Housing data for Boulder Creek, CA
Boulder Creek, CA has an estimated 4,632 residents and 2,201 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Santa Cruz County.
23.5% of households rent.
The median gross rent is $1,907 a month.
Figures last updated on .
- Residents
- 4,632 (±668)
- Housing units
- 2,201 (±260)
- Households that rent
- 23.5%
- Median gross rent
- $1,907
- Residents since 2015–2019
- −10.6%
What stands out in Boulder Creek
Homes in buildings of 5 or more units: 0.0% (±3.3 points) in Boulder Creek, lower than in Santa Cruz County (12.9%).
Median real estate taxes: $3,955 (±$1,623) in Boulder Creek, lower than in Santa Cruz County ($6,538).
Households that rent: 23.5% (±8.7 points) in Boulder Creek, lower than in Santa Cruz County (40.1%).
Average commute: 37.4 minutes (±6.5) in Boulder Creek, higher than in Santa Cruz County (25.7 minutes).
- Types of homes in Boulder Creek
- Property taxes in Boulder Creek
- Renters and owners in Boulder Creek
- Commute and cars in Boulder Creek
Housing in Boulder Creek at a glance
- Median rent: $1,907 median gross rent a month
- Rent burden: 78.7% of renters pay 30% or more of income
- Renters and owners: 23.5% of households rent
- Income and affordability: $84,156 median household income
- Home values: $849,900 median home value
- Homeowner costs: $3,787 median monthly cost with a mortgage
- Property taxes: $3,955 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 47.9% of homes have 3 or more bedrooms
- Age of homes: 80.4% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 41.3% heat with utility gas
- Commute and cars: 37.4 minutes average trip to work
- Growth: −10.6% residents since 2015–2019
- How long people stay: 26.6% moved in since 2020
- Crowding and facilities: 1.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Boulder Creek against Santa Cruz County, its state and the nation
| Boulder Creek | Santa Cruz County | California | United States | |
|---|---|---|---|---|
| Residents | 4,632 (±668) | 264,926 (exact) | 39,287,377 (exact) | 334,922,499 |
| Housing units | 2,201 (±260) | 106,977 (±177) | 14,644,735 (±1,665) | 143,775,355 |
| Households that rent | 23.5% (±8.7 points) | 40.1% (±1.1 points) | 44.1% (±0.2 points) | 34.8% |
| Median gross rent | $1,907 (±$145) | $2,264 (±$51) | $2,036 (±$5) | $1,413 |
| Median household income | $84,156 (±$20,287) | $111,093 (±$2,734) | $99,122 (±$310) | $80,734 |
| Median home value | $849,900 (±$63,987) | $1,027,500 (±$15,133) | $734,700 (±$1,307) | $332,700 |
| Median real estate taxes (a year) | $3,955 (±$1,623) | $6,538 (±$166) | $5,124 (±$17) | $3,119 |
| Built before 1980 | 80.4% (±14.9 points) | 63.5% (±1.9 points) | 56.0% (±0.2 points) | 49.7% |
| Average commute | 37.4 minutes (±6.5) | 25.7 minutes (±0.6) | 28.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.4% (±5.4 points) | 94.2% (±0.7 points) | 93.5% (±0.1 points) | 91.0% |
| Median age of residents | 47.9 years (±4.1) | 39.8 years (±0.3) | 37.9 years (±0.1) | 38.9 years |
Boulder Creek covers 7.5 square miles of land, about 617 residents per square mile (Census Bureau Gazetteer).
How Boulder Creek has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 5,182 (±623) | 4,632 (±668) | −10.6% | Not a measurable change |
| Housing units | 2,389 (±233) | 2,201 (±260) | −7.9% | Not a measurable change |
| Median gross rent | $1,389 (±$239) | $1,907 (±$145) | +37.3% | No measurable change after inflation |
| Median home value | $578,000 (±$35,611) | $849,900 (±$63,987) | +47.0% | Up after inflation |
| Median household income | $97,433 (±$20,534) | $84,156 (±$20,287) | −13.6% | Down after inflation |
| Median owner cost with a mortgage | $2,684 (±$189) | $3,787 (±$851) | +41.1% | No measurable change after inflation |
| Median real estate taxes | $3,728 (±$739) | $3,955 (±$1,623) | +6.1% | No measurable change after inflation |
| Households that rent | 24.0% (±8.2 points) | 23.5% (±8.7 points) | −0.5 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±6.5 points) | 0.0% (±7.9 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Santa Cruz County
Boulder Creek has no police department of its own in the FBI’s figures, so this is the figure for Santa Cruz County as a whole.
