Housing data for Emerald Lakes, PA
Emerald Lakes, PA has an estimated 2,716 residents and 1,494 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Monroe County.
13.4% of households rent.
The median gross rent is $1,161 a month.
Figures last updated on .
- Residents
- 2,716 (±683)
- Housing units
- 1,494 (±305)
- Households that rent
- 13.4%
- Median gross rent
- $1,161
- Residents since 2015–2019
- −22.3%
What stands out in Emerald Lakes
Homes heated by fuel oil: 5.2% (±4.9 points) in Emerald Lakes, lower than in Monroe County (22.8%).
Homes built before 1980: 14.3% (±7.7 points) in Emerald Lakes, lower than in Monroe County (39.5%).
Median household income: $103,500 (±$9,401) in Emerald Lakes, higher than in Monroe County ($83,565).
Commuting by public transportation: 0.8% (±1.3 points) in Emerald Lakes, lower than in Monroe County (3.1%).
- Heating fuel in Emerald Lakes
- Income and affordability in Emerald Lakes
- Commute and cars in Emerald Lakes
Housing in Emerald Lakes at a glance
- Median rent: $1,161 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 63.2% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 13.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $103,500 median household income
- Home values: $264,800 median home value
- Homeowner costs: $1,993 median monthly cost with a mortgage
- Property taxes: $4,240 median real estate taxes a year (Small sample: wide margin of error)
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 81.7% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 14.3% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 14.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 57.9% heat with electricity
- Commute and cars: 32.5 minutes average trip to work
- Growth: −22.3% residents since 2015–2019
- How long people stay: 11.4% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 5.1% of homes have more than 1 person per room
Emerald Lakes against Monroe County, its state and the nation
| Emerald Lakes | Monroe County | Pennsylvania | United States | |
|---|---|---|---|---|
| Residents | 2,716 (±683) | 167,515 (exact) | 13,018,639 (exact) | 334,922,499 |
| Housing units | 1,494 (±305) | 79,607 (±57) | 5,806,452 (±672) | 143,775,355 |
| Households that rent | 13.4% (±8.8 points) | 19.8% (±1.4 points) | 30.7% (±0.2 points) | 34.8% |
| Median gross rent | $1,161 (±$870) | $1,393 (±$42) | $1,209 (±$5) | $1,413 |
| Median household income | $103,500 (±$9,401) | $83,565 (±$2,142) | $77,971 (±$342) | $80,734 |
| Median home value | $264,800 (±$29,461) | $267,600 (±$6,401) | $254,500 (±$767) | $332,700 |
| Median real estate taxes (a year) | $4,240 (±$2,333) | $4,447 (±$112) | $3,311 (±$12) | $3,119 |
| Built before 1980 | 14.3% (±7.7 points) | 39.5% (±1.8 points) | 67.3% (±0.2 points) | 49.7% |
| Average commute | 32.5 minutes (±11.8) | 38.1 minutes (±1.3) | 26.3 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 93.8% (±6.1 points) | 92.8% (±1.0 points) | 89.7% (±0.1 points) | 91.0% |
| Median age of residents | 42.3 years (±4.3) | 44.1 years (±0.2) | 40.9 years (±0.2) | 38.9 years |
Emerald Lakes covers 3.0 square miles of land, about 913 residents per square mile (Census Bureau Gazetteer).
How Emerald Lakes has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 3,495 (±787) | 2,716 (±683) | −22.3% | Not a measurable change |
| Housing units | 1,662 (±247) | 1,494 (±305) | −10.1% | Not a measurable change |
| Median gross rent | $1,400 (±$229) | $1,161 (±$870) | −17.1% | No measurable change after inflation |
| Median home value | $155,900 (±$17,565) | $264,800 (±$29,461) | +69.9% | Up after inflation |
| Median household income | $67,500 (±$22,563) | $103,500 (±$9,401) | +53.3% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,871 (±$264) | $1,993 (±$577) | +6.5% | No measurable change after inflation |
| Median real estate taxes | $4,410 (±$264) | $4,240 (±$2,333) | −3.9% | No measurable change after inflation |
| Households that rent | 8.6% (±6.9 points) | 13.4% (±8.8 points) | +4.8 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±23.7 points) | 14.0% (±20.0 points) | +14.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Monroe County
Emerald Lakes has no police department of its own in the FBI’s figures, so this is the figure for Monroe County as a whole.
