How much do homeowners pay a month in Oak Lane, PA?

Name: Homeowner costs in Oak Lane, PA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Oak Lane, PA pay a median of $2,636 (±$133) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,178 (±$94).

66.8% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,636 (±$133)
Without a mortgage: $1,178 (±$94)
Owned with a mortgage: 66.8%

Monthly owner costs in Oak Lane

Median selected monthly owner costs, estimate (90% margin of error)
	Oak Lane	Montgomery County	Pennsylvania	United States
With a mortgage	$2,636 (±$133)	$2,441 (±$22)	$1,762 (±$6)	$1,963
Without a mortgage	$1,178 (±$94)	$936 (±$12)	$644 (±$3)	$638
Owned homes with a mortgage	66.8% (±8.6 points)	66.0% (±0.7 points)	58.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$8,660 (±$255)	$5,875 (±$49)	$3,311 (±$12)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Oak Lane, the median cost with a mortgage is higher than in Montgomery County ($2,441).

It is also higher than in Pennsylvania ($1,762).

It is higher than the national figure ($1,963).

In Montgomery County, Oak Lane ranks 20 of 43 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 44 of 382.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Oak Lane

Nearest places with a published estimate, compared with Oak Lane
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Oak Lane	—	$2,636 (±$133)	—
Melrose Park	0.9 mi	$3,208 (±$712)	Not measurably different
Cheltenham Village	1.2 mi	$2,667 (±$211)	Not measurably different
Elkins Park	1.6 mi	$2,897 (±$137)	Higher
McKinley	1.9 mi	$2,181 (±$716)	Not measurably different
Rockledge	2.2 mi	$2,063 (±$145)	Lower
Jenkintown	2.9 mi	$3,143 (±$414)	Higher
Wyncote	3.0 mi	$3,269 (±$161)	Higher
Philadelphia	3.4 mi	$1,620 (±$20)	Lower

Nearby places with a measurably lower figure: Rockledge, PA ($2,063), Philadelphia, PA ($1,620).

Nearby places with a measurably higher figure: Elkins Park, PA ($2,897), Jenkintown, PA ($3,143), Wyncote, PA ($3,269).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Montgomery County, place by place

Rank	Place	Median monthly cost with a mortgage
14	Blue Bell	$2,814 (±$278)
15	Skippack	$2,807 (±$516)
16	Maple Glen	$2,738 (±$273)
17	Audubon	$2,718 (±$351)
18	Plymouth Meeting	$2,668 (±$201)
19	Cheltenham Village	$2,667 (±$211)
20	Oak Lane	$2,636 (±$133)
21	Wyndmoor	$2,618 (±$319)
22	Eagleville	$2,591 (±$303)
23	Ardmore	$2,503 (±$285)
24	Trooper	$2,487 (±$294)
25	Harleysville	$2,416 (±$177)
26	Glenside	$2,395 (±$166)

Showing 13 of 43 places in Montgomery County, ranked from highest to lowest.

Oak Lane is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside Cheltenham Township, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Oak Lane

What is the average mortgage payment in Oak Lane?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Oak Lane, PA is $2,636 (±$133) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Oak Lane?

Owners without a mortgage in Oak Lane pay a median of $1,178 (±$94) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Oak Lane CDP, Pennsylvania (place:56048, in state:42).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.