How long does a homeowner have to cancel a home improvement contract in Montana?

In Montana, a buyer may cancel a personal solicitation sale of goods or services costing more than $25 (a sale that follows the seller contacting the buyer in person or by telephone away from the seller’s place of business) until midnight of the third business day after signing, by giving the seller written notice of cancellation. The seller must give the buyer a notice in at least 10-point boldface type, with the seller’s name and business address, saying "YOU MAY CANCEL THIS SALE WITHIN THREE BUSINESS DAYS" and carrying a tear-off "CONTRACT CANCELED / I hereby cancel this sale" form for the buyer to sign, or the statement the Federal Trade Commission’s door-to-door rule prescribes, and the three days do not start until the seller does so. Any written notice that shows the buyer does not intend to be bound is enough, and a mailed notice counts when it is deposited in a mailbox properly addressed with postage prepaid. Within 10 days after cancellation the seller must return the buyer’s payments and any note or other evidence of debt, and a seller who refuses is liable for the entire down payment and, if the buyer wins in court, $500 plus reasonable attorney fees and costs. The part does not cover a sale the buyer initiated or one where the buyer already knew the seller, the business and the kinds of goods or services offered. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is Mont. Code Ann. §§ 30-14-502, 30-14-504, 30-14-505, 30-14-506.

WhatMontana
Right to cancel3 business days for personal solicitation sales

What the statute says

“… the buyer or any other person obligated for any part of the purchase price may cancel a personal solicitation sale until midnight of the third business day after the day on which the buyer has signed an agreement or offer to purchase …”

Quoted word for word from the section’s text.

Source

Mont. Code Ann. §§ 30-14-502, 30-14-504, 30-14-505, 30-14-506

Read the statute in the Montana Code Annotated (Montana Legislature): leg.mt.gov.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

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