Housing data for the Town of Ruby, WI
The Town of Ruby, WI has an estimated 499 residents and 335 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Chippewa County.
7.7% of households rent.
The median gross rent is $930 a month.
Figures last updated on .
- Residents
- 499 (±162)
- Housing units
- 335 (±125)
- Households that rent
- 7.7%
- Median gross rent
- $930
- Residents since 2015–2019
- +21.4%
What stands out in the Town of Ruby
Households that rent: 7.7% (±6.6 points) in the Town of Ruby, lower than in Chippewa County (25.8%).
Households that moved in since 2020: 7.7% (±5.2 points) in the Town of Ruby, lower than in Chippewa County (21.1%).
Households without a vehicle: 2.1% (±2.3 points) in the Town of Ruby, lower than in Chippewa County (4.8%).
Housing in the Town of Ruby at a glance
- Median rent: $930 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 7.7% of households rent (Small sample: wide margin of error)
- Income and affordability: $73,750 median household income
- Homeowner costs: $1,500 median monthly cost with a mortgage
- Property taxes: $2,119 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 41.5% of homes have 3 or more bedrooms
- Age of homes: 61.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 60.5% heat with propane
- Commute and cars: 27.2 minutes average trip to work (Small sample: wide margin of error)
- Growth: +21.4% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 7.7% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
The Town of Ruby against Chippewa County, its state and the nation
| Town of Ruby | Chippewa County | Wisconsin | United States | |
|---|---|---|---|---|
| Residents | 499 (±162) | 66,799 (exact) | 5,914,872 (exact) | 334,922,499 |
| Housing units | 335 (±125) | 29,366 (±147) | 2,778,572 (±1,533) | 143,775,355 |
| Households that rent | 7.7% (±6.6 points) | 25.8% (±1.7 points) | 32.2% (±0.3 points) | 34.8% |
| Median gross rent | $930 (±$363) | $963 (±$36) | $1,087 (±$4) | $1,413 |
| Median household income | $73,750 (±$6,578) | $74,680 (±$2,973) | $77,485 (±$455) | $80,734 |
| Median home value | — | $257,900 (±$10,011) | $266,500 (±$1,051) | $332,700 |
| Median real estate taxes (a year) | $2,119 (±$892) | $2,798 (±$77) | $3,792 (±$12) | $3,119 |
| Built before 1980 | 61.2% (±28.7 points) | 53.7% (±2.6 points) | 57.0% (±0.3 points) | 49.7% |
| Average commute | 27.2 minutes (±6.7) | 23.2 minutes (±1.4) | 22.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 37.8% (±18.5 points) | 89.3% (±1.3 points) | 90.3% (±0.2 points) | 91.0% |
| Median age of residents | 60.5 years (±10.9) | 42.2 years (±0.4) | 40.2 years (±0.1) | 38.9 years |
The Town of Ruby covers 53.5 square miles of land, about 9 residents per square mile (Census Bureau Gazetteer).
How the Town of Ruby has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 411 (±82) | 499 (±162) | +21.4% | Not a measurable change |
| Housing units | 202 (±29) | 335 (±125) | +65.8% | Measurable increase |
| Median gross rent | $788 (±$57) | $930 (±$363) | +18.0% | No measurable change after inflation |
| Median household income | $66,563 (±$16,239) | $73,750 (±$6,578) | +10.8% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,192 (±$172) | $1,500 (±$670) | +25.8% | No measurable change after inflation |
| Median real estate taxes | $1,414 (±$182) | $2,119 (±$892) | +49.9% | No measurable change after inflation |
| Households that rent | 10.6% (±7.8 points) | 7.7% (±6.6 points) | −2.9 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±52.8 points) | 0.0% (±52.6 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
ZIP codes in the Town of Ruby
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 54745 | 27% | 2,282 | $893 | $255,200 | $67,891 |
| 54766 | 10% | 1,668 | $885 | $150,500 | $66,050 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near the Town of Ruby
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Town of Lake Holcombe | 3.7 mi | $872 | $238,000 | 14.1% |
| Sheldon | 6.6 mi | $1,000 | $118,400 | 18.9% |
| Town of Pershing | 6.9 mi | — | $171,900 | 22.2% |
| Town of Estella | 7.2 mi | $742 | $204,800 | 8.6% |
| Town of Aurora (Taylor County) | 7.2 mi | $938 | $192,400 | 16.1% |
| Town of Marshall (Rusk County) | 7.9 mi | $873 | $140,000 | 14.6% |
| Cornell | 8.2 mi | $798 | $155,800 | 29.1% |
| Town of Colburn (Chippewa County) | 8.6 mi | $719 | $233,600 | 9.1% |
HUD Fair Market Rent for the Town of Ruby, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,014 | $1,017 | $1,259 | $1,695 | $1,701 |
HUD income limits for the Town of Ruby, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,300 | $35,500 | $56,750 |
| 2 people | $24,350 | $40,550 | $64,850 |
| 3 people | $27,400 | $45,600 | $72,950 |
| 4 people | $33,000 | $50,650 | $81,050 |
| 5 people | $38,680 | $54,750 | $87,550 |
| 6 people | $44,360 | $58,800 | $94,050 |
| 7 people | $50,040 | $62,850 | $100,550 |
| 8 people | $55,720 | $66,900 | $107,000 |
These are the limits HUD sets for its housing programs in the Eau Claire, WI MSA, where HUD’s median family income for fiscal year 2026 is $101,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Town of Ruby
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Town of Ruby beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Town of Ruby, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Town of Ruby, and send estimates and invoices from your phone.
Questions about Town of Ruby
What is the median household income in the Town of Ruby?
The median household income in the Town of Ruby is $73,750 (±$6,578) a year (2020–2024 American Community Survey).
What is the average mortgage payment in the Town of Ruby?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Ruby, WI is $1,500 (±$670) a month, including taxes, insurance and utilities.
How much are property taxes in the Town of Ruby?
The median real estate tax paid by homeowners in the Town of Ruby, WI is $2,119 (±$892) a year (2020–2024 American Community Survey).
How many homes are in the Town of Ruby?
The Town of Ruby, WI has an estimated 335 (±125) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in the Town of Ruby?
The most common size is 2 bedrooms, 51.3% of homes in the Town of Ruby, WI.
How old are most homes in the Town of Ruby?
61.2% of homes in the Town of Ruby, WI were built before 1980 (2020–2024 American Community Survey).
Is the Town of Ruby growing?
In the Town of Ruby, the number of residents went from 411 in 2015–2019 to 499 in 2020–2024 (+21.4%), not a measurable change.
What ZIP codes are in the Town of Ruby?
The ZIP codes that cover the Town of Ruby are 54745, 54766.
What is the median rent in ZIP code 54745?
The median gross rent in ZIP Code Tabulation Area 54745 is $893 (±$79) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Ruby town, Chippewa County, Wisconsin
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ruby town, Chippewa County, Wisconsin
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Ruby town, Chippewa County, Wisconsin
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Ruby town, Chippewa County, Wisconsin
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Ruby town, Chippewa County, Wisconsin
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Ruby town, Chippewa County, Wisconsin
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Ruby town, Chippewa County, Wisconsin
- HUD Fair Market Rents, fiscal year 2027: Eau Claire, WI MSA
- HUD Income Limits, fiscal year 2026: Eau Claire, WI MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Ruby town, Chippewa County, Wisconsin (county subdivision:69975, in state:55 county:017).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .