How much do homeowners pay a month in North Sioux City, SD?

Name: Homeowner costs in North Sioux City, SD, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in North Sioux City, SD pay a median of $2,065 (±$521) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $749 (±$72).

62.6% of owned homes carry a mortgage.

In North Sioux City, the median monthly cost with a mortgage went from $1,256 in 2015–2019 to $2,065 in 2020–2024 (+64.4%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $2,065 (±$521)
Without a mortgage: $749 (±$72)
Owned with a mortgage: 62.6%

Monthly owner costs in North Sioux City

Median selected monthly owner costs, estimate (90% margin of error)
	North Sioux City	Union County	South Dakota	United States
With a mortgage	$2,065 (±$521)	$1,758 (±$129)	$1,680 (±$15)	$1,963
Without a mortgage	$749 (±$72)	$735 (±$47)	$617 (±$7)	$638
Owned homes with a mortgage	62.6% (±12.4 points)	60.5% (±4.1 points)	54.5% (±0.4 points)	60.6%
Median real estate taxes (a year)	$2,645 (±$372)	$3,317 (±$208)	$2,724 (±$28)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In North Sioux City, the median cost with a mortgage is not measurably different from Union County ($1,758).

It is not measurably different from South Dakota ($1,680).

It is not measurably different from the national figure ($1,963).

In Union County, North Sioux City ranks 5 of 15 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 113 of 497.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in North Sioux City have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,256 (±$105)	$2,065 (±$521)	+64.4%	No measurable change after inflation
Median real estate taxes	$1,853 (±$269)	$2,645 (±$372)	+42.7%	No measurable change after inflation
Median home value	$148,100 (±$38,452)	$269,800 (±$67,634)	+82.2%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near North Sioux City

Nearest places with a published estimate, compared with North Sioux City
Place	Distance	Median monthly cost with a mortgage	Compared with this place
North Sioux City	—	$2,065 (±$521)	—
Big Sioux Township	1.2 mi	$2,491 (±$416)	Not measurably different
Dakota Dunes	3.2 mi	$2,523 (±$375)	Not measurably different
Jefferson Township (Union County)	4.5 mi	$3,749 (±$104)	Higher
Jefferson	6.0 mi	$1,179 (±$308)	Lower
Sioux City	6.0 mi	$1,383 (±$46)	Lower
South Sioux City	6.6 mi	$1,668 (±$112)	Not measurably different
Jackson	7.2 mi	$1,667 (±$570)	Not measurably different
Dakota City	9.0 mi	$1,652 (±$467)	Not measurably different

Nearby places with a measurably lower figure: Jefferson, SD ($1,179), Sioux City, IA ($1,383).

Nearby places with a measurably higher figure: Jefferson Township (Union County), SD ($3,749).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Union County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Jefferson Township (Union County)	$3,749 (±$104)
2	Emmet Township	$2,643 (±$1,083)
3	Dakota Dunes	$2,523 (±$375)
4	Big Sioux Township	$2,491 (±$416)
5	North Sioux City	$2,065 (±$521)
6	Spink Township	$1,898 (±$793)
7	Alcester Township	$1,788 (±$1,059)
8	Beresford	$1,683 (±$208)
9	Virginia Township	$1,643 (±$744)
10	Elk Point	$1,606 (±$114)
11	Sioux Valley Township	$1,426 (±$585)

Showing 11 of 15 places in Union County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in North Sioux City

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for North Sioux City beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near North Sioux City, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near North Sioux City, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about North Sioux City

What is the average mortgage payment in North Sioux City?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in North Sioux City, SD is $2,065 (±$521) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in North Sioux City?

Owners without a mortgage in North Sioux City pay a median of $749 (±$72) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in North Sioux City gone up?

In North Sioux City, the median monthly cost with a mortgage went from $1,256 in 2015–2019 to $2,065 in 2020–2024 (+64.4%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for North Sioux City city, South Dakota (place:45700, in state:46).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.