How much do homeowners pay a month in the Town of Emerald, WI?

Name: Homeowner costs in the Town of Emerald, WI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in the Town of Emerald, WI pay a median of $1,871 (±$158) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $550 (±$141).

66.3% of owned homes carry a mortgage.

In the Town of Emerald, the median monthly cost with a mortgage went from $1,548 in 2015–2019 to $1,871 in 2020–2024 (+20.9%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,871 (±$158)
Without a mortgage: $550 (±$141)
Owned with a mortgage: 66.3%

Monthly owner costs in the Town of Emerald

Median selected monthly owner costs, estimate (90% margin of error)
	Town of Emerald	St. Croix County	Wisconsin	United States
With a mortgage	$1,871 (±$158)	$1,998 (±$45)	$1,689 (±$5)	$1,963
Without a mortgage	$550 (±$141)	$719 (±$32)	$659 (±$3)	$638
Owned homes with a mortgage	66.3% (±8.6 points)	70.2% (±1.7 points)	61.1% (±0.2 points)	60.6%
Median real estate taxes (a year)	$3,362 (±$321)	$4,420 (±$79)	$3,792 (±$12)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In the Town of Emerald, the median cost with a mortgage is not measurably different from St. Croix County ($1,998).

It is also higher than in Wisconsin ($1,689).

It is not measurably different from the national figure ($1,963).

In St. Croix County, the Town of Emerald ranks 18 of 33 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 380 of 1,845.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in the Town of Emerald have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,548 (±$100)	$1,871 (±$158)	+20.9%	No measurable change after inflation
Median real estate taxes	$2,945 (±$278)	$3,362 (±$321)	+14.2%	No measurable change after inflation
Median home value	$229,400 (±$16,064)	$299,100 (±$35,749)	+30.4%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near the Town of Emerald

Nearest places with a published estimate, compared with the Town of Emerald
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Town of Emerald	—	$1,871 (±$158)	—
Town of Glenwood	5.0 mi	$1,892 (±$46)	Not measurably different
Town of Cylon	5.4 mi	$1,768 (±$272)	Not measurably different
Town of Erin Prairie	5.8 mi	$2,221 (±$282)	Higher
Town of Baldwin	5.9 mi	$2,151 (±$132)	Higher
Town of Forest (St. Croix County)	6.5 mi	$1,834 (±$104)	Not measurably different
Glenwood City	7.3 mi	$1,419 (±$77)	Lower
Town of Springfield (St. Croix County)	7.9 mi	$1,664 (±$159)	Not measurably different
Deer Park	8.2 mi	$1,307 (±$142)	Lower

Nearby places with a measurably lower figure: Glenwood City, WI ($1,419), Deer Park, WI ($1,307).

Nearby places with a measurably higher figure: Town of Erin Prairie, WI ($2,221), Town of Baldwin, WI ($2,151).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across St. Croix County, place by place

Rank	Place	Median monthly cost with a mortgage
12	Town of Richmond (St. Croix County)	$2,121 (±$111)
13	Hudson	$2,115 (±$116)
14	Town of Kinnickinnic	$2,045 (±$182)
15	Town of Rush River	$1,963 (±$265)
16	Town of Cady	$1,923 (±$150)
17	Town of Glenwood	$1,892 (±$46)
18	Town of Emerald	$1,871 (±$158)
19	Roberts	$1,852 (±$148)
20	Town of Forest (St. Croix County)	$1,834 (±$104)
21	Baldwin	$1,781 (±$154)
22	Town of Stanton (St. Croix County)	$1,775 (±$246)
23	Town of Cylon	$1,768 (±$272)
24	New Richmond	$1,736 (±$123)

Showing 13 of 33 places in St. Croix County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town of Emerald

What is the average mortgage payment in the Town of Emerald?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Emerald, WI is $1,871 (±$158) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in the Town of Emerald?

Owners without a mortgage in the Town of Emerald pay a median of $550 (±$141) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in the Town of Emerald gone up?

In the Town of Emerald, the median monthly cost with a mortgage went from $1,548 in 2015–2019 to $1,871 in 2020–2024 (+20.9%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Emerald town, St. Croix County, Wisconsin (county subdivision:23925, in state:55 county:109).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.