Housing data for Cumberland City, TN
Cumberland City, TN has an estimated 574 residents and 200 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Stewart County.
40.9% of households rent.
The median gross rent is $858 a month.
Its population grew measurably since 2015–2019 (+76.1%).
Figures last updated on .
- Residents
- 574 (±213)
- Housing units
- 200 (±62)
- Households that rent
- 40.9%
- Median gross rent
- $858
- Residents since 2015–2019
- +76.1%
What stands out in Cumberland City
Households that rent: 40.9% (±15.5 points) in Cumberland City, higher than in Stewart County (18.9%).
Housing in Cumberland City at a glance
- Median rent: $858 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $869 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 43.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 40.9% of households rent (Small sample: wide margin of error)
- Income and affordability: $56,250 median household income (Small sample: wide margin of error)
- Home values: $162,500 median home value (Small sample: wide margin of error)
- Homeowner costs: $1,488 median monthly cost with a mortgage
- Property taxes: $730 median real estate taxes a year
- Types of homes: 2.0% of homes are in buildings of 5 or more units
- Bedrooms: 44.0% of homes have 3 or more bedrooms
- Age of homes: 58.0% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 2.6% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 83.3% heat with electricity (Small sample: wide margin of error)
- Commute and cars: 41.1 minutes average trip to work
- Growth: +76.1% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 37.1% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 4.3% of homes have more than 1 person per room (Small sample: wide margin of error)
Cumberland City against Stewart County, its state and the nation
| Cumberland City | Stewart County | Tennessee | United States | |
|---|---|---|---|---|
| Residents | 574 (±213) | 14,027 (exact) | 7,066,383 (exact) | 334,922,499 |
| Housing units | 200 (±62) | 6,718 (±26) | 3,143,670 (±903) | 143,775,355 |
| Households that rent | 40.9% (±15.5 points) | 18.9% (±3.4 points) | 33.1% (±0.3 points) | 34.8% |
| Median gross rent | $858 (±$133) | $945 (±$65) | $1,189 (±$7) | $1,413 |
| Median household income | $56,250 (±$26,183) | $63,114 (±$5,169) | $69,595 (±$429) | $80,734 |
| Median home value | $162,500 (±$132,900) | $204,700 (±$19,355) | $286,700 (±$1,492) | $332,700 |
| Median real estate taxes (a year) | $730 (±$220) | $939 (±$96) | $1,442 (±$8) | $3,119 |
| Built before 1980 | 58.0% (±30.3 points) | 37.4% (±4.9 points) | 40.7% (±0.3 points) | 49.7% |
| Average commute | 41.1 minutes (±9.3) | 36.3 minutes (±3.5) | 25.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 89.8% (±7.8 points) | 88.0% (±2.9 points) | 89.2% (±0.2 points) | 91.0% |
| Median age of residents | 29.1 years (±6.0) | 44.3 years (±0.8) | 38.9 years (±0.1) | 38.9 years |
Cumberland City covers 5.0 square miles of land, about 115 residents per square mile (Census Bureau Gazetteer).
How Cumberland City has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 326 (±95) | 574 (±213) | +76.1% | Measurable increase |
| Housing units | 208 (±44) | 200 (±62) | −3.8% | Not a measurable change |
| Median gross rent | $554 (±$67) | $858 (±$133) | +54.9% | Up after inflation |
| Median home value | $97,500 (±$31,011) | $162,500 (±$132,900) | +66.7% | No measurable change after inflation |
| Median household income | $24,375 (±$7,134) | $56,250 (±$26,183) | +130.8% | No measurable change after inflation |
| Median owner cost with a mortgage | $888 (±$473) | $1,488 (±$457) | +67.6% | No measurable change after inflation |
| Median real estate taxes | $673 (±$211) | $730 (±$220) | +8.5% | No measurable change after inflation |
| Households that rent | 44.6% (±13.9 points) | 40.9% (±15.5 points) | −3.7 percentage points | Not a measurable change |
| Rental vacancy rate | 9.6% (±12.4 points) | 2.6% (±5.7 points) | −7.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Stewart County
Cumberland City has no police department of its own in the FBI’s figures, so this is the figure for Stewart County as a whole.
In 2023, the police departments that report for Stewart County recorded 180 violent and 352 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Cumberland City
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Erin | 5.5 mi | $512 | $202,900 | 46.4% |
| Tennessee Ridge | 8.3 mi | $935 | $171,800 | 13.2% |
| Slayden | 11 mi | $591 | $275,000 | 23.0% |
| Dover | 13 mi | $743 | $203,500 | 28.3% |
| Vanleer | 15 mi | $791 | $225,000 | 28.2% |
| McEwen | 19 mi | $745 | $205,300 | 32.1% |
| LaFayette | 19 mi | $725 | $99,000 | 23.9% |
| Clarksville | 21 mi | $1,307 | $263,600 | 44.4% |
Places in Tennessee most like Cumberland City
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Alexandria | $789 | $220,100 | $50,116 | 38.9% |
| Ardmore | $871 | $168,100 | $47,188 | 36.2% |
| Petersburg | $815 | $154,900 | $45,417 | 35.2% |
| Whitwell | $872 | $140,500 | $67,774 | 28.0% |
| McEwen | $745 | $205,300 | $60,781 | 32.1% |
| Bon Aqua Junction | $847 | $187,500 | $43,586 | 43.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Tennessee.
HUD Fair Market Rent for Cumberland City, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $693 | $812 | $995 | $1,378 | $1,663 |
HUD income limits for Cumberland City, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,950 | $31,550 | $50,550 |
| 2 people | $21,650 | $36,100 | $57,750 |
| 3 people | $27,320 | $40,600 | $64,950 |
| 4 people | $33,000 | $45,100 | $72,150 |
| 5 people | $38,680 | $48,700 | $77,950 |
| 6 people | $44,360 | $52,350 | $83,700 |
| 7 people | $50,040 | $55,950 | $89,500 |
| 8 people | $55,720 | $59,550 | $95,250 |
These are the limits HUD sets for its housing programs in the Stewart County, TN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $90,200.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cumberland City
What is the average mortgage payment in Cumberland City?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cumberland City, TN is $1,488 (±$457) a month, including taxes, insurance and utilities.
How much are property taxes in Cumberland City?
The median real estate tax paid by homeowners in Cumberland City, TN is $730 (±$220) a year (2020–2024 American Community Survey).
How many homes are in Cumberland City?
Cumberland City, TN has an estimated 200 (±62) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Cumberland City?
The most common size is 2 bedrooms, 46.0% of homes in Cumberland City, TN.
How long is the average commute in Cumberland City?
Workers who live in Cumberland City, TN take an average of 41.1 minutes each way (2020–2024 American Community Survey).
Is Cumberland City growing?
In Cumberland City, the number of residents went from 326 in 2015–2019 to 574 in 2020–2024 (+76.1%), a measurable increase.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cumberland City town, Tennessee
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cumberland City town, Tennessee
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cumberland City town, Tennessee
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cumberland City town, Tennessee
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cumberland City town, Tennessee
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cumberland City town, Tennessee
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cumberland City town, Tennessee
- HUD Fair Market Rents, fiscal year 2027: Stewart County, TN HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Stewart County, TN HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cumberland City town, Tennessee (place:18820, in state:47).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .