Housing data for Carthage, TN
Carthage, TN has an estimated 2,327 residents and 996 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Smith County.
37.2% of households rent.
The median gross rent is $934 a month.
Figures last updated on .
- Residents
- 2,327 (±465)
- Housing units
- 996 (±147)
- Households that rent
- 37.2%
- Median gross rent
- $934
- Residents since 2015–2019
- −5.6%
What stands out in Carthage
Homes in buildings of 5 or more units: 14.2% (±8.6 points) in Carthage, higher than in Smith County (4.6%).
Homes built before 1980: 77.3% (±14.3 points) in Carthage, higher than in Smith County (42.7%).
Households that rent: 37.2% (±10.3 points) in Carthage, higher than in Smith County (23.1%).
Households that moved in since 2020: 35.0% (±7.4 points) in Carthage, higher than in Smith County (21.1%).
- Types of homes in Carthage
- Age of homes in Carthage
- Renters and owners in Carthage
- How long people stay in Carthage
Housing in Carthage at a glance
- Median rent: $934 median gross rent a month
- Rent by bedrooms: $771 median gross rent, 2 bedrooms
- Rent burden: 35.7% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 37.2% of households rent
- Income and affordability: $67,006 median household income
- Home values: $257,300 median home value
- Homeowner costs: $1,413 median monthly cost with a mortgage
- Property taxes: $1,342 median real estate taxes a year
- Types of homes: 14.2% of homes are in buildings of 5 or more units
- Bedrooms: 63.5% of homes have 3 or more bedrooms
- Age of homes: 77.3% of homes were built before 1980
- Vacancy rate: 5.1% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 50.3% heat with utility gas
- Commute and cars: 24.8 minutes average trip to work
- Crime reported to police: 354 violent crimes per 100,000 residents
- Growth: −5.6% residents since 2015–2019
- How long people stay: 35.0% moved in since 2020
- Crowding and facilities: 0.3% of homes have more than 1 person per room (Small sample: wide margin of error)
Carthage against Smith County, its state and the nation
| Carthage | Smith County | Tennessee | United States | |
|---|---|---|---|---|
| Residents | 2,327 (±465) | 20,389 (exact) | 7,066,383 (exact) | 334,922,499 |
| Housing units | 996 (±147) | 8,752 (±25) | 3,143,670 (±903) | 143,775,355 |
| Households that rent | 37.2% (±10.3 points) | 23.1% (±2.9 points) | 33.1% (±0.3 points) | 34.8% |
| Median gross rent | $934 (±$235) | $922 (±$67) | $1,189 (±$7) | $1,413 |
| Median household income | $67,006 (±$14,870) | $66,293 (±$4,840) | $69,595 (±$429) | $80,734 |
| Median home value | $257,300 (±$39,795) | $243,800 (±$10,339) | $286,700 (±$1,492) | $332,700 |
| Median real estate taxes (a year) | $1,342 (±$228) | $1,136 (±$56) | $1,442 (±$8) | $3,119 |
| Built before 1980 | 77.3% (±14.3 points) | 42.7% (±4.2 points) | 40.7% (±0.3 points) | 49.7% |
| Average commute | 24.8 minutes (±4.5) | 32.2 minutes (±2.5) | 25.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 82.8% (±8.3 points) | 87.6% (±2.3 points) | 89.2% (±0.2 points) | 91.0% |
| Median age of residents | 38.0 years (±5.7) | 40.6 years (±0.4) | 38.9 years (±0.1) | 38.9 years |
Carthage covers 2.9 square miles of land, about 802 residents per square mile (Census Bureau Gazetteer).
