How much do homeowners pay a month in Los Olivos, CA?

Name: Homeowner costs in Los Olivos, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Los Olivos, CA pay a median of $3,935 (±$648) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,002 (±$287).

61.3% of owned homes carry a mortgage.

In Los Olivos, the median monthly cost with a mortgage went from $2,914 in 2015–2019 to $3,935 in 2020–2024 (+35.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,935 (±$648)
Without a mortgage: $1,002 (±$287)
Owned with a mortgage: 61.3%

Monthly owner costs in Los Olivos

Median selected monthly owner costs, estimate (90% margin of error)
	Los Olivos	Santa Barbara County	California	United States
With a mortgage	$3,935 (±$648)	$2,973 (±$51)	$2,946 (±$5)	$1,963
Without a mortgage	$1,002 (±$287)	$831 (±$26)	$829 (±$3)	$638
Owned homes with a mortgage	61.3% (±13.9 points)	63.4% (±1.2 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$6,583 (±$2,836)	$5,103 (±$149)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Los Olivos, the median cost with a mortgage is higher than in Santa Barbara County ($2,973).

It is also higher than in California ($2,946).

It is higher than the national figure ($1,963).

In Santa Barbara County, Los Olivos ranks 7 of 20 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 163 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Los Olivos have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,914 (±$333)	$3,935 (±$648)	+35.0%	No measurable change after inflation
Median real estate taxes	$5,240 (±$1,727)	$6,583 (±$2,836)	+25.6%	No measurable change after inflation
Median home value	$882,600 (±$104,159)	$1,522,700 (±$136,721)	+72.5%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Los Olivos

Nearest places with a published estimate, compared with Los Olivos
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Los Olivos	—	$3,935 (±$648)	—
Santa Ynez	3.3 mi	$4,000 or more	—
Solvang	4.8 mi	$3,836 (±$675)	Not measurably different
Buellton	5.4 mi	$3,109 (±$330)	Lower
Mission Hills	18 mi	$2,563 (±$618)	Lower
Vandenberg Village	20 mi	$2,607 (±$305)	Lower
Lompoc	20 mi	$2,213 (±$102)	Lower
Goleta	21 mi	$3,637 (±$145)	Not measurably different
Orcutt	22 mi	$2,725 (±$112)	Lower

Nearby places with a measurably lower figure: Buellton, CA ($3,109), Mission Hills, CA ($2,563), Vandenberg Village, CA ($2,607).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Santa Barbara County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Eastern Goleta Valley	$4,000 or more
1 (tie)	Mission Canyon	$4,000 or more
1 (tie)	Montecito	$4,000 or more
1 (tie)	Santa Ynez	$4,000 or more
1 (tie)	Summerland	$4,000 or more
1 (tie)	Toro Canyon	$4,000 or more
7	Los Olivos	$3,935 (±$648)
8	Santa Barbara	$3,841 (±$160)
9	Solvang	$3,836 (±$675)
10	Goleta	$3,637 (±$145)
11	Carpinteria	$3,458 (±$286)
12	Isla Vista	$3,302 (±$391)
13	University of California-Santa Barbara	$3,190 (±$527)

Showing 13 of 20 places in Santa Barbara County, ranked from highest to lowest.

Los Olivos is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Los Olivos

What is the average mortgage payment in Los Olivos?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Los Olivos, CA is $3,935 (±$648) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Los Olivos?

Owners without a mortgage in Los Olivos pay a median of $1,002 (±$287) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Los Olivos gone up?

In Los Olivos, the median monthly cost with a mortgage went from $2,914 in 2015–2019 to $3,935 in 2020–2024 (+35.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Los Olivos CDP, California (place:44168, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.