Housing data for Mercersburg, PA
Mercersburg, PA has an estimated 1,725 residents and 859 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a borough in Franklin County.
41.8% of households rent.
The median gross rent is $804 a month.
Figures last updated on .
- Residents
- 1,725 (±294)
- Housing units
- 859 (±147)
- Households that rent
- 41.8%
- Median gross rent
- $804
- Residents since 2015–2019
- +5.6%
What stands out in Mercersburg
Homes heated by fuel oil: 1.9% (±1.7 points) in Mercersburg, lower than in Franklin County (17.0%).
Households that rent: 41.8% (±8.7 points) in Mercersburg, higher than in Franklin County (26.5%).
Homes built before 1980: 78.8% (±11.8 points) in Mercersburg, higher than in Franklin County (52.6%).
Median gross rent: $804 (±$93) in Mercersburg, lower than in Franklin County ($1,093).
- Heating fuel in Mercersburg
- Renters and owners in Mercersburg
- Age of homes in Mercersburg
- Median rent in Mercersburg
Housing in Mercersburg at a glance
- Median rent: $804 median gross rent a month
- Rent by bedrooms: $824 median gross rent, 2 bedrooms
- Rent burden: 33.2% of renters pay 30% or more of income
- Renters and owners: 41.8% of households rent
- Income and affordability: $66,114 median household income
- Home values: $210,700 median home value
- Homeowner costs: $1,604 median monthly cost with a mortgage
- Property taxes: $2,885 median real estate taxes a year
- Types of homes: 11.9% of homes are in buildings of 5 or more units
- Bedrooms: 57.5% of homes have 3 or more bedrooms
- Age of homes: 78.8% of homes were built before 1980
- Vacancy rate: 4.9% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 55.3% heat with utility gas
- Commute and cars: 30.4 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents
- Growth: +5.6% residents since 2015–2019
- How long people stay: 21.3% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Mercersburg against Franklin County, its state and the nation
| Mercersburg | Franklin County | Pennsylvania | United States | |
|---|---|---|---|---|
| Residents | 1,725 (±294) | 157,379 (exact) | 13,018,639 (exact) | 334,922,499 |
| Housing units | 859 (±147) | 67,157 (±54) | 5,806,452 (±672) | 143,775,355 |
| Households that rent | 41.8% (±8.7 points) | 26.5% (±1.5 points) | 30.7% (±0.2 points) | 34.8% |
| Median gross rent | $804 (±$93) | $1,093 (±$32) | $1,209 (±$5) | $1,413 |
| Median household income | $66,114 (±$10,834) | $77,003 (±$2,046) | $77,971 (±$342) | $80,734 |
| Median home value | $210,700 (±$19,642) | $249,800 (±$5,492) | $254,500 (±$767) | $332,700 |
| Median real estate taxes (a year) | $2,885 (±$624) | $2,740 (±$71) | $3,311 (±$12) | $3,119 |
| Built before 1980 | 78.8% (±11.8 points) | 52.6% (±2.1 points) | 67.3% (±0.2 points) | 49.7% |
| Average commute | 30.4 minutes (±6.7) | 24.3 minutes (±0.9) | 26.3 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 88.3% (±6.0 points) | 89.1% (±1.0 points) | 89.7% (±0.1 points) | 91.0% |
| Median age of residents | 45.5 years (±8.4) | 42.1 years (±0.4) | 40.9 years (±0.2) | 38.9 years |
Mercersburg covers 0.9 square miles of land, about 1,912 residents per square mile (Census Bureau Gazetteer).
How Mercersburg has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,633 (±224) | 1,725 (±294) | +5.6% | Not a measurable change |
| Housing units | 781 (±101) | 859 (±147) | +10.0% | Not a measurable change |
| Median gross rent | $783 (±$66) | $804 (±$93) | +2.7% | Down after inflation |
| Median home value | $175,300 (±$15,998) | $210,700 (±$19,642) | +20.2% | No measurable change after inflation |
| Median household income | $51,597 (±$7,104) | $66,114 (±$10,834) | +28.1% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,351 (±$181) | $1,604 (±$324) | +18.7% | No measurable change after inflation |
| Median real estate taxes | $3,010 (±$638) | $2,885 (±$624) | −4.2% | No measurable change after inflation |
| Households that rent | 47.0% (±5.9 points) | 41.8% (±8.7 points) | −5.2 percentage points | Not a measurable change |
| Rental vacancy rate | 2.2% (±3.5 points) | 4.9% (±5.5 points) | +2.7 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Mercersburg
In 2025, the Mercersburg Police Department reported 0 violent and 537 property crimes per 100,000 residents to the FBI.
