How much do homeowners pay a month in Fort Atkinson, WI?

Name: Homeowner costs in Fort Atkinson, WI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Fort Atkinson, WI pay a median of $1,593 (±$38) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $631 (±$70).

64.2% of owned homes carry a mortgage.

In Fort Atkinson, the median monthly cost with a mortgage went from $1,274 in 2015–2019 to $1,593 in 2020–2024 (+25.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,593 (±$38)
Without a mortgage: $631 (±$70)
Owned with a mortgage: 64.2%

Monthly owner costs in Fort Atkinson

Median selected monthly owner costs, estimate (90% margin of error)
	Fort Atkinson	Jefferson County	Wisconsin	United States
With a mortgage	$1,593 (±$38)	$1,730 (±$27)	$1,689 (±$5)	$1,963
Without a mortgage	$631 (±$70)	$691 (±$24)	$659 (±$3)	$638
Owned homes with a mortgage	64.2% (±6.3 points)	62.0% (±1.6 points)	61.1% (±0.2 points)	60.6%
Median real estate taxes (a year)	$3,637 (±$144)	$4,005 (±$96)	$3,792 (±$12)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Fort Atkinson, the median cost with a mortgage is lower than in Jefferson County ($1,730).

It is also lower than in Wisconsin ($1,689).

It is lower than the national figure ($1,963).

In Jefferson County, Fort Atkinson ranks 21 of 24 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 902 of 1,845.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Fort Atkinson have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,274 (±$68)	$1,593 (±$38)	+25.0%	No measurable change after inflation
Median real estate taxes	$3,233 (±$148)	$3,637 (±$144)	+12.5%	Down after inflation
Median home value	$157,000 (±$7,152)	$211,800 (±$15,033)	+34.9%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Fort Atkinson

Nearest places with a published estimate, compared with Fort Atkinson
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Fort Atkinson	—	$1,593 (±$38)	—
Town of Koshkonong	2.1 mi	$2,006 (±$271)	Higher
Town of Jefferson (Jefferson County)	4.5 mi	$2,135 (±$181)	Higher
Jefferson	5.8 mi	$1,568 (±$110)	Not measurably different
Town of Hebron	6.5 mi	$1,805 (±$272)	Not measurably different
Lake Koshkonong	6.5 mi	$2,061 (±$348)	Higher
Town of Oakland (Jefferson County)	6.6 mi	$2,226 (±$256)	Higher
Town of Cold Spring	7.1 mi	$2,081 (±$307)	Higher
Town of Sumner (Jefferson County)	7.5 mi	$1,675 (±$278)	Not measurably different

Nearby places with a measurably higher figure: Town of Koshkonong, WI ($2,006), Town of Jefferson (Jefferson County), WI ($2,135), Lake Koshkonong, WI ($2,061).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Jefferson County, place by place

Rank	Place	Median monthly cost with a mortgage
15	Town of Hebron	$1,805 (±$272)
16	Waterloo	$1,797 (±$180)
17	Johnson Creek	$1,792 (±$119)
18	Town of Sumner (Jefferson County)	$1,675 (±$278)
19	Town of Palmyra	$1,637 (±$244)
20	Sullivan	$1,631 (±$156)
21	Fort Atkinson	$1,593 (±$38)
22	Jefferson	$1,568 (±$110)
23	Palmyra	$1,567 (±$81)
24	Watertown	$1,511 (±$69)

Showing 10 of 24 places in Jefferson County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Fort Atkinson

What is the average mortgage payment in Fort Atkinson?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Fort Atkinson, WI is $1,593 (±$38) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Fort Atkinson?

Owners without a mortgage in Fort Atkinson pay a median of $631 (±$70) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Fort Atkinson gone up?

In Fort Atkinson, the median monthly cost with a mortgage went from $1,274 in 2015–2019 to $1,593 in 2020–2024 (+25.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Fort Atkinson city, Wisconsin (place:26675, in state:55).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.