How long does a homeowner have to cancel a home improvement contract in Illinois?

In Illinois, a consumer who buys $25 or more of goods or services from a seller physically present at the consumer’s home may cancel by notifying the seller within 3 full business days after signing, and a person 65 or older who buys home repair or remodeling from an uninvited solicitor at home has 15 full business days. At signing the seller must give a completed receipt or contract with a bold statement that the consumer may cancel before midnight of the third business day, and attach an easily detachable "NOTICE OF CANCELLATION" form in duplicate; the 3-day period does not start until the consumer gets that notice and the seller’s address. The consumer cancels by mailing or delivering a signed and dated copy of the notice or any other written notice. The seller must refund all payments, return any trade-in and cancel any negotiable instrument within 10 business days after receiving the notice. The right does not apply where the consumer initiated the contact for a bona fide immediate personal emergency and gives the seller a separate dated and signed statement in the consumer’s own handwriting describing the emergency and waiving the right to cancel. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is 815 ILCS 505/2B; 815 ILCS 513/22.

WhatIllinois
Right to cancel3 business days for home sales of $25 or more

What the statute says

“… that consumer may avoid the contract or transaction by notifying the seller within 3 full business days following that day on which the contract was signed or the sale was made …”

Quoted word for word from the section’s text.

Source

815 ILCS 505/2B; 815 ILCS 513/22

Read the statute in the Illinois Compiled Statutes (Illinois General Assembly): ilga.gov.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

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