In 2025, the police departments that report for Monroe County recorded 128 violent and 866 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Emerald Lakes
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 18334 | 12% | 4,539 | $1,113 | $254,600 | $90,729 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Emerald Lakes
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Mount Pocono | 3.9 mi | $891 | $241,100 | 44.3% |
| Tunkhannock Township (Monroe County) | 5.1 mi | $1,082 | $220,100 | 8.6% |
| Pocono Township | 5.9 mi | $1,424 | $288,300 | 17.0% |
| Jackson Township (Monroe County) | 6.1 mi | $1,502 | $320,500 | 9.3% |
| Sierra View | 6.5 mi | $1,250 | $252,600 | 9.0% |
| Coolbaugh Township | 7.3 mi | $1,952 | $208,400 | 19.1% |
| Paradise Township (Monroe County) | 7.3 mi | $1,134 | $280,500 | 12.8% |
| Indian Mountain Lake | 7.6 mi | $1,361 | $208,100 | 17.1% |
Places in Pennsylvania most like Emerald Lakes
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Maidencreek Township | $1,391 | $290,400 | $111,842 | 9.8% |
| Blandon | $1,335 | $290,700 | $109,417 | 9.1% |
| Sierra View | $1,250 | $252,600 | $84,315 | 9.0% |
| Forks Township (Northampton County) | $1,440 | $358,900 | $110,190 | 9.1% |
| Caernarvon Township (Berks County) | $1,512 | $338,400 | $107,639 | 16.1% |
| Spring Mount | $1,770 | $262,800 | $104,583 | 19.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Pennsylvania.
HUD Fair Market Rent for Emerald Lakes, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,258 | $1,266 | $1,550 | $2,115 | $2,591 |
HUD income limits for Emerald Lakes, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,850 | $34,750 | $55,550 |
| 2 people | $23,800 | $39,750 | $63,500 |
| 3 people | $27,320 | $44,650 | $71,450 |
| 4 people | $33,000 | $49,600 | $79,350 |
| 5 people | $38,680 | $53,600 | $85,700 |
| 6 people | $44,360 | $57,600 | $92,100 |
| 7 people | $50,040 | $61,550 | $98,400 |
| 8 people | $55,720 | $65,550 | $104,750 |
These are the limits HUD sets for its housing programs in the Monroe County, PA, where HUD’s median family income for fiscal year 2026 is $94,900.
A program can use its own limits; tax-credit and local programs often do.
Emerald Lakes is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Tobyhanna Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Emerald Lakes
What is the median household income in Emerald Lakes?
The median household income in Emerald Lakes is $103,500 (±$9,401) a year (2020–2024 American Community Survey).
What is the average home value in Emerald Lakes, PA?
The Census Bureau publishes the median: $264,800 (±$29,461) for owner-occupied homes in Emerald Lakes (2020–2024 American Community Survey).
What is the average mortgage payment in Emerald Lakes?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Emerald Lakes, PA is $1,993 (±$577) a month, including taxes, insurance and utilities.
How many homes are in Emerald Lakes?
Emerald Lakes, PA has an estimated 1,494 (±305) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common way to heat a home in Emerald Lakes?
Electricity is the most common heating fuel in Emerald Lakes, used by 57.9% of occupied homes (2020–2024 American Community Survey).
How long is the average commute in Emerald Lakes?
Workers who live in Emerald Lakes, PA take an average of 32.5 minutes each way (2020–2024 American Community Survey).
Is Emerald Lakes growing?
In Emerald Lakes, the number of residents went from 3,495 in 2015–2019 to 2,716 in 2020–2024 (−22.3%), not a measurable change.
What ZIP codes are in Emerald Lakes?
The ZIP code that covers Emerald Lakes is 18334.
What is the median rent in ZIP code 18334?
The median gross rent in ZIP Code Tabulation Area 18334 is $1,113 (±$230) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Emerald Lakes CDP, Pennsylvania
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Emerald Lakes CDP, Pennsylvania
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Emerald Lakes CDP, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Emerald Lakes CDP, Pennsylvania
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Emerald Lakes CDP, Pennsylvania
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Emerald Lakes CDP, Pennsylvania
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Emerald Lakes CDP, Pennsylvania
- HUD Fair Market Rents, fiscal year 2027: Monroe County, PA
- HUD Income Limits, fiscal year 2026: Monroe County, PA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Emerald Lakes CDP, Pennsylvania (place:23540, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .