Housing data for Ben Lomond, CA
Ben Lomond, CA has an estimated 6,858 residents and 2,804 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Santa Cruz County.
23.2% of households rent.
The median gross rent is $2,514 a month.
Figures last updated on .
- Residents
- 6,858 (±1,056)
- Housing units
- 2,804 (±365)
- Households that rent
- 23.2%
- Median gross rent
- $2,514
- Residents since 2015–2019
- −0.5%
What stands out in Ben Lomond
Homes in buildings of 5 or more units: 0.2% (±2.1 points) in Ben Lomond, lower than in Santa Cruz County (12.9%).
Households that rent: 23.2% (±7.8 points) in Ben Lomond, lower than in Santa Cruz County (40.1%).
Households without a vehicle: 0.4% (±0.6 points) in Ben Lomond, lower than in Santa Cruz County (5.2%).
Households that moved in since 2020: 11.8% (±4.2 points) in Ben Lomond, lower than in Santa Cruz County (21.2%).
- Types of homes in Ben Lomond
- Renters and owners in Ben Lomond
- Commute and cars in Ben Lomond
- How long people stay in Ben Lomond
Housing in Ben Lomond at a glance
- Median rent: $2,514 median gross rent a month
- Rent by bedrooms: $2,260 median gross rent, 2 bedrooms
- Rent burden: 63.9% of renters pay 30% or more of income
- Renters and owners: 23.2% of households rent
- Income and affordability: $130,041 median household income
- Home values: $960,700 median home value
- Homeowner costs: $3,642 median monthly cost with a mortgage
- Property taxes: $6,102 median real estate taxes a year
- Types of homes: 0.2% of homes are in buildings of 5 or more units
- Bedrooms: 58.6% of homes have 3 or more bedrooms
- Age of homes: 87.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 65.2% heat with utility gas
- Commute and cars: 33.1 minutes average trip to work
- Growth: −0.5% residents since 2015–2019
- How long people stay: 11.8% moved in since 2020
- Crowding and facilities: 3.1% of homes have more than 1 person per room
Ben Lomond against Santa Cruz County, its state and the nation
| Ben Lomond | Santa Cruz County | California | United States | |
|---|---|---|---|---|
| Residents | 6,858 (±1,056) | 264,926 (exact) | 39,287,377 (exact) | 334,922,499 |
| Housing units | 2,804 (±365) | 106,977 (±177) | 14,644,735 (±1,665) | 143,775,355 |
| Households that rent | 23.2% (±7.8 points) | 40.1% (±1.1 points) | 44.1% (±0.2 points) | 34.8% |
| Median gross rent | $2,514 (±$421) | $2,264 (±$51) | $2,036 (±$5) | $1,413 |
| Median household income | $130,041 (±$13,062) | $111,093 (±$2,734) | $99,122 (±$310) | $80,734 |
| Median home value | $960,700 (±$44,995) | $1,027,500 (±$15,133) | $734,700 (±$1,307) | $332,700 |
| Median real estate taxes (a year) | $6,102 (±$1,293) | $6,538 (±$166) | $5,124 (±$17) | $3,119 |
| Built before 1980 | 87.2% (±13.8 points) | 63.5% (±1.9 points) | 56.0% (±0.2 points) | 49.7% |
| Average commute | 33.1 minutes (±4.4) | 25.7 minutes (±0.6) | 28.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 94.8% (±4.5 points) | 94.2% (±0.7 points) | 93.5% (±0.1 points) | 91.0% |
| Median age of residents | 46.6 years (±6.0) | 39.8 years (±0.3) | 37.9 years (±0.1) | 38.9 years |
Ben Lomond covers 8.4 square miles of land, about 819 residents per square mile (Census Bureau Gazetteer).
How Ben Lomond has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 6,890 (±549) | 6,858 (±1,056) | −0.5% | Not a measurable change |
| Housing units | 2,584 (±174) | 2,804 (±365) | +8.5% | Not a measurable change |
| Median gross rent | $1,863 (±$137) | $2,514 (±$421) | +34.9% | No measurable change after inflation |
| Median home value | $720,200 (±$40,486) | $960,700 (±$44,995) | +33.4% | Up after inflation |
| Median household income | $95,814 (±$15,293) | $130,041 (±$13,062) | +35.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,877 (±$215) | $3,642 (±$345) | +26.6% | No measurable change after inflation |
| Median real estate taxes | $4,620 (±$726) | $6,102 (±$1,293) | +32.1% | No measurable change after inflation |
| Households that rent | 28.1% (±5.6 points) | 23.2% (±7.8 points) | −4.9 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±5.1 points) | 0.0% (±6.4 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Santa Cruz County
Ben Lomond has no police department of its own in the FBI’s figures, so this is the figure for Santa Cruz County as a whole.
