How much do homeowners pay a month in University of California-Santa Barbara, CA?

Name: Homeowner costs in University of California-Santa Barbara, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in University of California-Santa Barbara, CA pay a median of $3,190 (±$527) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,293 (±$79).

83.7% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $3,190 (±$527)
Without a mortgage: $1,293 (±$79)
Owned with a mortgage: 83.7%

Monthly owner costs in University of California-Santa Barbara

Median selected monthly owner costs, estimate (90% margin of error)
	University of California-Santa Barbara	Santa Barbara County	California	United States
With a mortgage	$3,190 (±$527)	$2,973 (±$51)	$2,946 (±$5)	$1,963
Without a mortgage	$1,293 (±$79)	$831 (±$26)	$829 (±$3)	$638
Owned homes with a mortgage	83.7% (±16.6 points)	63.4% (±1.2 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$5,560 (±$1,593)	$5,103 (±$149)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In University of California-Santa Barbara, the median cost with a mortgage is not measurably different from Santa Barbara County ($2,973).

It is not measurably different from California ($2,946).

It is higher than the national figure ($1,963).

In Santa Barbara County, University of California-Santa Barbara ranks 13 of 20 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 323 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near University of California-Santa Barbara

Nearest places with a published estimate, compared with University of California-Santa Barbara
Place	Distance	Median monthly cost with a mortgage	Compared with this place
University of California-Santa Barbara	—	$3,190 (±$527)	—
Isla Vista	0.9 mi	$3,302 (±$391)	Not measurably different
Goleta	1.4 mi	$3,637 (±$145)	Not measurably different
Eastern Goleta Valley	3.9 mi	$4,000 or more	—
Santa Barbara	7.6 mi	$3,841 (±$160)	Higher
Mission Canyon	7.9 mi	$4,000 or more	—
Montecito	12 mi	$4,000 or more	—
Summerland	15 mi	$4,000 or more	—
Toro Canyon	16 mi	$4,000 or more	—

Nearby places with a measurably higher figure: Santa Barbara, CA ($3,841).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Santa Barbara County, place by place

Rank	Place	Median monthly cost with a mortgage
7	Los Olivos	$3,935 (±$648)
8	Santa Barbara	$3,841 (±$160)
9	Solvang	$3,836 (±$675)
10	Goleta	$3,637 (±$145)
11	Carpinteria	$3,458 (±$286)
12	Isla Vista	$3,302 (±$391)
13	University of California-Santa Barbara	$3,190 (±$527)
14	Buellton	$3,109 (±$330)
15	Orcutt	$2,725 (±$112)
16	Vandenberg Village	$2,607 (±$305)
17	Mission Hills	$2,563 (±$618)
18	Santa Maria	$2,331 (±$85)
19	Lompoc	$2,213 (±$102)

Showing 13 of 20 places in Santa Barbara County, ranked from highest to lowest.

University of California-Santa Barbara is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about University of California-Santa Barbara

What is the average mortgage payment in University of California-Santa Barbara?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in University of California-Santa Barbara, CA is $3,190 (±$527) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in University of California-Santa Barbara?

Owners without a mortgage in University of California-Santa Barbara pay a median of $1,293 (±$79) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for University of California-Santa Barbara CDP, California (place:81316, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.