How long does a homeowner have to cancel a home improvement contract in Texas?

In Texas, a consumer who, after a personal solicitation away from the merchant’s place of business, agrees there to buy goods or services for more than $25 may cancel by mailing or delivering a signed and dated cancellation notice or other written notice to the merchant not later than midnight of the third business day after signing. The merchant must give the consumer a receipt or copy of the contract with a bold-faced statement that the buyer may cancel before midnight of the third business day, attach a completed and easily detachable notice of cancellation form in duplicate, and tell the consumer orally of the right to cancel; using the Federal Trade Commission’s door-to-door forms also complies. Before the end of the 10th business day after receiving a valid notice of cancellation, the merchant must refund all payments, return any goods traded in, cancel and return any negotiable instrument, and restore improvements on real property to their former condition unless the consumer asks otherwise. A merchant is not entitled to compensation for services performed under a canceled transaction. The chapter has no emergency-repair waiver, and a contract or receipt may not include a waiver of the consumer’s rights under it. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is Tex. Bus. & Com. Code §§ 601.002, 601.051, 601.052, 601.053, 601.101, 601.151, 601.154.

WhatTexas
Right to cancel3 business days after signing

What the statute says

“In addition to any other rights or remedies available, a consumer may cancel a consumer transaction not later than midnight of the third business day after the date the consumer signs an agreement or offer to purchase.”

Quoted word for word from the section’s text.

Source

Tex. Bus. & Com. Code §§ 601.002, 601.051, 601.052, 601.053, 601.101, 601.151, 601.154

Read the statute in the Texas Statutes (Texas Legislature): statutes.capitol.texas.gov.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

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