How much do homeowners pay a month in Summerland, CA?
Homeowners with a mortgage in Summerland, CA pay a median of $4,000 or more a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,252 (±$297).
58.1% of owned homes carry a mortgage.
Figures last updated on .
- With a mortgage
- $4,000 or more
- Without a mortgage
- $1,252 (±$297)
- Owned with a mortgage
- 58.1%
Monthly owner costs in Summerland
| Summerland | Santa Barbara County | California | United States | |
|---|---|---|---|---|
| With a mortgage | $4,000 or more | $2,973 (±$51) | $2,946 (±$5) | $1,963 |
| Without a mortgage | $1,252 (±$297) | $831 (±$26) | $829 (±$3) | $638 |
| Owned homes with a mortgage | 58.1% (±23.5 points) | 63.4% (±1.2 points) | 67.4% (±0.1 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $5,103 (±$149) | $5,124 (±$17) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
Median monthly cost with a mortgage in places near Summerland
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Summerland | — | $4,000 or more | — |
| Toro Canyon | 1.6 mi | $4,000 or more | — |
| Montecito | 2.6 mi | $4,000 or more | — |
| Carpinteria | 5.4 mi | $3,458 (±$286) | — |
| Santa Barbara | 7.3 mi | $3,841 (±$160) | — |
| Mission Canyon | 7.9 mi | $4,000 or more | — |
| Eastern Goleta Valley | 11 mi | $4,000 or more | — |
| University of California-Santa Barbara | 15 mi | $3,190 (±$527) | — |
| Goleta | 16 mi | $3,637 (±$145) | — |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Santa Barbara County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Eastern Goleta Valley | $4,000 or more |
| 1 (tie) | Mission Canyon | $4,000 or more |
| 1 (tie) | Montecito | $4,000 or more |
| 1 (tie) | Santa Ynez | $4,000 or more |
| 1 (tie) | Summerland | $4,000 or more |
| 1 (tie) | Toro Canyon | $4,000 or more |
| 7 | Los Olivos | $3,935 (±$648) |
| 8 | Santa Barbara | $3,841 (±$160) |
| 9 | Solvang | $3,836 (±$675) |
| 10 | Goleta | $3,637 (±$145) |
| 11 | Carpinteria | $3,458 (±$286) |
Showing 11 of 20 places in Santa Barbara County, ranked from highest to lowest.
Summerland is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Summerland
What is the average mortgage payment in Summerland?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Summerland, CA is $4,000 or more a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Summerland?
Owners without a mortgage in Summerland pay a median of $1,252 (±$297) a month in taxes, insurance, utilities and fees.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Summerland CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Summerland CDP, California
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Summerland CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Summerland CDP, California
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Summerland CDP, California
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Summerland CDP, California (place:75714, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Summerland at a glance
- Rent burden in Summerland
- Home values in Summerland
- Property taxes in Summerland
- Types of homes in Summerland
- Bedrooms in Summerland
- Age of homes in Summerland
- Heating fuel in Summerland
- Commute and cars in Summerland
- Population growth in Summerland
- California landlord and tenant rules
- Housing across Santa Barbara County
- Housing data for every place in California