How much do homeowners pay a month in Black Earth, WI?
Homeowners with a mortgage in Black Earth, WI pay a median of $1,921 (±$66) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $836 (±$77).
52.1% of owned homes carry a mortgage.
In Black Earth, the median monthly cost with a mortgage went from $1,525 in 2015–2019 to $1,921 in 2020–2024 (+26.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,921 (±$66)
- Without a mortgage
- $836 (±$77)
- Owned with a mortgage
- 52.1%
Monthly owner costs in Black Earth
| Black Earth | Dane County | Wisconsin | United States | |
|---|---|---|---|---|
| With a mortgage | $1,921 (±$66) | $2,200 (±$25) | $1,689 (±$5) | $1,963 |
| Without a mortgage | $836 (±$77) | $901 (±$15) | $659 (±$3) | $638 |
| Owned homes with a mortgage | 52.1% (±10.6 points) | 67.7% (±1.0 points) | 61.1% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,652 (±$642) | $6,420 (±$55) | $3,792 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Black Earth, the median cost with a mortgage is lower than in Dane County ($2,200).
It is also higher than in Wisconsin ($1,689).
It is not measurably different from the national figure ($1,963).
In Dane County, Black Earth ranks 49 of 59 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 320 of 1,845.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Black Earth have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,525 (±$66) | $1,921 (±$66) | +26.0% | No measurable change after inflation |
| Median real estate taxes | $3,470 (±$182) | $4,652 (±$642) | +34.1% | No measurable change after inflation |
| Median home value | $197,400 (±$11,893) | $290,800 (±$38,355) | +47.3% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Black Earth
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Black Earth | — | $1,921 (±$66) | — |
| Town of Black Earth | 3.0 mi | $2,297 (±$167) | Higher |
| Mazomanie | 3.6 mi | $1,616 (±$144) | Lower |
| Town of Vermont | 4.1 mi | $2,949 (±$337) | Higher |
| Town of Mazomanie | 4.7 mi | $2,106 (±$472) | Not measurably different |
| Town of Berry | 4.7 mi | $2,695 (±$359) | Higher |
| Cross Plains | 5.2 mi | $2,256 (±$152) | Higher |
| Town of Cross Plains | 5.7 mi | $2,819 (±$320) | Higher |
| Arena | 8.3 mi | $1,370 (±$172) | Lower |
Nearby places with a measurably lower figure: Mazomanie, WI ($1,616), Arena, WI ($1,370).
Nearby places with a measurably higher figure: Town of Black Earth, WI ($2,297), Town of Vermont, WI ($2,949), Town of Berry, WI ($2,695).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Dane County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 43 | Mount Horeb | $2,077 (±$166) |
| 44 | Town of Sun Prairie | $2,076 (±$168) |
| 45 | DeForest | $2,075 (±$116) |
| 46 | Blue Mounds | $2,068 (±$172) |
| 47 | Cambridge | $2,038 (±$184) |
| 48 | Dane | $1,953 (±$156) |
| 49 | Black Earth | $1,921 (±$66) |
| 50 | Marshall | $1,908 (±$186) |
| 51 | Rockdale | $1,875 (±$440) |
| 52 | Town of Blooming Grove | $1,872 (±$102) |
| 53 (tie) | Belleville | $1,870 (±$73) |
| 53 (tie) | Town of Dunkirk | $1,870 (±$176) |
| 55 | Deerfield | $1,856 (±$250) |
Showing 13 of 59 places in Dane County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Black Earth
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Black Earth beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Black Earth, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Black Earth, and send estimates and invoices from your phone.
Questions about Black Earth
What is the average mortgage payment in Black Earth?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Black Earth, WI is $1,921 (±$66) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Black Earth?
Owners without a mortgage in Black Earth pay a median of $836 (±$77) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Black Earth gone up?
In Black Earth, the median monthly cost with a mortgage went from $1,525 in 2015–2019 to $1,921 in 2020–2024 (+26.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Black Earth village, Wisconsin
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Black Earth village, Wisconsin
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Black Earth village, Wisconsin
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Black Earth village, Wisconsin
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Black Earth village, Wisconsin
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Black Earth village, Wisconsin (place:07800, in state:55).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Black Earth at a glance
- Renters and owners in Black Earth
- Income and affordability in Black Earth
- Home values in Black Earth
- Property taxes in Black Earth
- Types of homes in Black Earth
- Bedrooms in Black Earth
- Age of homes in Black Earth
- Heating fuel in Black Earth
- Commute and cars in Black Earth
- Population growth in Black Earth
- How long people stay in Black Earth
- Wisconsin landlord and tenant rules
- Housing across Dane County
- Housing data for every place in Wisconsin