Housing data for Watertown, TN
Watertown, TN has an estimated 1,463 residents and 642 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Wilson County.
25.9% of households rent.
The median gross rent is $1,036 a month.
Figures last updated on .
- Residents
- 1,463 (±395)
- Housing units
- 642 (±157)
- Households that rent
- 25.9%
- Median gross rent
- $1,036
- Residents since 2015–2019
- −13.1%
What stands out in Watertown
Homes built before 1980: 59.0% (±14.5 points) in Watertown, higher than in Wilson County (23.8%).
Median real estate taxes: $962 (±$157) in Watertown, lower than in Wilson County ($1,787).
Median home value: $250,000 (±$53,431) in Watertown, lower than in Wilson County ($428,000).
Median gross rent: $1,036 (±$238) in Watertown, lower than in Wilson County ($1,486).
- Age of homes in Watertown
- Property taxes in Watertown
- Home values in Watertown
- Median rent in Watertown
Housing in Watertown at a glance
- Median rent: $1,036 median gross rent a month
- Rent by bedrooms: $946 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 41.1% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 25.9% of households rent
- Income and affordability: $68,148 median household income
- Home values: $250,000 median home value
- Homeowner costs: $1,212 median monthly cost with a mortgage
- Property taxes: $962 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 72.6% of homes have 3 or more bedrooms
- Age of homes: 59.0% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 56.5% heat with utility gas
- Commute and cars: 28.4 minutes average trip to work
- Crime reported to police: 360 violent crimes per 100,000 residents
- Growth: −13.1% residents since 2015–2019
- How long people stay: 24.6% moved in since 2020
- Crowding and facilities: 0.7% of homes have more than 1 person per room (Small sample: wide margin of error)
Watertown against Wilson County, its state and the nation
| Watertown | Wilson County | Tennessee | United States | |
|---|---|---|---|---|
| Residents | 1,463 (±395) | 158,805 (exact) | 7,066,383 (exact) | 334,922,499 |
| Housing units | 642 (±157) | 63,031 (±60) | 3,143,670 (±903) | 143,775,355 |
| Households that rent | 25.9% (±8.8 points) | 23.0% (±1.6 points) | 33.1% (±0.3 points) | 34.8% |
| Median gross rent | $1,036 (±$238) | $1,486 (±$61) | $1,189 (±$7) | $1,413 |
| Median household income | $68,148 (±$11,895) | $95,839 (±$3,023) | $69,595 (±$429) | $80,734 |
| Median home value | $250,000 (±$53,431) | $428,000 (±$9,088) | $286,700 (±$1,492) | $332,700 |
| Median real estate taxes (a year) | $962 (±$157) | $1,787 (±$50) | $1,442 (±$8) | $3,119 |
| Built before 1980 | 59.0% (±14.5 points) | 23.8% (±1.5 points) | 40.7% (±0.3 points) | 49.7% |
| Average commute | 28.4 minutes (±3.1) | 30.1 minutes (±0.9) | 25.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 82.7% (±11.1 points) | 93.6% (±1.0 points) | 89.2% (±0.2 points) | 91.0% |
| Median age of residents | 45.1 years (±9.1) | 39.8 years (±0.4) | 38.9 years (±0.1) | 38.9 years |
Watertown covers 1.4 square miles of land, about 1,015 residents per square mile (Census Bureau Gazetteer).
How Watertown has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,684 (±337) | 1,463 (±395) | −13.1% | Not a measurable change |
| Housing units | 689 (±108) | 642 (±157) | −6.8% | Not a measurable change |
| Median gross rent | $850 (±$170) | $1,036 (±$238) | +21.9% | No measurable change after inflation |
| Median home value | $119,600 (±$20,489) | $250,000 (±$53,431) | +109.0% | Up after inflation |
| Median household income | $47,257 (±$10,634) | $68,148 (±$11,895) | +44.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $961 (±$61) | $1,212 (±$106) | +26.1% | No measurable change after inflation |
| Median real estate taxes | $776 (±$75) | $962 (±$157) | +24.0% | No measurable change after inflation |
| Households that rent | 35.3% (±7.8 points) | 25.9% (±8.8 points) | −9.4 percentage points | Not a measurable change |
| Rental vacancy rate | 4.2% (±6.8 points) | 0.0% (±24.7 points) | −4.2 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Watertown
In 2025, the Watertown Police Department reported 360 violent and 180 property crimes per 100,000 residents to the FBI.
Across Wilson County, the departments that report recorded 150 violent and 564 property crimes per 100,000 residents that year.
Places near Watertown
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Alexandria | 6.2 mi | $789 | $220,100 | 38.9% |
| Auburntown | 11 mi | $1,067 | $245,200 | 24.6% |
| Liberty | 11 mi | $534 | $186,500 | 26.8% |
| Dowelltown | 13 mi | $695 | $155,700 | 34.1% |
| Gordonsville | 13 mi | $889 | $251,400 | 36.4% |
| Lebanon | 13 mi | $1,306 | $378,400 | 37.6% |
| South Carthage | 14 mi | $939 | $200,300 | 40.8% |
| Carthage | 15 mi | $934 | $257,300 | 37.2% |
Places in Tennessee most like Watertown
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Elkton | $950 | $202,600 | $66,944 | 27.5% |
| Greenback | $1,060 | $286,100 | $72,961 | 19.3% |
| Burns | $887 | $286,400 | $69,167 | 21.9% |
| Cornersville | $937 | $236,700 | $64,375 | 24.6% |
| New Market | $943 | $180,400 | $72,321 | 24.5% |
| Braden | $1,200 | $280,000 | $82,115 | 16.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Tennessee.
HUD Fair Market Rent for Watertown, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
HUD income limits for Watertown, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,400 | $40,650 | $65,050 |
| 2 people | $27,900 | $46,450 | $74,350 |
| 3 people | $31,400 | $52,250 | $83,650 |
| 4 people | $34,850 | $58,050 | $92,900 |
| 5 people | $38,680 | $62,700 | $100,350 |
| 6 people | $44,360 | $67,350 | $107,800 |
| 7 people | $50,040 | $72,000 | $115,200 |
| 8 people | $55,720 | $76,650 | $122,650 |
These are the limits HUD sets for its housing programs in the Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $116,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Watertown
What is the average rent in Watertown, TN?
The Census Bureau publishes the median rather than the average: the median gross rent in Watertown is $1,036 (±$238) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How many renters are there in Watertown?
Watertown has an estimated 156 (±72) renting households, 25.9% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Watertown?
The median household income in Watertown is $68,148 (±$11,895) a year (2020–2024 American Community Survey).
What is the average home value in Watertown, TN?
The Census Bureau publishes the median: $250,000 (±$53,431) for owner-occupied homes in Watertown (2020–2024 American Community Survey).
What is the average mortgage payment in Watertown?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Watertown, TN is $1,212 (±$106) a month, including taxes, insurance and utilities.
How much are property taxes in Watertown?
The median real estate tax paid by homeowners in Watertown, TN is $962 (±$157) a year (2020–2024 American Community Survey).
Is Watertown growing?
In Watertown, the number of residents went from 1,684 in 2015–2019 to 1,463 in 2020–2024 (−13.1%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Watertown city, Tennessee
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Watertown city, Tennessee
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Watertown city, Tennessee
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Watertown city, Tennessee
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Watertown city, Tennessee
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Watertown city, Tennessee
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Watertown city, Tennessee
- HUD Fair Market Rents, fiscal year 2027: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Watertown Police Department (ORI TN0950200)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Watertown city, Tennessee (place:78320, in state:47).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .