623 | $1,774 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Clay Township (Montgomery County), fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,650 | $36,050 | $57,700 |
| 2 people | $24,750 | $41,200 | $65,950 |
| 3 people | $27,850 | $46,350 | $74,200 |
| 4 people | $33,000 | $51,500 | $82,400 |
| 5 people | $38,680 | $55,650 | $89,000 |
| 6 people | $44,360 | $59,750 | $95,600 |
| 7 people | $50,040 | $63,900 | $102,200 |
| 8 people | $55,720 | $68,000 | $108,800 |
These are the limits HUD sets for its housing programs in the Dayton-Kettering-Beavercreek, OH MSA, where HUD’s median family income for fiscal year 2026 is $103,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Clay Township (Montgomery County)
What is the average rent in Clay Township (Montgomery County), OH?
The Census Bureau publishes the median rather than the average: the median gross rent in Clay Township (Montgomery County) is $959 (±$57) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Clay Township (Montgomery County)?
The median gross rent for a one-bedroom home in Clay Township (Montgomery County), OH is $594 (±$99) a month (2020–2024 American Community Survey).
Are renters in Clay Township (Montgomery County) rent-burdened?
53.8% of renting households in Clay Township (Montgomery County) pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Clay Township (Montgomery County)?
Clay Township (Montgomery County) has an estimated 984 (±269) renting households, 27.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Clay Township (Montgomery County)?
The median household income in Clay Township (Montgomery County) is $75,531 (±$9,741) a year (2020–2024 American Community Survey).
What is the average home value in Clay Township (Montgomery County), OH?
The Census Bureau publishes the median: $199,600 (±$24,093) for owner-occupied homes in Clay Township (Montgomery County) (2020–2024 American Community Survey).
Is Clay Township (Montgomery County) growing?
In Clay Township (Montgomery County), the number of residents went from 8,848 in 2015–2019 to 8,835 in 2020–2024 (−0.1%), not a measurable change.
What ZIP codes are in Clay Township (Montgomery County)?
The ZIP codes that cover Clay Township (Montgomery County) are 45354, 45309, 45378.
What is the median rent in ZIP code 45354?
The median gross rent in ZIP Code Tabulation Area 45354 is $1,458 (±$762) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Clay township, Montgomery County, Ohio
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Clay township, Montgomery County, Ohio
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Clay township, Montgomery County, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Clay township, Montgomery County, Ohio
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Clay township, Montgomery County, Ohio
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Clay township, Montgomery County, Ohio
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Clay township, Montgomery County, Ohio
- HUD Fair Market Rents, fiscal year 2027: Dayton-Kettering-Beavercreek, OH MSA
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Dayton-Kettering-Beavercreek, OH MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Clay township, Montgomery County, Ohio (county subdivision:15518, in state:39 county:113).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .