How much do homeowners pay a month in South Middleton Township, PA?

Name: Homeowner costs in South Middleton Township, PA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in South Middleton Township, PA pay a median of $1,824 (±$161) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $638 (±$44).

55.6% of owned homes carry a mortgage.

In South Middleton Township, the median monthly cost with a mortgage went from $1,560 in 2015–2019 to $1,824 in 2020–2024 (+16.9%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,824 (±$161)
Without a mortgage: $638 (±$44)
Owned with a mortgage: 55.6%

Monthly owner costs in South Middleton Township

Median selected monthly owner costs, estimate (90% margin of error)
	South Middleton Township	Cumberland County	Pennsylvania	United States
With a mortgage	$1,824 (±$161)	$1,802 (±$25)	$1,762 (±$6)	$1,963
Without a mortgage	$638 (±$44)	$671 (±$16)	$644 (±$3)	$638
Owned homes with a mortgage	55.6% (±5.9 points)	61.1% (±1.3 points)	58.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,912 (±$180)	$3,254 (±$64)	$3,311 (±$12)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In South Middleton Township, the median cost with a mortgage is not measurably different from Cumberland County ($1,802).

It is not measurably different from Pennsylvania ($1,762).

It is not measurably different from the national figure ($1,963).

In Cumberland County, South Middleton Township ranks 9 of 33 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 524 of 2,539.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in South Middleton Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,560 (±$69)	$1,824 (±$161)	+16.9%	No measurable change after inflation
Median real estate taxes	$2,488 (±$98)	$2,912 (±$180)	+17.0%	No measurable change after inflation
Median home value	$220,500 (±$10,461)	$272,400 (±$13,365)	+23.5%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near South Middleton Township

Nearest places with a published estimate, compared with South Middleton Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
South Middleton Township	—	$1,824 (±$161)	—
Mount Holly Springs	2.0 mi	$1,605 (±$322)	Not measurably different
Carlisle	4.9 mi	$1,551 (±$104)	Lower
Monroe Township (Cumberland County)	5.3 mi	$2,265 (±$215)	Higher
Dickinson Township	6.0 mi	$2,126 (±$203)	Higher
Franklin Township (York County)	6.8 mi	$1,792 (±$440)	Not measurably different
Dillsburg	7.3 mi	$1,668 (±$49)	Not measurably different
Schlusser	7.6 mi	$1,675 (±$200)	Not measurably different
Carroll Township (York County)	7.9 mi	$2,128 (±$145)	Higher

Nearby places with a measurably lower figure: Carlisle, PA ($1,551).

Nearby places with a measurably higher figure: Monroe Township (Cumberland County), PA ($2,265), Dickinson Township, PA ($2,126), Carroll Township (York County), PA ($2,128).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Cumberland County, place by place

Rank	Place	Median monthly cost with a mortgage
3	Camp Hill	$2,131 (±$180)
4	Dickinson Township	$2,126 (±$203)
5	Upper Allen Township	$1,952 (±$148)
6	Cooke Township	$1,938 (±$372)
7	Mechanicsburg	$1,920 (±$133)
8	Hampden Township	$1,871 (±$84)
9	South Middleton Township	$1,824 (±$161)
10	West Pennsboro Township	$1,817 (±$221)
11	Middlesex Township (Cumberland County)	$1,815 (±$139)
12	North Middleton Township	$1,796 (±$124)
13	Lower Allen Township	$1,780 (±$122)
14	South Newton Township	$1,688 (±$93)
15	Lemoyne	$1,664 (±$112)

Showing 13 of 33 places in Cumberland County, ranked from highest to lowest.

The figures for South Middleton Township include the places inside it that have pages of their own: Boiling Springs.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about South Middleton Township

What is the average mortgage payment in South Middleton Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in South Middleton Township, PA is $1,824 (±$161) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in South Middleton Township?

Owners without a mortgage in South Middleton Township pay a median of $638 (±$44) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in South Middleton Township gone up?

In South Middleton Township, the median monthly cost with a mortgage went from $1,560 in 2015–2019 to $1,824 in 2020–2024 (+16.9%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for South Middleton township, Cumberland County, Pennsylvania (county subdivision:72336, in state:42 county:041).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.