In 2025, the police departments that report for Santa Cruz County recorded 320 violent and 1,334 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Ben Lomond
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 95005 | 51% | 7,277 | $2,279 | $967,300 | $104,375 |
| 95018 | 13% | 6,594 | $2,165 | $838,600 | $129,464 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Ben Lomond
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Brookdale | 2.3 mi | $1,814 | $881,700 | 54.8% |
| Felton | 2.7 mi | $2,068 | $900,500 | 23.5% |
| Bonny Doon | 3.6 mi | $1,838 | $1,201,900 | 22.8% |
| Boulder Creek | 4.4 mi | $1,907 | $849,900 | 23.5% |
| Scotts Valley | 4.5 mi | $2,491 | $1,105,700 | 26.4% |
| Santa Cruz | 7.7 mi | $2,452 | $1,209,000 | 51.6% |
| Lexington Hills | 7.8 mi | $2,482 | $1,215,900 | 13.4% |
| Live Oak (community) | 8.7 mi | $2,421 | $1,015,200 | 41.3% |
Places in California most like Ben Lomond
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Lagunitas-Forest Knolls | $2,387 | $939,500 | $130,682 | 23.6% |
| Cerritos | $2,930 | $935,300 | $135,439 | 24.1% |
| Altadena | $2,355 | $1,120,000 | $128,720 | 23.1% |
| Alum Rock | $2,389 | $909,500 | $126,705 | 29.8% |
| Hacienda Heights | $2,300 | $820,800 | $109,193 | 24.5% |
| East Richmond Heights | $2,071 | $915,400 | $134,632 | 15.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across California.
HUD Fair Market Rent for Ben Lomond, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $3,230 | $3,390 | $4,254 | $5,531 | $5,748 |
HUD income limits for Ben Lomond, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $45,700 | $76,150 | $122,200 |
| 2 people | $52,200 | $87,000 | $139,650 |
| 3 people | $58,750 | $97,900 | $157,100 |
| 4 people | $65,250 | $108,750 | $174,550 |
| 5 people | $70,500 | $117,450 | $188,500 |
| 6 people | $75,700 | $126,150 | $202,500 |
| 7 people | $80,950 | $134,850 | $216,450 |
| 8 people | $86,150 | $143,550 | $230,450 |
These are the limits HUD sets for its housing programs in the Santa Cruz-Watsonville, CA MSA, where HUD’s median family income for fiscal year 2026 is $137,200.
A program can use its own limits; tax-credit and local programs often do.
Ben Lomond is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Ben Lomond
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Ben Lomond beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Ben Lomond, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Ben Lomond, and send estimates and invoices from your phone.
Questions about Ben Lomond
What is the average rent in Ben Lomond, CA?
The Census Bureau publishes the median rather than the average: the median gross rent in Ben Lomond is $2,514 (±$421) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Ben Lomond?
The median gross rent for a one-bedroom home in Ben Lomond, CA is $1,773 (±$619) a month (2020–2024 American Community Survey).
Are renters in Ben Lomond rent-burdened?
63.9% of renting households in Ben Lomond pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Ben Lomond?
Ben Lomond has an estimated 616 (±260) renting households, 23.2% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Ben Lomond?
The median household income in Ben Lomond is $130,041 (±$13,062) a year (2020–2024 American Community Survey).
What is the average home value in Ben Lomond, CA?
The Census Bureau publishes the median: $960,700 (±$44,995) for owner-occupied homes in Ben Lomond (2020–2024 American Community Survey).
Is Ben Lomond growing?
In Ben Lomond, the number of residents went from 6,890 in 2015–2019 to 6,858 in 2020–2024 (−0.5%), not a measurable change.
What ZIP codes are in Ben Lomond?
The ZIP codes that cover Ben Lomond are 95005, 95018.
What is the median rent in ZIP code 95005?
The median gross rent in ZIP Code Tabulation Area 95005 is $2,279 (±$701) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Ben Lomond CDP, California
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ben Lomond CDP, California
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Ben Lomond CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Ben Lomond CDP, California
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Ben Lomond CDP, California
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Ben Lomond CDP, California
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Ben Lomond CDP, California
- HUD Fair Market Rents, fiscal year 2027: Santa Cruz-Watsonville, CA MSA
- HUD Income Limits, fiscal year 2026: Santa Cruz-Watsonville, CA MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Ben Lomond CDP, California (place:05332, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .