How much do homeowners pay a month in the Town of Whitewater, WI?
Homeowners with a mortgage in the Town of Whitewater, WI pay a median of $1,994 (±$263) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $778 (±$76).
60.4% of owned homes carry a mortgage.
In the Town of Whitewater, the median monthly cost with a mortgage went from $1,574 in 2015–2019 to $1,994 in 2020–2024 (+26.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,994 (±$263)
- Without a mortgage
- $778 (±$76)
- Owned with a mortgage
- 60.4%
Monthly owner costs in the Town of Whitewater
| Town of Whitewater | Walworth County | Wisconsin | United States | |
|---|---|---|---|---|
| With a mortgage | $1,994 (±$263) | $1,746 (±$35) | $1,689 (±$5) | $1,963 |
| Without a mortgage | $778 (±$76) | $723 (±$25) | $659 (±$3) | $638 |
| Owned homes with a mortgage | 60.4% (±8.5 points) | 62.6% (±1.7 points) | 61.1% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,514 (±$436) | $4,036 (±$85) | $3,792 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Whitewater, the median cost with a mortgage is not measurably different from Walworth County ($1,746).
It is also higher than in Wisconsin ($1,689).
It is not measurably different from the national figure ($1,963).
In Walworth County, the Town of Whitewater ranks 7 of 28 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 259 of 1,845.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Whitewater have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,574 (±$115) | $1,994 (±$263) | +26.7% | No measurable change after inflation |
| Median real estate taxes | $4,266 (±$406) | $4,514 (±$436) | +5.8% | Down after inflation |
| Median home value | $254,800 (±$20,481) | $360,200 (±$35,673) | +41.4% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Whitewater
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Whitewater | — | $1,994 (±$263) | — |
| Whitewater | 4.2 mi | $1,774 (±$127) | Not measurably different |
| Town of Richmond (Walworth County) | 4.6 mi | $1,693 (±$117) | Lower |
| Town of Lima (Rock County) | 5.7 mi | $1,762 (±$685) | Not measurably different |
| Town of Johnstown (Rock County) | 6.6 mi | $1,654 (±$115) | Lower |
| Town of Cold Spring | 7.1 mi | $2,081 (±$307) | Not measurably different |
| Town of La Grange (Walworth County) | 7.1 mi | $2,205 (±$110) | Not measurably different |
| Town of Sugar Creek | 7.6 mi | $1,713 (±$129) | Not measurably different |
| Lauderdale Lakes | 7.7 mi | $2,377 (±$295) | Not measurably different |
Nearby places with a measurably lower figure: Town of Richmond (Walworth County), WI ($1,693), Town of Johnstown (Rock County), WI ($1,654).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Walworth County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Town of Linn | $2,271 (±$184) |
| 2 | Fontana-on-Geneva Lake | $2,245 (±$337) |
| 3 | Town of East Troy | $2,214 (±$341) |
| 4 | Town of La Grange (Walworth County) | $2,205 (±$110) |
| 5 | Town of Troy (Walworth County) | $2,143 (±$310) |
| 6 | Williams Bay | $2,042 (±$251) |
| 7 | Town of Whitewater | $1,994 (±$263) |
| 8 | Town of Lafayette (Walworth County) | $1,984 (±$223) |
| 9 | Town of Spring Prairie | $1,943 (±$223) |
| 10 | East Troy | $1,900 (±$186) |
| 11 | Town of Geneva | $1,851 (±$219) |
| 12 | Elkhorn | $1,798 (±$116) |
| 13 | Town of Sharon (Walworth County) | $1,792 (±$497) |
Showing 13 of 28 places in Walworth County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Town of Whitewater
What is the average mortgage payment in the Town of Whitewater?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Whitewater, WI is $1,994 (±$263) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Whitewater?
Owners without a mortgage in the Town of Whitewater pay a median of $778 (±$76) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Whitewater gone up?
In the Town of Whitewater, the median monthly cost with a mortgage went from $1,574 in 2015–2019 to $1,994 in 2020–2024 (+26.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Whitewater town, Walworth County, Wisconsin
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Whitewater town, Walworth County, Wisconsin
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Whitewater town, Walworth County, Wisconsin
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Whitewater town, Walworth County, Wisconsin
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Whitewater town, Walworth County, Wisconsin
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Whitewater town, Walworth County, Wisconsin (county subdivision:86950, in state:55 county:127).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Town of Whitewater at a glance
- Income and affordability in the Town of Whitewater
- Home values in the Town of Whitewater
- Property taxes in the Town of Whitewater
- Types of homes in the Town of Whitewater
- Bedrooms in the Town of Whitewater
- Age of homes in the Town of Whitewater
- Heating fuel in the Town of Whitewater
- Commute and cars in the Town of Whitewater
- Population growth in the Town of Whitewater
- Wisconsin landlord and tenant rules
- Housing across Walworth County
- Housing data for every place in Wisconsin