How much do homeowners pay a month in Stroud Township, PA?
Homeowners with a mortgage in Stroud Township, PA pay a median of $2,089 (±$123) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $923 (±$85).
67.6% of owned homes carry a mortgage.
In Stroud Township, the median monthly cost with a mortgage went from $2,096 in 2015–2019 to $2,089 in 2020–2024 (−0.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $2,089 (±$123)
- Without a mortgage
- $923 (±$85)
- Owned with a mortgage
- 67.6%
Monthly owner costs in Stroud Township
| Stroud Township | Monroe County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $2,089 (±$123) | $1,853 (±$37) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $923 (±$85) | $793 (±$25) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 67.6% (±5.3 points) | 62.5% (±1.6 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $5,189 (±$548) | $4,447 (±$112) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Stroud Township, the median cost with a mortgage is higher than in Monroe County ($1,853).
It is also higher than in Pennsylvania ($1,762).
It is higher than the national figure ($1,963).
In Monroe County, Stroud Township ranks 2 of 20 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 284 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Stroud Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,096 (±$129) | $2,089 (±$123) | −0.3% | Down after inflation |
| Median real estate taxes | $5,526 (±$498) | $5,189 (±$548) | −6.1% | Down after inflation |
| Median home value | $192,600 (±$14,624) | $291,500 (±$19,437) | +51.3% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Stroud Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Stroud Township | — | $2,089 (±$123) | — |
| Stroudsburg | 1.5 mi | $1,877 (±$67) | Lower |
| East Stroudsburg | 2.4 mi | $1,795 (±$115) | Lower |
| Smithfield Township (Monroe County) | 4.7 mi | $2,471 (±$279) | Higher |
| Delaware Water Gap | 4.7 mi | $1,672 (±$549) | Not measurably different |
| Hamilton Township (Monroe County) | 5.3 mi | $2,027 (±$133) | Not measurably different |
| Pocono Township | 6.2 mi | $1,792 (±$134) | Lower |
| Jackson Township (Monroe County) | 7.3 mi | $1,810 (±$235) | Lower |
| Upper Mount Bethel Township | 7.8 mi | $1,855 (±$178) | Lower |
Nearby places with a measurably lower figure: Stroudsburg, PA ($1,877), East Stroudsburg, PA ($1,795), Pocono Township, PA ($1,792).
Nearby places with a measurably higher figure: Smithfield Township (Monroe County), PA ($2,471).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Monroe County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Smithfield Township (Monroe County) | $2,471 (±$279) |
| 2 | Stroud Township | $2,089 (±$123) |
| 3 | Eldred Township (Monroe County) | $2,087 (±$284) |
| 4 | Barrett Township | $2,049 (±$601) |
| 5 | Hamilton Township (Monroe County) | $2,027 (±$133) |
| 6 | Mount Pocono | $1,994 (±$321) |
| 7 | Paradise Township (Monroe County) | $1,951 (±$178) |
| 8 | Middle Smithfield Township | $1,930 (±$221) |
Showing 8 of 20 places in Monroe County, ranked from highest to lowest.
The figures for Stroud Township include the places inside it that have pages of their own: Arlington Heights, Penn Estates.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Stroud Township
What is the average mortgage payment in Stroud Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Stroud Township, PA is $2,089 (±$123) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Stroud Township?
Owners without a mortgage in Stroud Township pay a median of $923 (±$85) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Stroud Township gone up?
In Stroud Township, the median monthly cost with a mortgage went from $2,096 in 2015–2019 to $2,089 in 2020–2024 (−0.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Stroud township, Monroe County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Stroud township, Monroe County, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Stroud township, Monroe County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Stroud township, Monroe County, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Stroud township, Monroe County, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Stroud township, Monroe County, Pennsylvania (county subdivision:74880, in state:42 county:089).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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