Housing data for Elgin, SC
Elgin, SC has an estimated 2,080 residents and 732 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Kershaw County.
6.7% of households rent.
The median gross rent is $1,278 a month.
Figures last updated on .
- Residents
- 2,080 (±466)
- Housing units
- 732 (±134)
- Households that rent
- 6.7%
- Median gross rent
- $1,278
- Residents since 2015–2019
- +18.4%
What stands out in Elgin
Households that rent: 6.7% (±3.9 points) in Elgin, lower than in Kershaw County (18.0%).
Median household income: $91,667 (±$23,199) in Elgin, higher than in Kershaw County ($68,231).
Homes built before 1980: 18.5% (±6.8 points) in Elgin, lower than in Kershaw County (31.3%).
Housing in Elgin at a glance
- Median rent: $1,278 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $958 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 56.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 6.7% of households rent (Small sample: wide margin of error)
- Income and affordability: $91,667 median household income
- Home values: $217,400 median home value
- Homeowner costs: $1,402 median monthly cost with a mortgage
- Property taxes: $1,091 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 93.2% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 18.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 69.1% heat with electricity
- Commute and cars: 27.2 minutes average trip to work
- Crime reported to police: 481 violent crimes per 100,000 residents
- Growth: +18.4% residents since 2015–2019
- How long people stay: 21.2% moved in since 2020
- Crowding and facilities: 1.7% of homes have more than 1 person per room (Small sample: wide margin of error)
Elgin against Kershaw County, its state and the nation
| Elgin | Kershaw County | South Carolina | United States | |
|---|---|---|---|---|
| Residents | 2,080 (±466) | 68,314 (exact) | 5,296,225 (exact) | 334,922,499 |
| Housing units | 732 (±134) | 30,134 (±37) | 2,443,039 (±311) | 143,775,355 |
| Households that rent | 6.7% (±3.9 points) | 18.0% (±1.9 points) | 28.1% (±0.3 points) | 34.8% |
| Median gross rent | $1,278 (±$363) | $971 (±$75) | $1,180 (±$9) | $1,413 |
| Median household income | $91,667 (±$23,199) | $68,231 (±$3,174) | $69,324 (±$570) | $80,734 |
| Median home value | $217,400 (±$15,282) | $217,100 (±$8,128) | $259,000 (±$1,421) | $332,700 |
| Median real estate taxes (a year) | $1,091 (±$115) | $1,013 (±$52) | $1,251 (±$7) | $3,119 |
| Built before 1980 | 18.5% (±6.8 points) | 31.3% (±2.6 points) | 32.8% (±0.3 points) | 49.7% |
| Average commute | 27.2 minutes (±2.9) | 30.0 minutes (±1.4) | 25.6 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 98.7% (±1.9 points) | 90.1% (±1.3 points) | 88.8% (±0.2 points) | 91.0% |
| Median age of residents | 35.6 years (±5.3) | 40.4 years (±0.6) | 40.2 years (±0.2) | 38.9 years |
Elgin covers 1.1 square miles of land, about 1,922 residents per square mile (Census Bureau Gazetteer).
How Elgin has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,757 (±361) | 2,080 (±466) | +18.4% | Not a measurable change |
| Housing units | 625 (±101) | 732 (±134) | +17.1% | Not a measurable change |
| Median gross rent | $1,078 (±$607) | $1,278 (±$363) | +18.6% | No measurable change after inflation |
| Median home value | $147,100 (±$12,818) | $217,400 (±$15,282) | +47.8% | Up after inflation |
| Median household income | $60,625 (±$8,247) | $91,667 (±$23,199) | +51.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,153 (±$92) | $1,402 (±$146) | +21.6% | No measurable change after inflation |
| Median real estate taxes | $787 (±$67) | $1,091 (±$115) | +38.6% | No measurable change after inflation |
| Households that rent | 20.9% (±10.0 points) | 6.7% (±3.9 points) | −14.2 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±25.5 points) | 0.0% (±50.4 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Elgin
In 2025, the Elgin Police Department reported 481 violent and 5,111 property crimes per 100,000 residents to the FBI.
Across Kershaw County, the departments that report recorded 535 violent and 1,836 property crimes per 100,000 residents that year.
Places near Elgin
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Lugoff | 6.2 mi | $915 | $223,900 | 12.7% |
| Woodfield | 11 mi | $1,169 | $150,800 | 48.1% |
| Columbia | 11 mi | $1,204 | $264,300 | 54.5% |
| Dentsville | 11 mi | $1,250 | $163,700 | 61.5% |
| Blythewood | 12 mi | $1,107 | $384,600 | 18.2% |
| Camden | 12 mi | $956 | $265,300 | 31.0% |
| Arcadia Lakes | 13 mi | — | $351,000 | 10.0% |
| Ridgeway | 13 mi | $635 | $169,800 | 37.2% |
Places in South Carolina most like Elgin
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Ravenel | $1,115 | $238,700 | $82,738 | 13.5% |
| Sangaree | $1,419 | $251,800 | $77,673 | 14.9% |
| Lyman | $1,081 | $277,600 | $75,653 | 8.3% |
| India Hook | $1,196 | $348,300 | $106,667 | 6.0% |
| Chapin | $1,570 | $221,000 | $79,922 | 13.6% |
| White Knoll | $1,180 | $249,400 | $80,246 | 20.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across South Carolina.
HUD Fair Market Rent for Elgin, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $841 | $843 | $954 | $1,156 | $1,465 |
HUD income limits for Elgin, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,500 | $32,500 | $51,950 |
| 2 people | $22,300 | $37,150 | $59,400 |
| 3 people | $27,320 | $41,800 | $66,800 |
| 4 people | $33,000 | $46,400 | $74,250 |
| 5 people | $38,680 | $50,150 | $80,150 |
| 6 people | $44,360 | $53,850 | $86,100 |
| 7 people | $50,040 | $57,550 | $92,050 |
| 8 people | $55,720 | $61,250 | $98,000 |
These are the limits HUD sets for its housing programs in the Kershaw County, SC HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $97,800.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Elgin
What is the median household income in Elgin?
The median household income in Elgin is $91,667 (±$23,199) a year (2020–2024 American Community Survey).
What is the average home value in Elgin, SC?
The Census Bureau publishes the median: $217,400 (±$15,282) for owner-occupied homes in Elgin (2020–2024 American Community Survey).
What is the average mortgage payment in Elgin?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Elgin, SC is $1,402 (±$146) a month, including taxes, insurance and utilities.
How much are property taxes in Elgin?
The median real estate tax paid by homeowners in Elgin, SC is $1,091 (±$115) a year (2020–2024 American Community Survey).
How many homes are in Elgin?
Elgin, SC has an estimated 732 (±134) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Elgin?
18.5% of homes in Elgin, SC were built before 1980 (2020–2024 American Community Survey).
Is Elgin growing?
In Elgin, the number of residents went from 1,757 in 2015–2019 to 2,080 in 2020–2024 (+18.4%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Elgin town, South Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Elgin town, South Carolina
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Elgin town, South Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Elgin town, South Carolina
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Elgin town, South Carolina
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Elgin town, South Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Elgin town, South Carolina
- HUD Fair Market Rents, fiscal year 2027: Kershaw County, SC HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Kershaw County, SC HUD Metro FMR Area
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Elgin Police Department (ORI SC0280400)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Elgin town, South Carolina (place:23245, in state:45).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .