How long does a homeowner have to cancel a home improvement contract in North Dakota?

In North Dakota, a buyer may cancel a personal solicitation sale of consumer goods or services of $25 or more (one solicited by telephone or in person and agreed to away from the seller’s place of business) until midnight of the third business day after signing a complying agreement, or the fifteenth business day for a buyer aged sixty-five or older buying a product over fifty dollars, by delivering, mailing or emailing written notice of cancellation to the seller. The buyer’s agreement is enforceable only if it is in writing, dated and signed by the buyer, contains a conspicuous "NOTICE TO BUYER" stating that the buyer may cancel before midnight of the third business day, and has a completed "NOTICE OF CANCELLATION" form attached in duplicate; the seller must also tell the buyer orally of the right to cancel. Within ten days after cancellation the seller must return any payments and any note or other evidence of debt and promptly end any security interest. If services the seller performed before cancellation altered the buyer’s property, the seller must restore the property to substantially as good condition as it was in before. The buyer may not cancel if the buyer initiated the contract and asked for the goods or services without delay, the seller in good faith substantially began performance before the notice of cancellation, and the goods cannot be returned in substantially as good condition. Any waiver of the chapter is void, and a violation is a class B misdemeanor. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is N.D. Cent. Code §§ 51-18-01, 51-18-02, 51-18-04, 51-18-06, 51-18-07, 51-18-08.

WhatNorth Dakota
Right to cancel3 business days; 15 for buyers 65+ (over $50)

What the statute says

“… the buyer may cancel a personal solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement that complies with this chapter …”

Quoted word for word from the section’s text.

Source

N.D. Cent. Code §§ 51-18-01, 51-18-02, 51-18-04, 51-18-06, 51-18-07, 51-18-08

Read the statute in the North Dakota Century Code (North Dakota Legislative Branch): ndlegis.gov.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

Guides on this rule

Compare this rule in every state

More North Dakota rules

The same question in other states

Related