How Carthage has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,466 (±263) | 2,327 (±465) | −5.6% | Not a measurable change |
| Housing units | 1,065 (±59) | 996 (±147) | −6.5% | Not a measurable change |
| Median gross rent | $541 (±$119) | $934 (±$235) | +72.6% | No measurable change after inflation |
| Median home value | $111,000 (±$19,275) | $257,300 (±$39,795) | +131.8% | Up after inflation |
| Median household income | $39,693 (±$3,910) | $67,006 (±$14,870) | +68.8% | Up after inflation |
| Median owner cost with a mortgage | $902 (±$112) | $1,413 (±$182) | +56.7% | Up after inflation |
| Median real estate taxes | $777 (±$133) | $1,342 (±$228) | +72.7% | Up after inflation |
| Households that rent | 47.9% (±6.5 points) | 37.2% (±10.3 points) | −10.7 percentage points | Not a measurable change |
| Rental vacancy rate | 8.5% (±7.0 points) | 5.1% (±8.6 points) | −3.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Carthage
In 2025, the Carthage Police Department reported 354 violent and 2,169 property crimes per 100,000 residents to the FBI.
Across Smith County, the departments that report recorded 167 violent and 538 property crimes per 100,000 residents that year.
Places near Carthage
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| South Carthage | 1.4 mi | $939 | $200,300 | 40.8% |
| Gordonsville | 4.9 mi | $889 | $251,400 | 36.4% |
| Alexandria | 13 mi | $789 | $220,100 | 38.9% |
| Hartsville | 15 mi | $853 | $337,600 | 25.5% |
| Watertown | 15 mi | $1,036 | $250,000 | 25.9% |
| Dowelltown | 17 mi | $695 | $155,700 | 34.1% |
| Liberty | 18 mi | $534 | $186,500 | 26.8% |
| Gainesboro | 18 mi | $819 | $170,600 | 28.0% |
Places in Tennessee most like Carthage
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Oak Ridge | $1,131 | $270,200 | $72,311 | 34.2% |
| East Ridge | $1,147 | $211,100 | $62,247 | 42.5% |
| Bristol | $842 | $194,500 | $58,162 | 32.6% |
| Athens | $846 | $225,000 | $53,929 | 40.1% |
| Norris | $1,053 | $315,900 | $75,515 | 26.2% |
| Loudon | $879 | $244,200 | $53,650 | 36.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Tennessee.
HUD Fair Market Rent for Carthage, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $870 | $876 | $1,146 | $1,407 | $1,506 |
HUD income limits for Carthage, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,050 | $30,100 | $48,100 |
| 2 people | $21,640 | $34,400 | $55,000 |
| 3 people | $27,320 | $38,700 | $61,850 |
| 4 people | $33,000 | $42,950 | $68,700 |
| 5 people | $38,680 | $46,400 | $74,200 |
| 6 people | $44,360 | $49,850 | $79,700 |
| 7 people | $50,040 | $53,300 | $85,200 |
| 8 people | $55,720 | $56,700 | $90,700 |
These are the limits HUD sets for its housing programs in the Smith County, TN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $85,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Carthage
What is the average rent in Carthage, TN?
The Census Bureau publishes the median rather than the average: the median gross rent in Carthage is $934 (±$235) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Carthage?
The median gross rent for a one-bedroom home in Carthage, TN is $410 (±$226) a month (2020–2024 American Community Survey).
How many renters are there in Carthage?
Carthage has an estimated 334 (±114) renting households, 37.2% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Carthage?
The median household income in Carthage is $67,006 (±$14,870) a year (2020–2024 American Community Survey).
What is the average home value in Carthage, TN?
The Census Bureau publishes the median: $257,300 (±$39,795) for owner-occupied homes in Carthage (2020–2024 American Community Survey).
What is the average mortgage payment in Carthage?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Carthage, TN is $1,413 (±$182) a month, including taxes, insurance and utilities.
Is Carthage growing?
In Carthage, the number of residents went from 2,466 in 2015–2019 to 2,327 in 2020–2024 (−5.6%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Carthage town, Tennessee
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Carthage town, Tennessee
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Carthage town, Tennessee
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Carthage town, Tennessee
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Carthage town, Tennessee
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Carthage town, Tennessee
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Carthage town, Tennessee
- HUD Fair Market Rents, fiscal year 2027: Smith County, TN HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Smith County, TN HUD Metro FMR Area
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Carthage Police Department (ORI TN0800100)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Carthage town, Tennessee (place:11280, in state:47).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .