Housing data for Lago Vista, TX
Lago Vista, TX has an estimated 9,650 residents and 4,926 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Travis County.
10.4% of households rent.
The median gross rent is $1,436 a month.
Its population grew measurably since 2015–2019 (+39.1%).
Figures last updated on .
- Residents
- 9,650 (±26)
- Housing units
- 4,926 (±325)
- Households that rent
- 10.4%
- Median gross rent
- $1,436
- Residents since 2015–2019
- +39.1%
What stands out in Lago Vista
Households that rent: 10.4% (±5.3 points) in Lago Vista, lower than in Travis County (47.9%).
Homes in buildings of 5 or more units: 4.6% (±2.7 points) in Lago Vista, lower than in Travis County (35.4%).
Renters paying 30% or more of income: 81.5% (±26.2 points) in Lago Vista, higher than in Travis County (48.5%).
Homes built before 1980: 14.3% (±5.1 points) in Lago Vista, lower than in Travis County (24.1%).
Housing in Lago Vista at a glance
- Median rent: $1,436 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $1,436 median gross rent, 2 bedrooms
- Rent burden: 81.5% of renters pay 30% or more of income
- Renters and owners: 10.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $113,457 median household income
- Home values: $420,000 median home value
- Homeowner costs: $2,271 median monthly cost with a mortgage
- Property taxes: $6,042 median real estate taxes a year
- Types of homes: 4.6% of homes are in buildings of 5 or more units
- Bedrooms: 83.8% of homes have 3 or more bedrooms
- Age of homes: 14.3% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 78.8% heat with electricity
- Commute and cars: 34.7 minutes average trip to work
- Crime reported to police: 133 violent crimes per 100,000 residents
- Growth: +39.1% residents since 2015–2019
- How long people stay: 32.7% moved in since 2020
- Crowding and facilities: 2.5% of homes have more than 1 person per room
Lago Vista against Travis County, its state and the nation
| Lago Vista | Travis County | Texas | United States | |
|---|---|---|---|---|
| Residents | 9,650 (±26) | 1,330,015 (exact) | 30,188,424 (exact) | 334,922,499 |
| Housing units | 4,926 (±325) | 618,236 (±232) | 12,128,515 (±1,574) | 143,775,355 |
| Households that rent | 10.4% (±5.3 points) | 47.9% (±0.6 points) | 37.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,436 (±$1,171) | $1,744 (±$13) | $1,403 (±$4) | $1,413 |
| Median household income | $113,457 (±$15,284) | $99,611 (±$1,578) | $78,476 (±$263) | $80,734 |
| Median home value | $420,000 (±$25,384) | $523,000 (±$6,613) | $283,800 (±$738) | $332,700 |
| Median real estate taxes (a year) | $6,042 (±$603) | $7,727 (±$118) | $4,232 (±$19) | $3,119 |
| Built before 1980 | 14.3% (±5.1 points) | 24.1% (±0.6 points) | 33.2% (±0.2 points) | 49.7% |
| Average commute | 34.7 minutes (±3.7) | 25.2 minutes (±0.3) | 26.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 94.8% (±4.9 points) | 94.3% (±0.4 points) | 91.4% (±0.1 points) | 91.0% |
| Median age of residents | 54.1 years (±2.6) | 35.6 years (±0.1) | 35.6 years (±0.1) | 38.9 years |
Lago Vista covers 14.4 square miles of land, about 668 residents per square mile (Census Bureau Gazetteer).
How Lago Vista has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 6,935 (±20) | 9,650 (±26) | +39.1% | Measurable increase |
| Housing units | 3,305 (±307) | 4,926 (±325) | +49.0% | Measurable increase |
| Median gross rent | $1,420 (±$313) | $1,436 (±$1,171) | +1.1% | No measurable change after inflation |
| Median home value | $237,200 (±$17,845) | $420,000 (±$25,384) | +77.1% | Up after inflation |
| Median household income | $78,795 (±$7,699) | $113,457 (±$15,284) | +44.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,641 (±$117) | $2,271 (±$262) | +38.4% | No measurable change after inflation |
| Median real estate taxes | $3,825 (±$449) | $6,042 (±$603) | +58.0% | Up after inflation |
| Households that rent | 19.7% (±6.5 points) | 10.4% (±5.3 points) | −9.3 percentage points | Measurable decrease |
| Rental vacancy rate | 16.1% (±16.9 points) | 0.0% (±10.3 points) | −16.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Lago Vista
In 2025, the Lago Vista Police Department reported 133 violent and 399 property crimes per 100,000 residents to the FBI.
