How much do homeowners pay a month in Middle Smithfield Township, PA?

Name: Homeowner costs in Middle Smithfield Township, PA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Middle Smithfield Township, PA pay a median of $1,930 (±$221) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $787 (±$131).

63.7% of owned homes carry a mortgage.

In Middle Smithfield Township, the median monthly cost with a mortgage went from $1,631 in 2015–2019 to $1,930 in 2020–2024 (+18.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,930 (±$221)
Without a mortgage: $787 (±$131)
Owned with a mortgage: 63.7%

Monthly owner costs in Middle Smithfield Township

Median selected monthly owner costs, estimate (90% margin of error)
	Middle Smithfield Township	Monroe County	Pennsylvania	United States
With a mortgage	$1,930 (±$221)	$1,853 (±$37)	$1,762 (±$6)	$1,963
Without a mortgage	$787 (±$131)	$793 (±$25)	$644 (±$3)	$638
Owned homes with a mortgage	63.7% (±6.1 points)	62.5% (±1.6 points)	58.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$5,009 (±$438)	$4,447 (±$112)	$3,311 (±$12)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Middle Smithfield Township, the median cost with a mortgage is not measurably different from Monroe County ($1,853).

It is not measurably different from Pennsylvania ($1,762).

It is not measurably different from the national figure ($1,963).

In Monroe County, Middle Smithfield Township ranks 8 of 20 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 410 of 2,539.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Middle Smithfield Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,631 (±$89)	$1,930 (±$221)	+18.3%	No measurable change after inflation
Median real estate taxes	$4,590 (±$260)	$5,009 (±$438)	+9.1%	Down after inflation
Median home value	$152,500 (±$8,446)	$249,200 (±$21,287)	+63.4%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Middle Smithfield Township

Nearest places with a published estimate, compared with Middle Smithfield Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Middle Smithfield Township	—	$1,930 (±$221)	—
Saw Creek	3.7 mi	$1,750 (±$397)	Not measurably different
Smithfield Township (Monroe County)	5.2 mi	$2,471 (±$279)	Higher
Price Township	5.8 mi	$1,861 (±$55)	Not measurably different
Hardwick Township	6.7 mi	$2,594 (±$188)	Higher
East Stroudsburg	7.1 mi	$1,795 (±$115)	Not measurably different
Pine Ridge	7.2 mi	$1,694 (±$377)	Not measurably different
Lehman Township (Pike County)	7.3 mi	$1,643 (±$135)	Lower
Penn Estates	8.0 mi	$1,964 (±$264)	Not measurably different

Nearby places with a measurably lower figure: Lehman Township (Pike County), PA ($1,643).

Nearby places with a measurably higher figure: Smithfield Township (Monroe County), PA ($2,471), Hardwick Township, NJ ($2,594).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Monroe County, place by place

Rank	Place	Median monthly cost with a mortgage
2	Stroud Township	$2,089 (±$123)
3	Eldred Township (Monroe County)	$2,087 (±$284)
4	Barrett Township	$2,049 (±$601)
5	Hamilton Township (Monroe County)	$2,027 (±$133)
6	Mount Pocono	$1,994 (±$321)
7	Paradise Township (Monroe County)	$1,951 (±$178)
8	Middle Smithfield Township	$1,930 (±$221)
9	Stroudsburg	$1,877 (±$67)
10	Price Township	$1,861 (±$55)
11	Ross Township (Monroe County)	$1,823 (±$292)
12	Chestnuthill Township	$1,815 (±$84)
13	Jackson Township (Monroe County)	$1,810 (±$235)
14	East Stroudsburg	$1,795 (±$115)

Showing 13 of 20 places in Monroe County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Middle Smithfield Township

What is the average mortgage payment in Middle Smithfield Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Middle Smithfield Township, PA is $1,930 (±$221) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Middle Smithfield Township?

Owners without a mortgage in Middle Smithfield Township pay a median of $787 (±$131) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Middle Smithfield Township gone up?

In Middle Smithfield Township, the median monthly cost with a mortgage went from $1,631 in 2015–2019 to $1,930 in 2020–2024 (+18.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Middle Smithfield township, Monroe County, Pennsylvania (county subdivision:49080, in state:42 county:089).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.