In 2025, the police departments that report for Santa Cruz County recorded 320 violent and 1,334 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Boulder Creek
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 95006 | 13% | 7,561 | $2,129 | $843,200 | $102,167 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Boulder Creek
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Brookdale | 2.2 mi | $1,814 | $881,700 | 54.8% |
| Ben Lomond | 4.4 mi | $2,514 | $960,700 | 23.2% |
| Bonny Doon | 6.3 mi | $1,838 | $1,201,900 | 22.8% |
| Felton | 7.0 mi | $2,068 | $900,500 | 23.5% |
| Lexington Hills | 7.8 mi | $2,482 | $1,215,900 | 13.4% |
| Scotts Valley | 8.4 mi | $2,491 | $1,105,700 | 26.4% |
| Monte Sereno | 11 mi | — | $2,000,000 or more | 2.6% |
| Saratoga | 11 mi | $3,500 or more | $2,000,000 or more | 13.6% |
Places in California most like Boulder Creek
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Amesti | $1,660 | $879,400 | $108,833 | 19.3% |
| Avocado Heights | $1,989 | $725,000 | $92,155 | 25.7% |
| Guerneville | $1,579 | $600,600 | $81,281 | 33.4% |
| Trinidad | $2,139 | $834,000 | $105,833 | 15.5% |
| Rollingwood | $1,836 | $600,000 | $99,830 | 24.9% |
| Mountain View (community) | $2,018 | $590,100 | $94,046 | 35.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across California.
HUD Fair Market Rent for Boulder Creek, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $3,230 | $3,390 | $4,254 | $5,531 | $5,748 |
HUD income limits for Boulder Creek, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $45,700 | $76,150 | $122,200 |
| 2 people | $52,200 | $87,000 | $139,650 |
| 3 people | $58,750 | $97,900 | $157,100 |
| 4 people | $65,250 | $108,750 | $174,550 |
| 5 people | $70,500 | $117,450 | $188,500 |
| 6 people | $75,700 | $126,150 | $202,500 |
| 7 people | $80,950 | $134,850 | $216,450 |
| 8 people | $86,150 | $143,550 | $230,450 |
These are the limits HUD sets for its housing programs in the Santa Cruz-Watsonville, CA MSA, where HUD’s median family income for fiscal year 2026 is $137,200.
A program can use its own limits; tax-credit and local programs often do.
Boulder Creek is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Boulder Creek
What is the average rent in Boulder Creek, CA?
The Census Bureau publishes the median rather than the average: the median gross rent in Boulder Creek is $1,907 (±$145) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
Are renters in Boulder Creek rent-burdened?
78.7% of renting households in Boulder Creek pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Boulder Creek?
Boulder Creek has an estimated 474 (±184) renting households, 23.5% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Boulder Creek?
The median household income in Boulder Creek is $84,156 (±$20,287) a year (2020–2024 American Community Survey).
What is the average home value in Boulder Creek, CA?
The Census Bureau publishes the median: $849,900 (±$63,987) for owner-occupied homes in Boulder Creek (2020–2024 American Community Survey).
What is the average mortgage payment in Boulder Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Boulder Creek, CA is $3,787 (±$851) a month, including taxes, insurance and utilities.
Is Boulder Creek growing?
In Boulder Creek, the number of residents went from 5,182 in 2015–2019 to 4,632 in 2020–2024 (−10.6%), not a measurable change.
What ZIP codes are in Boulder Creek?
The ZIP code that covers Boulder Creek is 95006.
What is the median rent in ZIP code 95006?
The median gross rent in ZIP Code Tabulation Area 95006 is $2,129 (±$238) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Boulder Creek CDP, California
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Boulder Creek CDP, California
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Boulder Creek CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Boulder Creek CDP, California
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Boulder Creek CDP, California
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Boulder Creek CDP, California
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Boulder Creek CDP, California
- HUD Fair Market Rents, fiscal year 2027: Santa Cruz-Watsonville, CA MSA
- HUD Income Limits, fiscal year 2026: Santa Cruz-Watsonville, CA MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Boulder Creek CDP, California (place:07652, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .