How long does a homeowner have to cancel a home improvement contract in Oklahoma?

In Oklahoma, a buyer may cancel a home solicitation sale, which is a consumer credit sale of goods or services solicited in person at the buyer’s residence, until midnight of the third business day after signing a complying agreement, by giving the seller written notice of cancellation at the address stated in the agreement. The agreement must carry, under the conspicuous caption "BUYER’S RIGHT TO CANCEL", a statement that the buyer may cancel by mailing the seller a notice before midnight of the third business day after signing and that the seller may keep up to five percent of the cash price from the cash down payment; until the seller complies, the buyer may cancel in any manner and by any means. Within ten days after cancellation the seller must return any payments and any note or other evidence of debt, keeping at most a cancellation fee of five percent of the cash price that may not exceed the cash down payment. A seller who performed services before cancellation is entitled to no compensation except that fee. The buyer may not cancel if the buyer asked the seller to provide the goods or services without delay because of an emergency, the seller in good faith substantially began performance before the notice of cancellation, and any goods cannot be returned in substantially as good condition. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is 14A O.S. §§ 2-501, 2-502, 2-503, 2-504, 2-505.

WhatOklahoma
Right to cancel3 business days for credit sales made at home

What the statute says

“… the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part …”

Quoted word for word from the section’s text.

Source

14A O.S. §§ 2-501, 2-502, 2-503, 2-504, 2-505

Read the statute in the Oklahoma Statutes (Oklahoma State Courts Network): oscn.net.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

Guides on this rule

Compare this rule in every state

More Oklahoma rules

The same question in other states

Related