How much do homeowners pay a month in Osseo, WI?
Homeowners with a mortgage in Osseo, WI pay a median of $1,236 (±$113) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $640 (±$42).
67.7% of owned homes carry a mortgage.
In Osseo, the median monthly cost with a mortgage went from $1,128 in 2015–2019 to $1,236 in 2020–2024 (+9.6%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $1,236 (±$113)
- Without a mortgage
- $640 (±$42)
- Owned with a mortgage
- 67.7%
Monthly owner costs in Osseo
| Osseo | Trempealeau County | Wisconsin | United States | |
|---|---|---|---|---|
| With a mortgage | $1,236 (±$113) | $1,572 (±$46) | $1,689 (±$5) | $1,963 |
| Without a mortgage | $640 (±$42) | $636 (±$17) | $659 (±$3) | $638 |
| Owned homes with a mortgage | 67.7% (±8.0 points) | 57.7% (±1.9 points) | 61.1% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,305 (±$238) | $3,372 (±$94) | $3,792 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Osseo, the median cost with a mortgage is lower than in Trempealeau County ($1,572).
It is also lower than in Wisconsin ($1,689).
It is lower than the national figure ($1,963).
In Trempealeau County, Osseo ranks 22 of 26 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1555 of 1,845.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Osseo have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,128 (±$46) | $1,236 (±$113) | +9.6% | Down after inflation |
| Median real estate taxes | $2,646 (±$181) | $3,305 (±$238) | +24.9% | No measurable change after inflation |
| Median home value | $124,200 (±$7,017) | $181,600 (±$15,602) | +46.2% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Osseo
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Osseo | — | $1,236 (±$113) | — |
| Town of Sumner (Trempealeau County) | 1.5 mi | $1,875 (±$246) | Higher |
| Town of Otter Creek (Eau Claire County) | 4.2 mi | $1,839 (±$367) | Higher |
| Town of Garfield (Jackson County) | 5.0 mi | $1,743 (±$185) | Higher |
| Town of Unity (Trempealeau County) | 6.8 mi | $1,734 (±$161) | Higher |
| Town of Clear Creek | 7.7 mi | $1,594 (±$450) | Not measurably different |
| Augusta | 8.2 mi | $1,080 (±$56) | Lower |
| Town of Hale | 8.7 mi | $2,174 (±$355) | Higher |
| Strum | 8.8 mi | $1,483 (±$75) | Higher |
Nearby places with a measurably lower figure: Augusta, WI ($1,080).
Nearby places with a measurably higher figure: Town of Sumner (Trempealeau County), WI ($1,875), Town of Otter Creek (Eau Claire County), WI ($1,839), Town of Garfield (Jackson County), WI ($1,743).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Trempealeau County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 16 | Pigeon Falls | $1,533 (±$296) |
| 17 | Strum | $1,483 (±$75) |
| 18 | Trempealeau | $1,461 (±$91) |
| 19 | Town of Pigeon | $1,441 (±$360) |
| 20 | Eleva | $1,367 (±$79) |
| 21 | Whitehall | $1,338 (±$53) |
| 22 | Osseo | $1,236 (±$113) |
| 23 | Town of Dodge | $1,208 (±$543) |
| 24 | Ettrick | $1,202 (±$74) |
| 25 | Blair | $1,172 (±$100) |
| 26 | Arcadia | $987 (±$759) |
Showing 11 of 26 places in Trempealeau County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Osseo
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Osseo beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Osseo, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Osseo, and send estimates and invoices from your phone.
Questions about Osseo
What is the average mortgage payment in Osseo?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Osseo, WI is $1,236 (±$113) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Osseo?
Owners without a mortgage in Osseo pay a median of $640 (±$42) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Osseo gone up?
In Osseo, the median monthly cost with a mortgage went from $1,128 in 2015–2019 to $1,236 in 2020–2024 (+9.6%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Osseo city, Wisconsin
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Osseo city, Wisconsin
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Osseo city, Wisconsin
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Osseo city, Wisconsin
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Osseo city, Wisconsin
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Osseo city, Wisconsin (place:60575, in state:55).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Osseo at a glance
- Median rent in Osseo
- Rent by bedrooms in Osseo
- Rent burden in Osseo
- Renters and owners in Osseo
- Income and affordability in Osseo
- Home values in Osseo
- Property taxes in Osseo
- Types of homes in Osseo
- Bedrooms in Osseo
- Age of homes in Osseo
- Heating fuel in Osseo
- Commute and cars in Osseo
- Crime reported to police in Osseo
- Population growth in Osseo
- How long people stay in Osseo
- Wisconsin landlord and tenant rules
- Housing across Trempealeau County
- Housing data for every place in Wisconsin