How much do homeowners pay a month in Boiling Springs, PA?
Homeowners with a mortgage in Boiling Springs, PA pay a median of $2,233 (±$461) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $656 (±$36).
59.7% of owned homes carry a mortgage.
In Boiling Springs, the median monthly cost with a mortgage went from $1,639 in 2015–2019 to $2,233 in 2020–2024 (+36.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,233 (±$461)
- Without a mortgage
- $656 (±$36)
- Owned with a mortgage
- 59.7%
Monthly owner costs in Boiling Springs
| Boiling Springs | Cumberland County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $2,233 (±$461) | $1,802 (±$25) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $656 (±$36) | $671 (±$16) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 59.7% (±11.5 points) | 61.1% (±1.3 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,733 (±$609) | $3,254 (±$64) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Boiling Springs, the median cost with a mortgage is not measurably different from Cumberland County ($1,802).
It is also higher than in Pennsylvania ($1,762).
It is not measurably different from the national figure ($1,963).
In Cumberland County, Boiling Springs ranks 1 of 5 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 82 of 382.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Boiling Springs have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,639 (±$169) | $2,233 (±$461) | +36.2% | No measurable change after inflation |
| Median real estate taxes | $2,881 (±$335) | $3,733 (±$609) | +29.6% | No measurable change after inflation |
| Median home value | $266,800 (±$30,664) | $379,900 (±$49,127) | +42.4% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Boiling Springs
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Boiling Springs | — | $2,233 (±$461) | — |
| Monroe Township (Cumberland County) | 3.5 mi | $2,265 (±$215) | Not measurably different |
| Mount Holly Springs | 4.1 mi | $1,605 (±$322) | Lower |
| Carlisle | 4.4 mi | $1,551 (±$104) | Lower |
| Schlusser | 6.4 mi | $1,675 (±$200) | Lower |
| Dillsburg | 6.6 mi | $1,668 (±$49) | Lower |
| Middlesex Township (Cumberland County) | 6.6 mi | $1,815 (±$139) | Not measurably different |
| Carroll Township (York County) | 7.1 mi | $2,128 (±$145) | Not measurably different |
| North Middleton Township | 7.2 mi | $1,796 (±$124) | Not measurably different |
Nearby places with a measurably lower figure: Mount Holly Springs, PA ($1,605), Carlisle, PA ($1,551), Schlusser, PA ($1,675).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Cumberland County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Boiling Springs | $2,233 (±$461) |
| 2 | Lower Allen | $1,690 (±$221) |
| 3 | Schlusser | $1,675 (±$200) |
| 4 | West Fairview | $1,331 (±$70) |
| 5 | Enola | $1,327 (±$63) |
Boiling Springs is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside South Middleton Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Boiling Springs
What is the average mortgage payment in Boiling Springs?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Boiling Springs, PA is $2,233 (±$461) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Boiling Springs?
Owners without a mortgage in Boiling Springs pay a median of $656 (±$36) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Boiling Springs gone up?
In Boiling Springs, the median monthly cost with a mortgage went from $1,639 in 2015–2019 to $2,233 in 2020–2024 (+36.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Boiling Springs CDP, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Boiling Springs CDP, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Boiling Springs CDP, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Boiling Springs CDP, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Boiling Springs CDP, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Boiling Springs CDP, Pennsylvania (place:07472, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Boiling Springs at a glance
- Median rent in Boiling Springs
- Income and affordability in Boiling Springs
- Home values in Boiling Springs
- Property taxes in Boiling Springs
- Types of homes in Boiling Springs
- Age of homes in Boiling Springs
- Heating fuel in Boiling Springs
- Commute and cars in Boiling Springs
- Population growth in Boiling Springs
- Pennsylvania landlord and tenant rules
- Housing across Cumberland County
- Housing data for every place in Pennsylvania