What is the Fair Market Rent in Kettering, OH?
HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home runs from $1,200 to $1,370 a month across the 5 ZIP codes that cover Kettering.
By ZIP code: 45429 $1,280, 45420 $1,250, 45409 $1,330, 45419 $1,200, 45440 $1,370.
Across the whole Dayton-Kettering-Beavercreek, OH MSA the two-bedroom figure is $1,248.
The Census Bureau’s median gross rent for a two-bedroom home in Kettering is $1,048 (±$45), below the Small Area figure for ZIP 45429.
Figures last updated on .
- 2 bedrooms, whole area
- $1,248
- 2 bedrooms, ZIP 45429
- $1,280
- 2 bedrooms, ZIP 45420
- $1,250
- 2 bedrooms, ZIP 45409
- $1,330
Fair Market Rents for Kettering, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms | Census median rent | |
|---|---|---|---|---|---|---|
| Dayton-Kettering-Beavercreek, OH MSA (whole area) | $909 | $1,008 | $1,248 | $1,623 | $1,774 | — |
| ZIP 45429 (77% of the ZIP’s land is in this place) | $930 | $1,030 | $1,280 | $1,670 | $1,820 | $1,070 |
| ZIP 45420 (63% of the ZIP’s land is in this place) | $910 | $1,010 | $1,250 | $1,630 | $1,780 | $985 |
| ZIP 45409 (47% of the ZIP’s land is in this place) | $970 | $1,070 | $1,330 | $1,730 | $1,890 | $1,038 |
| ZIP 45419 (38% of the ZIP’s land is in this place) | $870 | $970 | $1,200 | $1,560 | $1,710 | $1,034 |
| ZIP 45440 (34% of the ZIP’s land is in this place) | $1,000 | $1,110 | $1,370 | $1,780 | $1,950 | $1,164 |
A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.
Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.
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Questions about Kettering
What is the Section 8 payment standard in Kettering?
Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Dayton-Kettering-Beavercreek, OH MSA is $1,248, and the Small Area figure for 45429 is $1,280.
What is the Fair Market Rent for a two-bedroom in ZIP 45429?
HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 45429 is $1,280 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,070 (±$49).
What is the Fair Market Rent for a two-bedroom in ZIP 45420?
HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 45420 is $1,250 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $985 (±$45).
What is the Fair Market Rent for a two-bedroom in ZIP 45409?
HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 45409 is $1,330 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,038 (±$114).
What is the Fair Market Rent for a one-bedroom in Kettering?
HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 45429 is $1,030 a month, against $1,008 across the Dayton-Kettering-Beavercreek, OH MSA.
Sources
- HUD Fair Market Rents, fiscal year 2027: Dayton-Kettering-Beavercreek, OH MSA
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Dayton-Kettering-Beavercreek, OH MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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