Across Franklin County, the departments that report recorded 136 violent and 823 property crimes per 100,000 residents that year.
Places near Mercersburg
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Peters Township (Franklin County) | 3.3 mi | $1,526 | $232,400 | 9.9% |
| Montgomery Township (Franklin County) | 4.0 mi | $1,303 | $302,400 | 17.5% |
| Warren Township (Franklin County) | 6.8 mi | $763 | $330,700 | 20.4% |
| Ayr Township | 7.5 mi | $788 | $223,700 | 24.2% |
| St. Thomas Township | 8.3 mi | $1,148 | $211,500 | 16.0% |
| McConnellsburg | 8.5 mi | $755 | $173,000 | 53.7% |
| Greencastle | 9.8 mi | $932 | $264,500 | 38.0% |
| Todd Township (Fulton County) | 10 mi | $828 | $174,400 | 26.1% |
Places in Pennsylvania most like Mercersburg
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Bowmanstown | $1,005 | $191,900 | $68,365 | 38.6% |
| Applewold | $807 | $189,100 | $61,250 | 44.4% |
| Sandy Lake | $751 | $177,300 | $83,875 | 37.1% |
| Monaca | $768 | $162,700 | $73,538 | 34.1% |
| McDonald | $858 | $165,100 | $65,625 | 41.2% |
| Carmichaels | $763 | $150,000 | $58,393 | 39.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Pennsylvania.
HUD Fair Market Rent for Mercersburg, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $923 | $1,071 | $1,325 | $1,770 | $1,900 |
HUD income limits for Mercersburg, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,000 | $34,950 | $55,900 |
| 2 people | $24,000 | $39,950 | $63,900 |
| 3 people | $27,320 | $44,950 | $71,900 |
| 4 people | $33,000 | $49,900 | $79,850 |
| 5 people | $38,680 | $53,900 | $86,250 |
| 6 people | $44,360 | $57,900 | $92,650 |
| 7 people | $50,040 | $61,900 | $99,050 |
| 8 people | $55,720 | $65,900 | $105,450 |
These are the limits HUD sets for its housing programs in the Chambersburg, PA MSA, where HUD’s median family income for fiscal year 2026 is $99,800.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Mercersburg
What is the average rent in Mercersburg, PA?
The Census Bureau publishes the median rather than the average: the median gross rent in Mercersburg is $804 (±$93) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Mercersburg?
The median gross rent for a one-bedroom home in Mercersburg, PA is $571 (±$233) a month (2020–2024 American Community Survey).
Are renters in Mercersburg rent-burdened?
33.2% of renting households in Mercersburg pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Mercersburg?
Mercersburg has an estimated 327 (±105) renting households, 41.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Mercersburg?
The median household income in Mercersburg is $66,114 (±$10,834) a year (2020–2024 American Community Survey).
What is the average home value in Mercersburg, PA?
The Census Bureau publishes the median: $210,700 (±$19,642) for owner-occupied homes in Mercersburg (2020–2024 American Community Survey).
Is Mercersburg growing?
In Mercersburg, the number of residents went from 1,633 in 2015–2019 to 1,725 in 2020–2024 (+5.6%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Mercersburg borough, Pennsylvania
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Mercersburg borough, Pennsylvania
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Mercersburg borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Mercersburg borough, Pennsylvania
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Mercersburg borough, Pennsylvania
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Mercersburg borough, Pennsylvania
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Mercersburg borough, Pennsylvania
- HUD Fair Market Rents, fiscal year 2027: Chambersburg, PA MSA
- HUD Income Limits, fiscal year 2026: Chambersburg, PA MSA
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Mercersburg Police Department (ORI PA0280400)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Mercersburg borough, Pennsylvania (place:48704, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .