How long does a homeowner have to cancel a home improvement contract in South Carolina?

In South Carolina, a buyer in a home solicitation sale made on consumer credit at a residence may cancel by giving written notice of cancellation to the seller at the address in the agreement until midnight of the third business day after signing. A home solicitation sale is a consumer credit sale of goods or services solicited in person and agreed to at a residence, and it also covers a sale paid in whole or part by credit card or by a consumer loan whose lender is subject to the buyer’s claims and defenses. Unless the seller follows the Federal Trade Commission rule’s notice, the agreement must carry the caption "BUYER’S RIGHT TO CANCEL" and say the buyer may cancel by mailing a notice to the seller before midnight of the third business day after signing, and until the seller complies the buyer may cancel by any means. Within ten days after receiving a notice of cancellation, the seller must return the buyer’s payments, any note or other evidence of debt, and any goods traded in, and a canceled seller is not entitled to compensation for services performed. The buyer may not cancel if, in a separate dated and signed statement that is not a printed form, the buyer described an emergency and asked the seller to provide goods or services without delay to safeguard health, safety or welfare or to prevent damage to property, and the seller in good faith made a substantial beginning of performance before the buyer gave notice of cancellation. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is S.C. Code §§ 37-2-501, 37-2-502, 37-2-503, 37-2-504, 37-2-505.

WhatSouth Carolina
Right to cancel3 business days after signing (sales on credit)

What the statute says

“… in addition to any right otherwise to revoke an offer, the buyer may cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part.”

Quoted word for word from the section’s text.

Source

S.C. Code §§ 37-2-501, 37-2-502, 37-2-503, 37-2-504, 37-2-505

Read the statute in the South Carolina Code of Laws (South Carolina Legislature): scstatehouse.gov.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

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