ZIP codes in Lago Vista
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 78645 | 44% | 15,256 | $1,608 | $434,600 | $113,008 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Lago Vista
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Jonestown | 4.0 mi | $2,515 | $557,600 | 6.4% |
| Briarcliff | 4.4 mi | $2,718 | $550,800 | 11.1% |
| Hudson Bend | 4.6 mi | $1,582 | $678,400 | 29.4% |
| Point Venture | 4.8 mi | $2,250 | $502,700 | 11.7% |
| Volente | 5.0 mi | $1,219 | $1,091,100 | 11.8% |
| Lakeway | 6.8 mi | $2,981 | $841,300 | 13.7% |
| The Hills | 7.3 mi | $3,500 or more | $846,000 | 3.6% |
| Steiner Ranch | 8.3 mi | $1,955 | $826,500 | 29.4% |
Places in Texas most like Lago Vista
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Pecan Grove | $1,507 | $383,500 | $131,937 | 7.5% |
| Rendon | $1,354 | $362,600 | $117,888 | 15.2% |
| Bulverde | $1,794 | $420,200 | $112,188 | 8.3% |
| Pecan Acres | $1,295 | $493,500 | $114,141 | 10.4% |
| Canyon Lake | $1,327 | $389,300 | $97,301 | 12.9% |
| Crandall | $1,333 | $303,000 | $88,997 | 10.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Texas.
HUD Fair Market Rent for Lago Vista, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,447 | $1,530 | $1,817 | $2,292 | $2,689 |
HUD income limits for Lago Vista, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $28,250 | $47,050 | $74,800 |
| 2 people | $32,250 | $53,800 | $85,450 |
| 3 people | $36,300 | $60,500 | $96,150 |
| 4 people | $40,300 | $67,200 | $106,800 |
| 5 people | $43,550 | $72,600 | $115,350 |
| 6 people | $46,750 | $78,000 | $123,900 |
| 7 people | $50,040 | $83,350 | $132,450 |
| 8 people | $55,720 | $88,750 | $141,000 |
These are the limits HUD sets for its housing programs in the Austin-Round Rock-San Marcos, TX MSA, where HUD’s median family income for fiscal year 2026 is $134,400.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lago Vista
How much is a two-bedroom apartment in Lago Vista?
The median gross rent for a two-bedroom home in Lago Vista, TX is $1,436 (±$140) a month (2020–2024 American Community Survey).
Are renters in Lago Vista rent-burdened?
81.5% of renting households in Lago Vista pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
What is the median household income in Lago Vista?
The median household income in Lago Vista is $113,457 (±$15,284) a year (2020–2024 American Community Survey).
What is the average home value in Lago Vista, TX?
The Census Bureau publishes the median: $420,000 (±$25,384) for owner-occupied homes in Lago Vista (2020–2024 American Community Survey).
What is the average mortgage payment in Lago Vista?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lago Vista, TX is $2,271 (±$262) a month, including taxes, insurance and utilities.
How much are property taxes in Lago Vista?
The median real estate tax paid by homeowners in Lago Vista, TX is $6,042 (±$603) a year (2020–2024 American Community Survey).
Is Lago Vista growing?
In Lago Vista, the number of residents went from 6,935 in 2015–2019 to 9,650 in 2020–2024 (+39.1%), a measurable increase.
What ZIP codes are in Lago Vista?
The ZIP code that covers Lago Vista is 78645.
What is the median rent in ZIP code 78645?
The median gross rent in ZIP Code Tabulation Area 78645 is $1,608 (±$579) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Lago Vista city, Texas
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lago Vista city, Texas
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Lago Vista city, Texas
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lago Vista city, Texas
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Lago Vista city, Texas
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Lago Vista city, Texas
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Lago Vista city, Texas
- HUD Fair Market Rents, fiscal year 2027: Austin-Round Rock-San Marcos, TX MSA
- HUD Income Limits, fiscal year 2026: Austin-Round Rock-San Marcos, TX MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Lago Vista Police Department (ORI TX2272100)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Lago Vista city, Texas (place:40264, in state:48).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .