How much do homeowners pay a month in Hampden Township, PA?
Homeowners with a mortgage in Hampden Township, PA pay a median of $1,871 (±$84) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $702 (±$43).
61.8% of owned homes carry a mortgage.
In Hampden Township, the median monthly cost with a mortgage went from $1,738 in 2015–2019 to $1,871 in 2020–2024 (+7.7%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $1,871 (±$84)
- Without a mortgage
- $702 (±$43)
- Owned with a mortgage
- 61.8%
Monthly owner costs in Hampden Township
| Hampden Township | Cumberland County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,871 (±$84) | $1,802 (±$25) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $702 (±$43) | $671 (±$16) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 61.8% (±4.1 points) | 61.1% (±1.3 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,050 (±$169) | $3,254 (±$64) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Hampden Township, the median cost with a mortgage is not measurably different from Cumberland County ($1,802).
It is also higher than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Cumberland County, Hampden Township ranks 8 of 33 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 469 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Hampden Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,738 (±$73) | $1,871 (±$84) | +7.7% | Down after inflation |
| Median real estate taxes | $2,772 (±$83) | $3,050 (±$169) | +10.0% | Down after inflation |
| Median home value | $271,600 (±$6,201) | $354,900 (±$12,976) | +30.7% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Hampden Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Hampden Township | — | $1,871 (±$84) | — |
| Shiremanstown | 2.9 mi | $1,458 (±$130) | Lower |
| East Pennsboro Township | 3.0 mi | $1,501 (±$96) | Lower |
| Camp Hill | 3.1 mi | $2,131 (±$180) | Higher |
| Enola | 3.2 mi | $1,327 (±$63) | Lower |
| West Fairview | 3.4 mi | $1,331 (±$70) | Lower |
| Mechanicsburg | 3.6 mi | $1,920 (±$133) | Not measurably different |
| Wormleysburg | 3.7 mi | $1,656 (±$359) | Not measurably different |
| Silver Spring Township | 4.0 mi | $2,326 (±$163) | Higher |
Nearby places with a measurably lower figure: Shiremanstown, PA ($1,458), East Pennsboro Township, PA ($1,501), Enola, PA ($1,327).
Nearby places with a measurably higher figure: Camp Hill, PA ($2,131), Silver Spring Township, PA ($2,326).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Cumberland County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 2 | Monroe Township (Cumberland County) | $2,265 (±$215) |
| 3 | Camp Hill | $2,131 (±$180) |
| 4 | Dickinson Township | $2,126 (±$203) |
| 5 | Upper Allen Township | $1,952 (±$148) |
| 6 | Cooke Township | $1,938 (±$372) |
| 7 | Mechanicsburg | $1,920 (±$133) |
| 8 | Hampden Township | $1,871 (±$84) |
| 9 | South Middleton Township | $1,824 (±$161) |
| 10 | West Pennsboro Township | $1,817 (±$221) |
| 11 | Middlesex Township (Cumberland County) | $1,815 (±$139) |
| 12 | North Middleton Township | $1,796 (±$124) |
| 13 | Lower Allen Township | $1,780 (±$122) |
| 14 | South Newton Township | $1,688 (±$93) |
Showing 13 of 33 places in Cumberland County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Hampden Township
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Hampden Township beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Hampden Township, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Hampden Township, and send estimates and invoices from your phone.
Questions about Hampden Township
What is the average mortgage payment in Hampden Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Hampden Township, PA is $1,871 (±$84) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Hampden Township?
Owners without a mortgage in Hampden Township pay a median of $702 (±$43) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Hampden Township gone up?
In Hampden Township, the median monthly cost with a mortgage went from $1,738 in 2015–2019 to $1,871 in 2020–2024 (+7.7%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Hampden township, Cumberland County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Hampden township, Cumberland County, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Hampden township, Cumberland County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Hampden township, Cumberland County, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Hampden township, Cumberland County, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Hampden township, Cumberland County, Pennsylvania (county subdivision:32296, in state:42 county:041).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Hampden Township at a glance
- Median rent in Hampden Township
- Rent by bedrooms in Hampden Township
- Rent burden in Hampden Township
- Renters and owners in Hampden Township
- Income and affordability in Hampden Township
- Home values in Hampden Township
- Property taxes in Hampden Township
- Types of homes in Hampden Township
- Bedrooms in Hampden Township
- Age of homes in Hampden Township
- Heating fuel in Hampden Township
- Commute and cars in Hampden Township
- Crime reported to police in Hampden Township
- Population growth in Hampden Township
- How long people stay in Hampden Township
- Crowding and facilities in Hampden Township
- Fair Market Rent in Hampden Township
- Pennsylvania landlord and tenant rules
- Housing across Cumberland County
- Housing data for every place in Pennsylvania